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  #21  
Old 23.11.2015, 19:24
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Re: Finding things in Zurich a bit quiet, concerned about pension

Sep 2008 1GBP = 2.08 chf
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  #22  
Old 23.11.2015, 19:33
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Re: Finding things in Zurich a bit quiet, concerned about pension

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. . .
And the cost of everything, even on a fairly decent salary, between 150-200k, the cost of longer-term living is considerable. . . .
If you have to scrape by on a salary of below CHF 200k pa, you have my every sympathy and I wish you all the strength necessary to endure the many hardships which lie ahead.
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Old 23.11.2015, 19:40
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Re: Finding things in Zurich a bit quiet, concerned about pension

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Use your imagine and I can think of something where you can do all 3 at the same time.

May I recommend
https://en.wikipedia.org/wiki/Mali
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  #24  
Old 23.11.2015, 19:51
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Re: Finding things in Zurich a bit quiet, concerned about pension

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Well I suspect like most foreigners I have absolutely no intention of staying once I become pensionable / unemployable. There's far nicer places in the world to spend your money than this dreary place.

Tired of getting ripped off from just about everything here except the salary. Accept it for what it is - smile take the money and run.
And you are still here in Switzerlanbd because...?
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Old 23.11.2015, 19:58
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Re: Finding things in Zurich a bit quiet, concerned about pension

I think the key sentence here is " the cost of longer-term living is considerable. . . . "

The things is, 150-200K salary may not be sustainable in the long term, especially given the employment situation prevailing since Sep. 11, 2001. Once one crosses 50, one starts coming in the corsshairs of HR and the senior management when they are looking for "hight value" targets during the unavoidable downsizing exercises.

I came to Switzerland when I was not so young, and having endured a few major employment upheavals, I can quite share the concerns.

I plan to keep working in my retirement years (still far away) to supplement what I might end with as my pension, in order to continue to stay in CH. Though, every once in a while, taking the money and running still seems a better option.

That being said, my mantra is to be happy and thankful for today and not to make myself miserable thinking too much about how bad things might be in future. It has kept me sane sofar.
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  #26  
Old 23.11.2015, 20:01
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Re: Finding things in Zurich a bit quiet, concerned about pension

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And you are still here in Switzerlanbd because...?
I get paid double what I got pid in Uk for the same job simple as that.

I don't spend it here though - it hurts too much
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  #27  
Old 23.11.2015, 20:07
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Re: Finding things in Zurich a bit quiet, concerned about pension

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I don't spend it here though - it hurts too much
Thats why you have a shit life, you keep looking at the price of things in how much it costs at home where you would earn half as much.

Get a life or go back to the UK
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  #28  
Old 23.11.2015, 20:12
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Re: Finding things in Zurich a bit quiet, concerned about pension

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I get paid double what I got pid in Uk for the same job simple as that.

I don't spend it here though - it hurts too much
Agreed- Switzerland is not for everyone- no country is, and that is fine. But you came here for a reason- so now you need to balance the + and - and decide. Worst thing to do is to stay, moan and grumble all the time and be unhappy. But also ask yourself why you left 'back home' in the first place, before you go back. Perfection does not exist, even in Ticino, whatever Tom says
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  #29  
Old 23.11.2015, 20:18
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Re: Finding things in Zurich a bit quiet, concerned about pension

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Thats why you have a shit life, you keep looking at the price of things in how much it costs at home where you would earn half as much.

Get a life or go back to the UK
lol someone with 12000 + posts to englishforum telling me to get a life

- you got a mirror handy ?
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  #30  
Old 23.11.2015, 20:24
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Re: Finding things in Zurich a bit quiet, concerned about pension

How do you conclude I got a shit life ? - doesnt stand up to logic. Especially as I made no reference to the price of anything.

I can assure you I have a very contented and happy life.

But please continue to use derogatory personal comments to justify your englishforum life - makes me smile
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  #31  
Old 23.11.2015, 20:25
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Re: Finding things in Zurich a bit quiet, concerned about pension

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I get paid double what I got pid in Uk for the same job simple as that.

I don't spend it here though - it hurts too much
You should realize that you get paid 2x your UK salary not because Zurich lacks what-ever-is-that-you-do, but because living in Zurich is 2x expensive.

