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  #21  
Old 31.01.2013, 14:44
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Re: What's a good salary in Geneva (2013 Update)

It's modest.

If you need any extra chuffage, you can clean my apartment to make up the rest.

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  #22  
Old 31.01.2013, 14:45
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Re: What's a good salary in Geneva (2013 Update)

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The OP's question wasn't "Is CHF 110k adequate compensation for my unspecified job?" It was "Given my clearly expressed parameters, could I fulfill my ambitions/requirements on a salary of CHF 110k?"

Good question, well expressed, and comprehensively answered.
I know.

I asked the question "for what"?

If you read the second section of my post I also answered that 110K was more than adequate to live on.

I was asking if "110K" was appropriate for his line of work.

I didn't want the OP to be relocating to Switzerland and getting ripped off on a salary deal.

110K for whatever job you hold is clearly more than enough to live on, in fact the answer was so obvious it hardly needed answering the question at all.

I just think it's in the OP's best interest to know that his salary is within a normal bracket for his line of work.
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  #23  
Old 01.02.2013, 14:38
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Re: What's a good salary in Geneva (2013 Update)

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Should be possible if you live a non-extravagant lifestyle:

110,000 gross
-30% for all taxes (shouldn't be far off)
77,000 net
= 6,400 per month in your pocket

Knock off 2,500 for a modest but comfortable apartment, 300 for health insurance and that leaves 3,600 for food, travel and savings. Once you are set up in Geneva I would say that is possible.
I reckon 300 is cheap for health insurance, nearer 400 I think. Also, what about money for going on holidays? Factor in 500 for that. That brings you to 3000 per month. If you want a GA to travel around Switzerland, that's another expense. Want to go to a good gym? About 2,000 CHF per year. Plus lots of other little things that all add up.
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  #24  
Old 01.02.2013, 14:59
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Re: What's a good salary in Geneva (2013 Update)

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I reckon 300 is cheap for health insurance, nearer 400 I think. Also, what about money for going on holidays? Factor in 500 for that. That brings you to 3000 per month. If you want a GA to travel around Switzerland, that's another expense. Want to go to a good gym? About 2,000 CHF per year. Plus lots of other little things that all add up.
Insurance is more expensive in Geneva than Zurich then? Why close to 400? Mine is closer to 200 than 300.
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  #25  
Old 01.02.2013, 15:38
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Re: What's a good salary in Geneva (2013 Update)

OP,

As a single person I think CH110k is adequate.

Living in France is generally preferred by families. In simple terms, "kids need space". Therefore, I would suggest you live in Geneva.

The amount of money you can save will be predicated on how much you pay for an apartment. A flat share will be around CHF700 to 1000 pcm.

An apartment will be CHF1500 and up. For something nice(r), I would say CHF2000pcm and up.

Tax is significantly less than the UK.
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  #26  
Old 01.02.2013, 17:07
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Re: What's a good salary in Geneva (2013 Update)

- www.lohncomputer.ch for +- precise tax calculations
- health insurance can be anything from 230 chf to much more, depending on health model, franchise etc. 400 is rather expensive, check www.comparis.ch for good everview (and also explanations what is what)
- apartments you want start at 1500, it's nonsense to pay almost double for something 15 minutes closer to work. By western standards Geneva is super-safe, even worst locations (ie Paquis), compared to rest of CH, it's worst But accommodation hunting is very hard in Geneva, you need patience, long-term work contract and luck. Unless company provides it to you. If not ask them at least for some covering letters.
- I would separate mandatory expenses (accommodation, public transport, health insurance, basics & food shopping) that you pay no matter what from rest of expenses. Only you know how expensive clothes you want, how much travelling, what to do over weekends etc. (for example I spend most weekends in alps doing crazy stuff and spend few francs, but some people blow a lot of money over a simple skiing weekend in some resort).
- a lot of fun here is (almost) for free within expat community
- all and all, once settled you could save even more than you wrote, but that expected sum sounds reasonable, it will depend only on you
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  #27  
Old 01.02.2013, 17:10
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Re: What's a good salary in Geneva (2013 Update)

You work six months into any job & the salary starts looking insufficient !! :-)
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  #28  
Old 01.02.2013, 17:14
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Re: What's a good salary in Geneva (2013 Update)

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Insurance is more expensive in Geneva than Zurich then? Why close to 400? Mine is closer to 200 than 300.
Yes, health insurance is much more expensive in Geneva than in German speaking cantons. Other Romandie catons are also expensive for insurance but not as much as Geneva.

I don't know why but that's how it is.
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  #29  
Old 01.02.2013, 17:15
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Re: What's a good salary in Geneva (2013 Update)

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-
- apartments you want start at 1500,
an apartment for 1500 in Geneva? that's how much I was paying for a room in a shared flat!
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  #30  
Old 03.02.2013, 23:02
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Re: What's a good salary in Geneva (2013 Update)

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Yes, health insurance is much more expensive in Geneva than in German speaking cantons. Other Romandie catons are also expensive for insurance but not as much as Geneva.

