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Old 28.08.2011, 11:40
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temporary contract with lower salary while in RAV

After working in Switzerland for over 2 years, now I'm unemployed and in RAV for 2 months, but i might get the possibility to work for 6 months (short contract). The problem is that this job is only paid 5% more than what RAV is paying me now. Do you know if RAV is going to somehow compensate for the difference between my old salary and my new one? (I'm asking since i heard that RAV is paying you the difference, but maybe only in a case where your future salary is lower than what RAV pays)

also, what happens after 6 months contract? Will my new salary decrease my average sal. (used for RAV calculcations) for the last 2 years ? And how long i will be able to stay with RAV after that? will it be shortened by 6 months i worked?
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Old 28.08.2011, 12:28
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Re: temporary contract with lower salary while in RAV

The RAV want you back at work as soon as possible. Yes you are obliged to take any work, and the RAV will mke up the difference, plus a little bit more. You should have been told this on your first meeting.
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Old 28.08.2011, 17:32
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Re: temporary contract with lower salary while in RAV

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The RAV want you back at work as soon as possible. Yes you are obliged to take any work, and the RAV will mke up the difference, plus a little bit more. You should have been told this on your first meeting.
on my first meeting, if i remember correctly, i was told that RAV will pay me if my new salary is lower than what RAV offers.

no idea what happens if my new job is paid a little better than what RAV gives , but significantly lower than the old salary.
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Old 28.08.2011, 17:50
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Re: temporary contract with lower salary while in RAV

If the job is paying more than RAV is paying you, then you won't get anything extra from RAV - you are correct that they would top up a lower salary so that you would get the same whether on RAV or employed.

If you can find a job then take it, especially if it pays more than RAV - it looks much better on your CV if you can show that you were working, even just a temporary contract, than waiting for the perfect job on RAV. Plus if RAV know you turned a job down that could create problems (although I'm not sure how they would find out).

Good luck - I know it's not much fun...
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Old 28.08.2011, 17:58
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Re: temporary contract with lower salary while in RAV

Not true actually, as the RAV only pays you 70%. They top you up until you reach 100% of your old salary. Plus, every day you work extends the time that you can stay on the RAV.
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Old 28.08.2011, 18:08
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Re: temporary contract with lower salary while in RAV

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on my first meeting, if i remember correctly, i was told that RAV will pay me if my new salary is lower than what RAV offers.

no idea what happens if my new job is paid a little better than what RAV gives , but significantly lower than the old salary.
You are only compensated up to what RAV give you, not to your old salary if it is more.
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Old 28.08.2011, 18:36
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Re: temporary contract with lower salary while in RAV

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You are only compensated up to what RAV give you, not to your old salary if it is more.
OK this could be a close call & depends on if holiday is paid or not. To get a supplement payment you have to earn less than the insurance will pay out not more. Any 13th salary is taken into account.

Normally the RAV will pay70 or 80 % if you earn 69% or 79% you will get 70 / 80% of the missing 31 / 21%. A new calculation is made every month depending on the no of the days in the month in question. Do any overtime & you will loose the compensation, even if your only over 70/80% by 1 chf.
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Old 28.08.2011, 18:42
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Re: temporary contract with lower salary while in RAV

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Not true actually, as the RAV only pays you 70%. They top you up until you reach 100% of your old salary. Plus, every day you work extends the time that you can stay on the RAV.
As for days used up, it's based on what they pay you out, if there is zero pay out your 100% employed, if they pay out 30% your 70% employed.

Unfortunately short term contracts of this sort are replacing real jobs, it's hard out there right now.

