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Old 10.05.2015, 15:12
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which retailers in Switzerland allow to pay in installements for purchasing

I want to buy a new pc and so far, i know fust and interdiscount offer buying anything above 200chf and pay it in installements. as in, pay some amount for upto 3 years.
I know this is for holders of permit b, c and onwards.

Anyway, I like to know which other shops support this as well.

thanks,

Last edited by vribium; 10.05.2015 at 17:12.
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Old 10.05.2015, 16:05
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Re: which retailers in Switzerland allow to pay in installements for purchasing

The Swiss just don't do retail credit.
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Old 10.05.2015, 16:21
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Re: which retailers in Switzerland allow to pay in installements for purchasing

The Migros Bank online give cheap personal loans.
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Old 10.05.2015, 16:22
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Re: which retailers in Switzerland allow to pay in installements for purchasing

Mediamarkt does it too, with their Shopping Card

https://shop.mediamarkt.ch/fr/servic...d/idtwaipfvoze
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Old 10.05.2015, 16:23
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Re: which retailers in Switzerland allow to pay in installements for purchasing

Online Vedia Kays sell all kinds of things and Jelmoli too. Not sure how you apply for the credit with them, or if you need a history of buying and paying with them, however, they do offer some type of instalments payments, as do the two retailers which you mention above. If you are employed and have a work permit, there are also finance companies who do private loans (Cembra, even Migros Bank, Interest rates are competitive with Migros). Bear in mind though, rather than getting credit, there are loads of really good free stuff floating around in Forums and bargains to be had in Brockenhouses etc. Second hand market for things is limited and expats leaving often give alot of it as more convenient. For the sake of convenience, I give away stuff for free too when time to upgrade. (Most of it in near new condition) , to whoever can pick it up from the door. One can can save alot of money while saving for what you really want.
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Old 12.05.2015, 00:33
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Re: which retailers in Switzerland allow to pay in installements for purchasing

There are many online shops which offer credit. One I know of is www.nettoshop.ch

your best bet is to head on over to www.toppreise.ch and search for whatever you're wanting, what you're looking for is listings which say FIN - as in Finance/Finanzierung

Few other pc sellers which have FIN listed on there are pc-ostschweiz, microspot, techmania, steg and internet.ch. Don't know if these companies actually do provide finance but nettoshop definitely does - I ordered a sandwich maker from them when my old one broke.

Other than that you probably won't find financing much in a retail store, only when shopping online.
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Old 12.05.2015, 00:37
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Re: which retailers in Switzerland allow to pay in installements for purchasing

They will only do so after stringent checks re permanent address, job, permit B or C and debt history/solvency though. Do you have a permanent address these days?
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Old 12.05.2015, 00:38
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Re: which retailers in Switzerland allow to pay in installements for purchasing

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They will only do so after stringent checks re permanent address, job, permit and debt history/solvency though. Do you have a permanent address these days?
Don't think the same applies with online stores though if the OP doesn't mind waiting for delivery. I'm not aware of any credit check completed RE my previous post.
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Old 12.05.2015, 08:27
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Re: which retailers in Switzerland allow to pay in installements for purchasing

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They will only do so after stringent checks re permanent address, job, permit B or C and debt history/solvency though. Do you have a permanent address these days?
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Don't think the same applies with online stores though if the OP doesn't mind waiting for delivery. I'm not aware of any credit check completed RE my previous post.
Very true. None of the online shops I've used have ever done any checks as far as I know. They just send the goods followed by a payment slip in the post.
I'm not sure about the payment in instalment options though as I just pay the whole lot once the bill arrives. ( I know Quelle definitely offers that option but I don't think they sell laptops).
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Old 12.05.2015, 12:54
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Re: which retailers in Switzerland allow to pay in installements for purchasing

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Very true. None of the online shops I've used have ever done any checks as far as I know. They just send the goods followed by a payment slip in the post.
I'm not sure about the payment in instalment options though as I just pay the whole lot once the bill arrives. ( I know Quelle definitely offers that option but I don't think they sell laptops).
Quelle have laptops listed on their website but for some reason the option under electronics redirects to their Dirndlshop page

Further looking around on there reveals the only workstations they sell are Apple iMacs and Notebooks are Acer, Apple and Lenovo. Not the greatest choice.

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