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  #21  
Old 14.04.2015, 15:47
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Re: Saving Swiss francs

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Thanks fatmanfilms for your reply.

I'm curious as to why many purchases and shopping done by the Swiss living in the borders of Switzerland are from the neighboring countries as opposed to buying products made in Switzerland.

According to my friends that do this it is because it is cheaper..fenito benito!! Even when the Euro was doing better. My one mate used to get his car serviced by the dealer in Switz, once the warranty period was finished he changed to taking it to the dealer in Germany...simply because the cost of servicing was significantly cheaper, not because he liked schelping out there to do it.


Sometimes the variety of products is also better i.e. more options to choose from.


Recently we had the pleasure of spending a week on a smallish Spanish island in the Atlantic far away from Europe, normally "stuff" on a smallish Island is expensive because a lot of stuff has to be imported and the logistics of getting it there etc.... Well I was surprised how cheaper stuff like beer, food, wine, bus trips, golf green fee's, hotel rates were compared to Switz. A glass of wine in a restaurant 2 - 3 Euro and that's for a proper glass not 1 deci .....
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  #22  
Old 14.04.2015, 17:54
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Re: Saving Swiss francs

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Recently an SVP politician was whining about cross-border shopping. Then got caught by photographers shopping in Lörrach.


Actually it's not quite that bad.

He was photographed in Switzerland using the carrier bag of a German pharmacy. He claimed not to know that the company in question was German and said he didn't know where he had got the bag.

BTW, the German company in question is owned by a guy who would probably be in the SVP were he Swiss. He even spoke out in favour of the Minder Initiative.

So all in all not quite as bad as the media were trying to make out.

But as is often the case, the headlines and photo told a different story to what followed.
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  #23  
Old 14.04.2015, 18:19
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Re: Saving Swiss francs

Check out the 2nd and 3rd pillar options. Or there are life insurance instruments, etc which earn interest. Cooking at home is the biggest saver for me.
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  #24  
Old 14.04.2015, 18:25
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Re: Saving Swiss francs

I buy stuff in Germany that I can`t get in Switzerland.
Meat is only from Switzerland.
Other stuff is divided up between certain Swiss and German supermarkets, because some have better prices, and some have better quality, and some have both, of certain products......... so I plan my trips (veeeery carefully ... usually for when I`m running out of my favourite whisky)

Something that came up in a discussion last weekend was .... howcome Coop can chop their prices so much NOW? How much profit where they making before the money thing happened?
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  #25  
Old 14.04.2015, 18:58
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Re: Saving Swiss francs

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........ so I plan my trips (veeeery carefully ... usually for when I`m running out of my favourite whisky)
That's what the Duty Free in Gatwick is for.

I don' think I can even get any of my favourites in either CH or DE, except maybe at a totally inflated price from some fancy snob shop.
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  #26  
Old 14.04.2015, 19:05
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Re: Saving Swiss francs

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Meat is only from Switzerland.
I prefer Italian meat, at least for beef and veal, albeit from a butcher I've frequented for over 20 years (and a really great one in Trieste, but that's usually a bit far for shopping), and of course salumi.

Fish, too.

Fresh pork, baby animals, and most poultry and game, we normal buy here.

Tom
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  #27  
Old 14.04.2015, 19:08
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Re: Saving Swiss francs

We have a great Spanish/Portuguese fish shop and 'traiteur' here, and since a couple of months back, an Italian supermarket (Crai- I think is the name).
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  #28  
Old 14.04.2015, 19:12
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Re: Saving Swiss francs

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That's what the Duty Free in Gatwick is for.

I don' think I can even get any of my favourites in either CH or DE, except maybe at a totally inflated price from some fancy snob shop.
After many years and many whiskies, I`ve found the cheap plonk from Lidl is my favourite! It beats some fancy expensive popular brands from most anywhere.
I just have a problem finding enough over 18yr olds to fill my car so I can buy more than ONE bottle!
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  #29  
Old 15.04.2015, 11:49
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Re: Saving Swiss francs

hi Tom
You do have a good point about "going at the wrong time"! to Italy to shop. I just can never seem to get it right! There seems to be traffic problems in at least one direction most of the time on the Ponte Tresa crossing (my nearest one) and I always get caught. I swore never again after taking 40 minutes to get from the Bennett to the border crosspoint (about 500m!) one time! Any tips on avoiding the madness on the roads?
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  #30  
Old 15.04.2015, 12:15
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Re: Saving Swiss francs

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Any tips on avoiding the madness on the roads?
a) Don't go on Saturday.

b) If you must go on Saturday, at Ponte Tresa, park on the Swiss side.

c) If you must go on Saturday, cross at Ponte Cremenaga, and go to the stores (Coop, Carrefour, etc.) in Luino.

d) If you must go on Saturday, go between 12 and 14.

