Hi,

Today my wife brought me a bad news from work. They company where she is working is laying off and she is in the list.
She joined in January 2013. They asked her she can leave end of April and will be paid till then.
Can anyone give us some details if any job loss insurance possible?
What is meant by Lohnausfallversicherung.
Her HR gave a form to fill out which says Lohnausfallversicherug from Innova and Abredeversicherung from SUVA.
Please any details is very much appreciated.

thanks in advance

Lohnausfallversicherung is unemployment pay. She can choose which office to administer her payments. Most people use the cantonal office and union members use union offices. Both have to stick strictly to the laws, so it doesn't matter which one she chooses.

The RAV will be helping her to find a job.

The employer insures employees here for private accident insurance, she will remain insured for 30 days after leaving employment ie until 30 April, but she can apply for a 6 month extension, and I think it has to be paid for. Alternatively she can simply inform her health insurance and pay a little extra for the accident cover after 30 April 2013.

http://www.suva.ch/startseite-suva/v...erung-suva.htm

If she has worked long enough in Switzerland she will get some unemployment payment. She should in any case make an appointment at the RAV as soon as possible and find out what is expected of her, she must NOT wait until 1st May!

http://www.treffpunkt-arbeit.ch/publ...n/broschueren/

She should start applying for jobs straight away and keep a log of the date, company, job title and the outcome. (Keep the newspaper clippings or Internet printouts)

RAV will expect this and ask at the first meeting. If they think she hasn't applied for enough jobs then they might delay payment. I think (in Basel), if I remember correctly, the target was about 7-10 applications a month. Baden may differ, but I'd guess it'll be similar.

She should check with her employer. I think they should allow time for her to apply and interview for jobs (though, I'm not sure if this is a legal right, so somebody correct me).

For Lohnausfallversicherung, the employer provided a form from Innova. Will she get some money monthly from Lohnausfallversicherung?
How much it can be?
She should personally go to a RAV office?

That goes without saying. RAV isn't into Skype or FaceTime.
No-show = no pay.

Someone has to work in Switzerland for at least a year to be eligible for the unemployment insurance; working in a EU country also counts somehow.

Search this forum - there are a lot of threads on all the details.

Lohnausfallversicherung = usually insurance for loss of wages due to sickness
Abredeversicherung = accident insurance, which is lost 30 days after end of employment.

So these two forms are for your wife to continue her insurances privately if she wishes. They are not unemployment money.

Unemployment money is from RAV and is not connected with these insurance forms.

If your wife is uncertain about the forms and her needed next steps, she should talk to HR and also to RAV. Better to talk to RAV early and be told "come back later" than turn up later and be penalised.

So they hired her to start this month and already they are firing her in April? Sounds to me like they should start by firing the HR person that came up with such a brilliant plan.

This is factually wrong and I have corrected people here some ten times about it: There is absolutely NO need to run to the RAV right away. The only legal obligation is to a) document your efforts to find a new job and b) go there some weeks before you want to get paid by them.

I unfortunately have been in the situation of the OPs wife before with the difference that my employer paid for an "outplacement" consultant service. Sounds odd, but was worth every penny. My consultant not only told me my rights but clearly gave the advice to not go to the RAV months before you have to. The only thing that happens is that they will annoy you every month for at least one meeting and you better spend that time on looking for a job. We are still in January, going there at the beginning of April would still be more than early enough. And who knows, if she focusses on finding a job instead of the unemployment insurance are her chances good that she finds a new job and never even has to go there...

Actually she got employed to a company which was sold to other big company. This big company is laying off people now. It sucks.