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  #21  
Old 03.08.2010, 11:00
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Re: Cost of living - help needed to get it right

Right bumping this.
Changes made but I reckon we can make it better.
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  #22  
Old 03.08.2010, 11:30
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Re: Cost of living - help needed to get it right

I would still include something on dining out - cost of a beer, bottle of wine etc

Drinks
English Pub - 1/2 litre draft beer= 9chf
Terrasse - beer (bottle) = 8chf
Bauschatzli - beer (bottle) = 5-6chf
All places - G&T = 10-17chf, Caiprinha = 13-18chf, Wine (per 1dl = 5-10chf)

Cheaper End
Tiffins - beer = 6chf, main = 20-25chf
Pizza Places - beer = 6chf, main = 15-20chf, salad = 8chf

Middle
????? - salad - 9-11chf, wine (bottle) = 40chf, main = 40chf

High End
????? - starter - 10-30chf, wine (bottle) = 60chf, main = 30-60chf

Top End
Budget around 300-400chf per person for Michelin stars and/or lots of Millau points - for a 6-7 course menu, champagne apero, wine and coffee EG Schauenstein, Kunststube

Ski Hut
Typical piste restaurant - soft drink = 6chf, beer (580ml bottle) = 6chf, main meal = 12-25chf
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  #23  
Old 03.08.2010, 14:25
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Re: Cost of living - help needed to get it right

whats the fast food section about?
14chf/meal? i dont eat fastfood so i dunno...only when passing the ads at HB n stuff.

clubbing:
17-35chf for cover. depending on place and what is on: local resident or international (dj) act

breakfast/brunch

17chf consisting of a croissant, 3 slices of bread, butter, jam, 3 slices of salami/cold cut
brunch is about 25-35chf all you can eat buffet, coffee is on extra 4.50chf

sandwiches start with 2.50 and go up to 6.50, 8chf

maybe we have to add that this is alle zurich prices...
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  #24  
Old 03.08.2010, 15:50
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Re: Cost of living - help needed to get it right

I do the shopping and also think your prices are a bit off. May I suggest to add a simple average price, fruit and veg averages 3.50, meat 25, cheese/smallgoods also 25. (Less if you take the specials or budget items)
But a good work in progress.

Derailment. I have been here 5years and it was a huge jump (the above prices) from Australian prices then but being there for 6 weeks this year it is comparable (well 2 duopolies what would you expect). A friend in Australia was commisioned to study the increase in food prices (trying to find the answer to childhood obesity) and found in the last 5 years there fast food had increases 32% and fresh food 134% in price. From what I remember the numbers are pretty close to the mark.
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  #25  
Old 03.08.2010, 16:17
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Re: Cost of living - help needed to get it right

The food prices come straight off the Coop online site. It is possible they are slightly cheaper prices than buying in the supermarket.

I put in some restaurant prices but I think as they are luxury costs it's not that important.
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  #26  
Old 19.08.2010, 22:13
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Re: Cost of living - help needed to get it right

Sorry, a very silly question: shall I add Quellensteuer to the taxes in the calculator or they are all in?
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  #27  
Old 23.08.2010, 18:44
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Re: Cost of living - help needed to get it right

Great post, I should have read it before I moved to Switzerland!! When I first arrived I found it expensive here.
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  #28  
Old 24.08.2010, 18:45
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Re: Cost of living - help needed to get it right

A good example of a way to phrase your question asking whether your 'books will balance' at the end of each month is this Thread in the Finance/Banking/Taxation Forum.

Giving relevant information helps other members to help you.
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  #29  
Old 25.08.2010, 15:26
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Re: Cost of living - help needed to get it right

hanks for sharing, but not so good for my English I do not understand
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  #30  
Old 27.08.2010, 22:17
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Re: Cost of living - help needed to get it right

It is compulsory for your employer to get an accident insurance for you, covering both work-related and non work-related accidents. What you need to check, is whether you're happy with the conditions, e.g. private room in a hospital.
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  #31  
Old 27.08.2010, 22:21
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Re: Cost of living - help needed to get it right

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No. Until you get a C-permit, you must pay quellensteuer. If you earn more than 120K/year, you still have quellensteuer, but must also fill in a tax return.
That depends on where you live. The Gemeinde decides whether your employer needs to deduct Quellensteuer or not. They also inform your employer of any decision with regards to this. My Aargauer Gemeinde exempted me from Quellensteuer as soon as I requested to submit a tax return.
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  #32  
Old 14.09.2010, 12:35
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Re: Cost of living - help needed to get it right

my quellensteuer is not on my payslip anymore. its all fixed by my steuerguy.
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  #33  
Old 14.09.2010, 17:27
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Re: Cost of living - help needed to get it right

Great Post - thanks
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  #34  
Old 22.09.2010, 23:08
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Re: Cost of living - help needed to get it right

Nice post. "Easting Out" is definitely where I tend to lose out
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  #35  
Old 23.09.2010, 13:35
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Re: Cost of living - help needed to get it right

i am a student here.. it is in fact possible to live cheap... your main cost is accomodation.
Otherwise if you cook your meals, they wont cost you more than 1.5-2 francs per meal..
You can buy beers from super markets... cheap.. medium quality ones are about a franc per pint... but you can find a 50cl can for .55 francs...
all in all if you live really cheap, you can maintain yourself with a couple of hundred francs excluding accomodation and any lavish indulgences...
One time utensils and accesory shopping might amount to 100 francs
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  #36  
Old 23.09.2010, 14:04
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Re: Cost of living - help needed to get it right

A correction, child insurance you pay (in my case 10%) but up to a given amount. After you pay a given amount, and this is not a deductible (700 CHF in my case), the insurance pays all. So if your yearly child's healthcare cost is 7000 CHF, you stop paying the 10% and the company pays all.

The costs you quote for family health insurance are similar to what I am paying. Put on the post as well many of the costs, especially rent, vary strongly by location (Zug versus Argauu, a few km, yet a wiiide difference. But can't complain for the level of public services we get in Zug...).
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  #37  
Old 17.11.2010, 21:15
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Re: Cost of living - help needed to get it right

Can someone help with my estimated cost of living?
some things we overestimated but we need to had a realistic budget
We are moving to the winterthur area soon:

House (MAX) 1500CHF
Food (Two people) 1000CHF
Health insurance (Two people) 600CHF
Electricity 100CHF
Telefone/Net/TV 150CHF
Water 100CHF
House Insurances (household, private liability, legal protection) 80CHF
TV License 38CHF
Transports 600CHF
Mobile Phone (Two people) 100CHF

Is this a realistic monthly expenditure?

Cheers
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  #38  
Old 21.11.2010, 14:25
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Re: Cost of living - help needed to get it right

Thanks a lot!
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  #39  
Old 22.11.2010, 09:44
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Re: Cost of living - help needed to get it right

Quote:
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Can someone help with my estimated cost of living?
some things we overestimated but we need to had a realistic budget
We are moving to the winterthur area soon:

House (MAX) 1500CHF


Cheers
I think your rent budget is too low, although it depends on how much space you want. Although we don't always get what we want renting wise here!
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  #40  
Old 20.12.2010, 07:51
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Re: Cost of living - help needed to get it right

Great post, thanks for all the work!
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