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Old 13.04.2015, 13:53
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Saving Swiss francs

Hi all!

I'm not sure if this is a stupid question but here goes, -Switzerland is an expensive country, but for people working and earning here the life seems quite comfortable. But still, I'm curious to know what the local Swiss people find as unreasonably expensive here and what do they do to save money while living in Switzerland.

Thanks
Cheers!
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Old 13.04.2015, 14:00
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Re: Saving Swiss francs

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Hi all!

I'm not sure if this is a stupid question but here goes, -Switzerland is an expensive country, but for people working and earning here the life seems quite comfortable. But still, I'm curious to know what the local Swiss people find as unreasonably expensive here and what do they do to save money while living in Switzerland.

Thanks
Cheers!
I don't think local people think it's expensive, prices have hardly increased in the last 20 years & salaries are high.

You only believe its expensive because of todays exchange rate, over the last 20 years whilst living in CH I have seen the USD worth 1.80 CHF, a Euro worth 1.60 CHF, a GBP worth 2.60 CHF. Zurich seemed much cheaper than New York or London when the CHF was weaker.
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Old 13.04.2015, 14:16
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Re: Saving Swiss francs

Thanks fatmanfilms for your reply.

I'm curious as to why many purchases and shopping done by the Swiss living in the borders of Switzerland are from the neighboring countries as opposed to buying products made in Switzerland.
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Old 13.04.2015, 14:18
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Re: Saving Swiss francs

The logic is

10 CHF for a widget isn't expensive but I can buy it in German for 5 CHF.
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Old 13.04.2015, 14:19
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Re: Saving Swiss francs

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I'm curious as to why many purchases and shopping done by the Swiss living in the borders of Switzerland are from the neighboring countries as opposed to buying products made in Switzerland.
Because they don't make the same products in Switzerland.

Tom
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Old 13.04.2015, 14:22
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Re: Saving Swiss francs

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Thanks fatmanfilms for your reply.

I'm curious as to why many purchases and shopping done by the Swiss living in the borders of Switzerland are from the neighboring countries as opposed to buying products made in Switzerland.
To save money.

Not all products in Switzerland are made in Switzerland. But I'm sure you already know that.
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Old 13.04.2015, 14:28
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Re: Saving Swiss francs

Well, obviously for products that are not available in Switzerland, they would purchase it from elsewhere, but considering that the Swiss are very patriotic, wouldn't they prefer to pay more swiss francs for a quality product made in CH as opposed to buying for less from elsewhere in favor of their country and economy?
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Old 13.04.2015, 14:46
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Re: Saving Swiss francs

Well ya know, patriotism often ends when money comes into the picture.

Just like anywhere else on this gorgeous little planet, the most sensitive body part of the Swiss is their wallet.
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Old 13.04.2015, 14:47
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Re: Saving Swiss francs

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Well, obviously for products that are not available in Switzerland, they would purchase it from elsewhere, but considering that the Swiss are very patriotic, wouldn't they prefer to pay more swiss francs for a quality product made in CH as opposed to buying for less from elsewhere in favor of their country and economy?
Yes.
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Old 13.04.2015, 15:32
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Re: Saving Swiss francs

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Thanks fatmanfilms for your reply.

I'm curious as to why many purchases and shopping done by the Swiss living in the borders of Switzerland are from the neighboring countries as opposed to buying products made in Switzerland.
I don't think many Swiss will bother to travel 40 minutes to shop abroad, 10 - 15 minutes possibly however most realise that if nobody buys products from CH they will end up out of work or with no shops to go to, so shopping abroad is short sighted if your Swiss.
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Old 13.04.2015, 15:48
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Re: Saving Swiss francs

I live near the Italian border and I RARELY go to shop there... the traffic is hell - the supermarkets are HUGE and I always spend more cos I buy more. If you want to save Francs in CH then shop at Aldi or Lidl, or at Coop and Migros watching out for the specials and bargains which are great value!
That's my tuppence of advice anyway!
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Old 13.04.2015, 16:07
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Re: Saving Swiss francs

You know, of all the numerous topics I discuss with my Swiss work colleagues, friends and neighbours, the costs of shopping just never really come up. On EF it comes up all the time.

Different people have different priorities in their life. That's all there is to it.
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Old 13.04.2015, 16:22
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Re: Saving Swiss francs

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I live near the Italian border and I RARELY go to shop there... the traffic is hell
Only if you go there at the wrong time.