After your 2 year period you may be entitled to a new rahmenfrist based on what you have earnt over the last 12 / 18 months, the days do not just roll over.
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Old 28.08.2011, 22:57
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Re: temporary contract with lower salary while in RAV

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You are only compensated up to what RAV give you, not to your old salary if it is more.
that's my understanding, I don't think they will pay you the difference with your old salary. I too have gotten off RAV by taking a part time temporary job. I sometimes regert this when I think I could be enjoying the sunshine in the park and earning almost the same money but really I think it's better to take any work in odrder to increase my chances of getting full time employment again.
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Old 28.08.2011, 23:18
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Re: temporary contract with lower salary while in RAV

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that's my understanding, I don't think they will pay you the difference with your old salary. I too have gotten off RAV by taking a part time temporary job. I sometimes regert this when I think I could be enjoying the sunshine in the park and earning almost the same money but really I think it's better to take any work in odrder to increase my chances of getting full time employment again.
If your new earnings are 1chf a month below the insurance payout they will top up.
If you don't suffer a loss as you earn more than the insured amount your deemed to be 100% employed.
The RAV has a book explaining the matter graphically as well as in writing.
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Old 29.08.2011, 08:09
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Re: temporary contract with lower salary while in RAV

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If your new earnings are 1chf a month below the insurance payout they will top up.
If you don't suffer a loss as you earn more than the insured amount your deemed to be 100% employed.
The RAV has a book explaining the matter graphically as well as in writing.
they will pay me per hour and i was told that i won't have to always work 9 hours per day (it's 45 hours in a week contract) and i will have flexibility in that. So i could end up working 35 hours in a week if there is not much work. Meaning, in case of 35 hours worked, i will earn slighty less than what RAV gives me now...

Does it mean that it would be profitable for me to actually work less hours to be just below what RAV offers, and in effect i would get 70% of the difference between RAV and old salary?

as to book - do you know if it's somewhere on their webpage? my german is poor (still learning), but my wife's better, we could try to translate it , is it somewhere here? http://www.treffpunkt-arbeit.ch

Last edited by juice99; 29.08.2011 at 08:22.
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Old 29.08.2011, 08:14
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Re: temporary contract with lower salary while in RAV

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they will pay me per hour and i was told that i won't have to always work 9 hours per day (it's 45 hours in a week contact) and i will have flexibility in that. So i could end up working 35 hours in a week if there is not much work. Meaning i will maybe earn slighty less that what RAV gives me...

Does it mean that it would be profitable for me to actually work less hours to be just below what RAV offers, and in effect i would get 70% of the difference between RAV and old salary?
No. If RAV is involved, you will only ever get a maximum of 70% (80% if you have dependents) of your old salary. You will need to submit your timesheets/pay slips to RAV and they will then calculate how much you are entitled to.
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Old 29.08.2011, 12:03
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Re: temporary contract with lower salary while in RAV

different people say different things... so how is it really?

is it like this:

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Normally the RAV will pay70 or 80 % if you earn 69% or 79% you will get 70 / 80% of the missing 31 / 21%. A new calculation is made every month depending on the no of the days in the month in question. Do any overtime & you will loose the compensation, even if your only over 70/80% by 1 chf.
or maybe this:

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You are only compensated up to what RAV give you, not to your old salary if it is more.
so in this case if i get 68% of my old salary in my new job, i would only get 2% from RAV?

i'm confused.
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Old 29.08.2011, 12:14
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Re: temporary contract with lower salary while in RAV

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different people say different things... so how is it really?

is it like this:



or maybe this:



so in this case if i get 68% of my old salary in my new job, i would only get 2% from RAV?

i'm confused.
I went through this situation in 2009, and the second option is what happened to me - I was on a temporary contract paying around 60% of my old salary, and RAV topped up the 10% so I had a total of 70%.
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Old 29.08.2011, 15:00
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Re: temporary contract with lower salary while in RAV

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I went through this situation in 2009, and the second option is what happened to me - I was on a temporary contract paying around 60% of my old salary, and RAV topped up the 10% so I had a total of 70%.
Hi,

I work freelance and am in this situation every month, I assure you I know how the calculation is done.

If I work 0% RAV pays 70%
If I work 50% the RAV will top up 70% of 50% so + 35% = 85% (Plus 8.33% holiday pay on the 50% earnings)
If I work 69% the RAV adds 21.7% = 90.7% (Plus 8.33% holiday pay on 69%)
If I work 71% the RAV top up nothing.
I can also earn 200% one month, the following month is as normal.