So where's the trouble?
You earn 2x, you spend 2x.
If you like Switzerland more than the UK, stay.
Otherwise, go back, or somewhere else.
As simple as that.
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  #32  
Old 23.11.2015, 20:26
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Re: Finding things in Zurich a bit quiet, concerned about pension

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How do you conclude I got a shit life ? - doesnt stand up to logic. Especially as I made no reference to the price of anything.

I can assure you I have a very contented and happy life.

But please continue to use derogatory personal comments to justify your englishforum life - makes me smile

That's what EF is here for
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  #33  
Old 23.11.2015, 20:28
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Re: Finding things in Zurich a bit quiet, concerned about pension

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You should realize that you get paid 2x your UK salary not because Zurich lacks what-ever-is-that-you-do, but because living in Zurich is 2x expensive.

So where's the trouble?
You earn 2x, you spend 2x.
If you like Switzerland more than the UK, stay.
Otherwise, go back, or somewhere else.
As simple as that.

How dare you ,you taking his smile away
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  #34  
Old 23.11.2015, 20:29
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Re: Finding things in Zurich a bit quiet, concerned about pension

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Perfection does not exist, even in Ticino, whatever Tom says
Yes, it does!

Tom
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Old 23.11.2015, 20:33
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Re: Finding things in Zurich a bit quiet, concerned about pension

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st2lemans - 15000+ posts
Alas, unlike some others, I've never had multiple accounts.

Tom
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  #36  
Old 23.11.2015, 20:49
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Re: Finding things in Zurich a bit quiet, concerned about pension

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I get paid double what I got pid in Uk for the same job simple as that.

I don't spend it here though - it hurts too much
So let's get this straight, you by your own admission find Switzerland a dull and dreary place, are here just for the money, and yet say you are "contented and happy"?

Does not compute, unless your benchmark for happiness and contentment was set very low before you came here.
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  #37  
Old 23.11.2015, 21:01
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Re: Finding things in Zurich a bit quiet, concerned about pension

It must be upsetting to have an account for 4 years before you work out how to troll with it.
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  #38  
Old 23.11.2015, 21:16
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Re: Finding things in Zurich a bit quiet, concerned about pension

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Forgive me if this sounds stupid, but can't a retiree get some sort of side-job?
Some small job, keep-an-eye-on-something job or some sort of helper.

Something just to add to his pension?

Top Tip: Rent-a-Rentner.


Yes you can continue to work - but note what the ch.ch site says about AHV:

https://www.ch.ch/en/working-retirement/


"Once you reach normal retirement age, you may continue to work. You have the option to postpone payment of your AHV pension for up to 5 years, or to work while receiving your pension. The contributions your make after reaching the normal retirement age are solidarity contributions and have no effect on the amount of your AHV benefits."

More info on Pillar 2 in the link.

---

It should be remembered that AHV is figured against 44 years. If you do not work 44 years here your payment will be prorated accordingly.

Many retirees do continue to work, although not so many with the companies they were working for - either because of mandatory retirement policies, or the increasing trend to fire anyone age 50+ years.

Losing 10+ years of a well paid job might mean that you might have to keep going another 20 at lower paid jobs.

The prejudice against older workers should be considered when one considers a move here. Those high salaries (in some fields, but not all) make Switzerland very attractive in your 30s to mid 40s - but save those Rappen while the going is good, because you might not be able to count on working until retirement age in the company (or industry) that brought you here.
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  #39  
Old 23.11.2015, 21:23
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Re: Finding things in Zurich a bit quiet, concerned about pension

Do what the pensioned Swiss do and go straight to the "Social Amt"


This is a Govt. organisation which gives money to people below a certain income level.


According to some Swiss newspapers last week the "Social Amt" has budget problems due to the unexpectedly high number of Swiss pensioners who go straight to the "Social Amt" on retirement!
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Old 23.11.2015, 21:26
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Re: Finding things in Zurich a bit quiet, concerned about pension

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---

............. or the increasing trend to fire anyone age 50+ years.

Losing 10+ years of a well paid job might mean that you might have to keep going another 20 at lower paid jobs.

The prejudice against older workers should be considered when one considers a move here. Those high salaries (in some fields, but not all) make Switzerland very attractive in your 30s to mid 40s - but save those Rappen while the going is good, because you might not be able to count on working until retirement age in the company (or industry) that brought you here.
Extremely sensible advice. Wish I had known this when I moved here, but no one would have guessed Sep. 11/2001 and its aftermath.
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