Also, going there by motorcycle eliminates the traffic problem.

But we usually don't go there to shop, rather we shop there when we go there for other reasons (visiting friends/relatives), and we usually buy Italian products that have a huge markup in CH (meat, fish, cheese, olive oil, etc.), or that we can't find here.

Tom
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Old 13.04.2015, 16:31
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Re: Saving Swiss francs

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Also, going there by motorcycle eliminates the traffic problem.
But I guess you quickly reach the limit to how many groceries you can carry on a motorcycle?
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Old 13.04.2015, 16:33
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Re: Saving Swiss francs

Immigrants aka expats always compare the price of goods to 'back home' but forget to compare their salary to 'back home' too. As Fatmansfilm says, prices in Switzerland have not gone up much at all and therefore prices here are quite 'normal' for the Swiss.
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Old 13.04.2015, 16:34
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Immigrants aka expats always compare the price of goods to 'back home' but forget to compare their salary to 'back home' too.
Pretty much the same, actually.

Tom

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But I guess you quickly reach the limit to how many groceries you can carry on a motorcycle?
A weeks worth, easily.

Tom

Last edited by 3Wishes; 13.04.2015 at 18:23. Reason: merging successive posts
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Old 13.04.2015, 22:41
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Re: Saving Swiss francs

Yes this is an expensive country, but there's a reason the salaries are higher too. I am Swiss and never questioned this and I rarely buy stuff abroad (even though I live by the German border and it takes me less time to hop over to Germany than to go to the nearest Migros) - I earn a Swiss salary, I can spend my money here. I used to travel to the US frequently for business, about six, seven times a year and I did buy stuff there that I couldn't get in Switzerland - since I was there anyway, it was easy enough. But these days, I don't travel much and I don't order things abroad that I can get here - only those that I can't, which really isn't much.

There are some items I find overpriced, e.g. cell phone charges and car repairs as well as some daily consumer goods. But overall, see above.

Most my friends are Swiss or Switzerland-born foreigners, and the price level is never a discussion topic. Literally never. But I do work in a highly international environment with mostly non-Swiss - funnily, with them, it's an issue that comes up all the time and quite frankly, it sometimes bugs the hell out of me. Heck, you earn a Swiss salary, which sure as hell is higher than your salary in whatever country you came from, it can't be that bad. Granted, most have a couple of apartments somewhere in the world, while most Swiss I know will never be able to buy even one place here, but I guess no one cares about that

The upside is that it's easy for me to travel as almost everywhere seems cheap, in comparison. The only place I found really expensive was Australia - coincidentally the one country with a similar average salary to Switzerland, go figure. But in my everyday life, I don't normally have anything to compare to "back home" as home is and always has been Switzerland.

And btw, I already thought this way when I was making about 30% of what I make these days.
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Old 13.04.2015, 23:09
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Re: Saving Swiss francs

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Immigrants aka expats always compare the price of goods to 'back home' but forget to compare their salary to 'back home' too. As Fatmansfilm says, prices in Switzerland have not gone up much at all and therefore prices here are quite 'normal' for the Swiss.

after being in many countries it's usually some stuff is more and some stuff is less often in the end it = to the same but if you are translating say pounds in dollars and going out to eat and comparing to the US cost, well you'll cry LOL
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Old 14.04.2015, 11:52
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Re: Saving Swiss francs

also if you compare your %age of spendings, i feel its roughly the same like "back home". the amount spent might be higher, but the share is the same. at least for me...
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Old 14.04.2015, 12:50
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Re: Saving Swiss francs

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Well ya know, patriotism often ends when money comes into the picture.

Just like anywhere else on this gorgeous little planet, the most sensitive body part of the Swiss is their wallet.
Recently an SVP politician was whining about cross-border shopping. Then got caught by photographers shopping in Lörrach.

If the local Swiss were so anti-cross-border shopping, then they wouldn't have voted to extend the number 8 tram into Weil-am-Rhein. I really don't see it in some way being "unfair" just 'cos I have my huge Swiss income. But hey, if it makes you feel morally superior, knock yourself out. I shop weekly in Germany/France, locally very often. I suspect once we're shot of the kids, we'll shop less often abroad. I use local tradesmen rather than German, because the quality is better (usually) and it's easier to control and get redress if needed.
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