I don't know why but that's how it is.
I'm in Geneva and pay less than 300. Hence why I put that in my calculation...
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  #31  
Old 06.02.2013, 01:26
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Re: What's a good salary in Geneva (2013 Update)

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I'm in Geneva and pay less than 300. Hence why I put that in my calculation...

for the lowset franchise?
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  #32  
Old 06.02.2013, 09:53
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Re: What's a good salary in Geneva (2013 Update)

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for the lowset franchise?
I never said you couldn't pay more if you want to... Plenty of more expensive options, more expensive insurance companies etc etc. But I pay 285 including extra accident cover and a few other options with Assura. So quoting 300 seems like a reasonable starting point for those on a tight budget.
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  #33  
Old 06.02.2013, 10:26
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Re: What's a good salary in Geneva (2013 Update)

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I never said you couldn't pay more if you want to... Plenty of more expensive options, more expensive insurance companies etc etc. But I pay 285 including extra accident cover and a few other options with Assura. So quoting 300 seems like a reasonable starting point for those on a tight budget.
The OP is looking to save 1500 per month, sure you can cut back on health cover to help achieve that but it could easily turn out to be a false economy.
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  #34  
Old 06.02.2013, 11:36
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Re: What's a good salary in Geneva (2013 Update)

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an apartment for 1500 in Geneva? that's how much I was paying for a room in a shared flat!
Well there is no upper limit in price, I was offered recently 1 room for 1900 CHF. But yes, 1500 for your own small flat (ie 1 bedroom, 1 living room with kitchen) is reasonable - I could move in one after my friend left that was below 1600 all included, very close to UN. But I work on opposite side of town, and not looking for whole flat anyway.
It's all about location, and location... and luck
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  #35  
Old 06.02.2013, 12:05
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Re: What's a good salary in Geneva (2013 Update)

100CHF per month plus or minus for health insurance is going to tip the scales. But you can easily check the plethora health insurance options on Comparis.

Bottom line: 110K is more than enough to live in Geneva for a single person who lives as he says "a simple life" and "rents a room" and it will give him enough to save GBP1500 a month. (It would be enough for me to live a pretty darn good life, never mind "simple". To each his own.)

Now as was said above, is that enough for the specific job and how easy will it be to find a place to live?! Those are totally different questions!
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Old 06.02.2013, 12:17
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Re: What's a good salary in Geneva (2013 Update)

Thanks to all for the really great responses...

I'll be working in marketing (as a manager), and I've got a relocation company who will help to find me a place to live - so hopefully that should be a huge help! I'm not too concerned if that's too high/low compared to the norm as long as I can save money...haha...I'm not tight but would love to buy a house in a couple of years.

Hopefully all of you have had positive experiences in Geneva/Switzerland. I'm really looking forward to the sports (hiking/cycling). I never skied so might give that a try. Plus, I bought a few 'learning French' books...yippeeee
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  #37  
Old 06.02.2013, 12:32
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Re: What's a good salary in Geneva (2013 Update)

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I've got a relocation company who will help to find me a place to live -
that will make everything very much easier
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  #38  
Old 06.02.2013, 13:40
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Re: What's a good salary in Geneva (2013 Update)

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I never skied so might give that a try.
You didn't say that!! Forget it! Not enough.

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  #39  
Old 07.02.2013, 15:03
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Re: What's a good salary in Geneva (2013 Update)

Quick update - just found & got 1 room (OK size) in heart of Eaux-Vives, all included 700 CHF. Very quiet, close to work, have few embassies in same building entrance, so I would say pretty safe too.
It was first and only add I responded to. Dack, either you lived super-close to your work place, or you just took a bad deal back then. There are many of those, but for some strange reason they reappear and reappear since nobody wants them so badly.
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  #40  
Old 07.02.2013, 16:54
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Re: What's a good salary in Geneva (2013 Update)

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Thanks to all for the really great responses...

I'll be working in marketing (as a manager), and I've got a relocation company who will help to find me a place to live - so hopefully that should be a huge help! I'm not too concerned if that's too high/low compared to the norm as long as I can save money...haha...I'm not tight but would love to buy a house in a couple of years.

Hopefully all of you have had positive experiences in Geneva/Switzerland. I'm really looking forward to the sports (hiking/cycling). I never skied so might give that a try. Plus, I bought a few 'learning French' books...yippeeee
When I came to Basel 4.5 years ago, I started with 110k CHF. With my wife and (at that time) 3 kids, we managed to live comfortably, rent a 4.5 room appartment, buy and drive a car, go skiing 10 days a year, pay for a lot of insurances, go back to our original country 3-4times a year, and still save 1k-2k a month for the house that we bought 8 months ago.

Even though Geneva is more expensive than Basel, I really agree with all the others that you will have enough to get by reasonably comfortably.

You may also purchase the book: Living and Working in Switzerland. Lots of good info for a good price and for you at exactly the right moment.
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