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| Thanks Blonaybear!
I saw Comparis but I have to really look at it in great detail. I have the same kind of of coverage in the US without the supplemental overseas coverage.
I mean, my insurance will pay for emergency treatment in Europe. The only thing I could not do is pay out of pocket for an emergency and wait till I got back to the States for review and reimbursement. My last visit to Switzerland was great...I did not think about having problems therefore they did not occur.
When I return in August I am meeting with people at St Gallen hospital as well as a few insurance agents. My father-in-law had Helsana which looked perfect for me...just cannot afford to lay out 5000-6000 dollars up front for medicine and wait for reimbursement. Creating comic books and telling stories is really a labour of love...not for big money.
I currently pay 17,000 US dollars per year (insurance plus co-pays for meds and doctors) and I live very modestly, no vacations, no eating out or movies and things like that. I am not complaining because there are sacrifices I chose to make in order to do the work that I love. It keeps me alive and well but I basically work for my health insurance and well being. It is outrageous that people (w/chronic illness) are charged so much in the States just to stay alive but the Swiss insurance keeps looking brighter the more I review it!
I'm sure I'll find one that works plus with the supplemental...I guess I can't ask for more! | |
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You could contact Jenny on this forum. See
this.
As I said, you can get the basic Swiss insurance irrespective of your condition and at normal rates. If you wanted supplementary cover then that would be a different matter as it is subject to your medical condition. However, the basic insurance here is very good and many people have nothing else.
Regarding paying for drugs, you will find that the pharmacy will supply them and bill the insurance company direct so you don't have to worry about waiting for reimbursement.
Have a good look at Comparis to understand the full extent of the cover.