The General calculation is based on 21.7 days however every month is calculated on actual working days that month 20-23.

The Casse will often do a mistake in the calculations, you have 90 days to query, they have an unlimited time to recalculate if it's an error in their favour. It was 18 months before I actually knew how the calculation is done.
If your paid a 13th month bonus or holiday pay it's taken into account.

If you earn in a foreign currency they will assume you got a 6 month old exchange rate, so earnings in will count as 1.80, rather than 1.30 BE WARNED.!

If you always do Part time work, after 2 years you will be eligible to start again based on the LAST 12 months earnings.
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Old 29.08.2011, 16:29
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Re: temporary contract with lower salary while in RAV

do you know what happens if i work per hour ? do they care if i worked enough hours or something like that?

Some company is going to offer me salary on the per hour basis for 6 months, and as i was told, i theoretically should be working 45 per week, but they often work much less and are paid less. (that's why it's per hour salary)

in my case, if i work ~35 hours per week, i would be just below what RAV gives me (so just below 70% of my old salary). are they going to pay me up to ~90% as you calculated, or does the fact that i worked less hours means something for them?

P.S. it really seems if i work more i will be penalized in my case and i should actually work less to get more money... this system is a little strange...
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Old 29.08.2011, 16:34
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Re: temporary contract with lower salary while in RAV

It seems that some people are capitalising on that.

Obviously if the job will only allow you to do 20hrs per week then it is fair that RAV tops up their support.

What is wrong is if the "jobseeker" chooses to work 20hrs a week so he/she gets paid for 40.

As I said on another thread, it seems to be a lifestyle choice for some to continue longterm in this manner.

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P.S. it really seems if i work more i will be penalized in my case and i should actually work less to get more money... this system is a little strange...
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Old 29.08.2011, 17:01
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Re: temporary contract with lower salary while in RAV

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It seems that some people are capitalising on that.

Obviously if the job will only allow you to do 20hrs per week then it is fair that RAV tops up their support.

What is wrong is if the "jobseeker" chooses to work 20hrs a week so he/she gets paid for 40.

As I said on another thread, it seems to be a lifestyle choice for some to continue longterm in this manner.

AYB
I do whatever work I get offered, 9 months in 12 I earn over over 70% so I get no extra, it's hardly a lifestyle choice. I would happily take your job, however I suspect you will choose to keep it for yourself.

If you turned down any work , you would not get paid by the RAV, the company you work for has to confirm each & every month you did all the work they offered you. If you are working for multiple companies like I am, the only excuse is that you are working for another company for the hours that you turned down.

Best FMF.
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Old 29.08.2011, 17:08
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Re: temporary contract with lower salary while in RAV

To be honest I would appreciate three months a year of 7k for doing F-all over the next five years. Your earlier posts boasted about "playing to win" "working for 2-4 days a month" and "getting paid more in a day than most do in a week" etc. Some people might say you should get off the dole and stand on your own two feet. It can't be cheap as you're running a Porsche.

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I do whatever work I get offered, 9 months in 12 I earn over over 70% so I get no extra, it's hardly a lifestyle choice. I would happily take your job, however I suspect you will choose to keep it for yourself.

Best FMF.
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Old 29.08.2011, 17:15
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Re: temporary contract with lower salary while in RAV

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To be honest I would appreciate three months a year of 7k for doing F-all over the next five years. Your earlier posts boasted about "playing to win" "working for 2-4 days a month" and "getting paid more in a day than most do in a week" etc. Some people might say you should get off the dole and stand on your own two feet. It can't be cheap as you're running a Porsche.

AYB
I am not being paid 7K , 3 months a year, just 3 months a year I get some additional payment.

My day rate is high as I know I will not get very many days, before the recession I was averaging 7, money flowing in well & nothing to worry about. It's more difficult now.

My only cost for the Porsche this year is 50chf Abgas test, next year I will change the oil + abgas test + MFK probably 200 chf . I don't have a garage or anything expensive like that it's on swappable no plates & 3rd party only insurance so just 50chf extra.

The Winning was being allowed to stay in the country longer than 90 Days!

Best FMF
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