Tom
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  #31  
Old 15.04.2015, 12:27
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Re: Saving Swiss francs

Thanks - great tips. I will have to investigate. Much appreciated!
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  #32  
Old 15.04.2015, 12:36
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Re: Saving Swiss francs

Don't get carried away by the sign "Aktion" in Supermarkets...


Often the deal is too good to be true and you are saving about a franc. I go in for milk and end up doing my monthly shopping on things I generally don't need.


Then I receive my credit card bill at the end of the month...
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  #33  
Old 15.04.2015, 14:29
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Re: Saving Swiss francs

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Don't get carried away by the sign "Aktion" in Supermarkets...

Or the basically meaningless "Aktuell"* mixed in with the "Aktion" signs at Co-op.

*It means "current" but serves no purpose for the customer except to mislead them into thinking that it's an "Aktion" sign.
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  #34  
Old 15.04.2015, 15:32
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Re: Saving Swiss francs

Of course its the same as anywhere else in the world, if you want to save money, you put some aside in a bank account, or stuff it under your mattress, the trick is not to spend it all as soon as you get it.


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Hi all!

I'm not sure if this is a stupid question but here goes, -Switzerland is an expensive country, but for people working and earning here the life seems quite comfortable. But still, I'm curious to know what the local Swiss people find as unreasonably expensive here and what do they do to save money while living in Switzerland.

Thanks
Cheers!
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Old 15.04.2015, 16:10
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Re: Saving Swiss francs

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Or the basically meaningless "Aktuell"* mixed in with the "Aktion" signs at Co-op.

*It means "current" but serves no purpose for the customer except to mislead them into thinking that it's an "Aktion" sign.


That's where I was going wrong then
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  #36  
Old 15.04.2015, 17:40
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Re: Saving Swiss francs

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Check out the 2nd and 3rd pillar options. Or there are life insurance instruments, etc which earn interest. Cooking at home is the biggest saver for me.
Life insurance products..... rather run a mile

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According to my friends that do this it is because it is cheaper..fenito benito!! Even when the Euro was doing better. My one mate used to get his car serviced by the dealer in Switz, once the warranty period was finished he changed to taking it to the dealer in Germany...simply because the cost of servicing was significantly cheaper, not because he liked schelping out there to do it.
.
I remember when the Euro was worth 1.60 CHF, at that point shopping in CH was cheaper, prices in CH have not changed much since then, whilst German prices are higher.
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  #37  
Old 15.04.2015, 17:47
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Re: Saving Swiss francs

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I remember when the Euro was worth 1.60 CHF, at that point shopping in CH was cheaper, prices in CH have not changed much since then, whilst German prices are higher.
Likewise in Italy.

I know plenty of Italians (co-workers) who shopped in TI until the EUR went below 1.3, and even now certain stuff is still cheaper here (electronics, fuel)

Tom
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  #38  
Old 16.04.2015, 11:37
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Re: Saving Swiss francs

To be honest I think it depends.

Food prices seem the same as the UK for the most part (maybe a bit more after the franc shot up), public transport is cheaper and better with the demi-tariff.

I don't have a car (don't need it) but I've heard they're expensive to keep here...

Rent is high, even in Neuchatel. When I first moved here I chose quite an expensive apartment as I assumed they were all in that range, but there are reasonable prices to be found.

Events, drinks at bars, etc. are a bit more expensive but not a necessity..

I'm definitely a lot better off than when I lived in the UK, on a decent salary for my age.
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  #39  
Old 16.04.2015, 12:15
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Re: Saving Swiss francs

There have been several price investigations by Swiss consumer magazines, all have concluded the Swiss importers are ripping us off. Even Coop, Migros & Landi have to buy from these thieves. So don't blame our supermarkets, blame the middle men. This is also why Aldi & Lidl can offer low prices, they import themselves and avoid the wholesalers.

At one time Denner imported (Swiss made) Elmex tooth paste from Germany, and sold it very cheaply here despite howls of protest. I found it interesting to search for Swiss products being sold in France and Germany. There aren't many things, but briefly, Maggi packet soups are half price in France, despite a heavy TVA / MWSt. In a ski resort pharmacy at Portes du Soleil on top of a mountain, the pain reducing cream Voltaren was about 30% of the price in a Basel shop, near where it is made!
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