I haven't had any problems with CS so far. It was a pretty arbitary decision between them and UBS. Neither has very good interest rates on current accounts and you have to keep a decent amount of money in your account not to get hit with the monthly charge.

As far as I am conerned, I get what I need, decent online banking (when you get used to it), info in English and access to cash through ATMs. The one thing that does bug me is that I had to get a credit card (more annual fees) for online purchases as the standard maesto card doesn't have the 16 digit number needed.