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Old 11.02.2015, 16:14
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RAV payouts - how they are determined and when they kick in

Hello all,

I will be officially receiving RAV payments next month. I know that I will get 70% of my salary as I have no children. I am also aware that they determine what the salary is based on my payslips for the past 6 months (or 12 if it is more beneficial).

What I would like to know is:

-Do they take into consideration the TOTAL of the gross salary (i.e. including 13th salary, commission, etc.)

AND

-I have read it can take them 10, 15, and 25 days to pay depending on one's previous salary.

If it takes them 15 days to pay, does that mean I would get paid on April 15th for the month of March?

And does one lose those 15 days (i.e. not get paid for them)? I need every franc I can get.

Thanks for your help!
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Old 11.02.2015, 16:34
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Re: RAV payouts - how they are determined and when they kick in

Whatever salary amount was used to calculate your unemployment insurance contribution is the figure used to calculate your payment.

If your commisions had unemployment insurance contribution deducted, then it will be included.
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Old 11.02.2015, 16:36
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Re: RAV payouts - how they are determined and when they kick in

Depending on your situation you may or may not have a waiting period before RAV payments start.

You will have two forms every month to submit:
  • Job search form - This is handed in to the RAV between the 25th and 5th of a month. If it's late you will likely lose 5 days of payments
  • IPA form. This is submitted towards the end of a month (but within 3 months of that month) and payments are made within a few days
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Old 11.02.2015, 16:39
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Re: RAV payouts - how they are determined and when they kick in

Have you been applying for jobs already and you've got the documentation to prove it? If not and you're in your notice period expect a penalty in payment. That is, they delay when they start paying you.

Based on what I've read on EF, make sure you follow all the instructions to the letter - numbers of applications, appointments with your adviser, attending classes, and turning in all documents on time. I get the impression every little misstep results in either a delay or flat-out non-payment.
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Old 11.02.2015, 17:30
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Re: RAV payouts - how they are determined and when they kick in

You'll get paid within about a week of when you send back the "I wasn't sick and was 100% looking for work form" which you have to do at the end of the month... so usually around the 7th/8th.
But as noted on here, if you've not been looking for work in your notice period (and can prove it), if you are as much as 1 day late registering with the RAV etc etc they will fine you a number of days in the first month seeming at will, anything up to 2 weeks can be taken. And no, you'll never see this money.
Good luck on the RAV, there is a pretty good support spirit on here, so feel free to rant/moan/ask questions on how to survive it. (And also have a search under the RAV topics?)
Cheers
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Old 11.02.2015, 17:54
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Re: RAV payouts - how they are determined and when they kick in

When I registered with the blessed RAV I was told it's normally your base salary, however you get the 12 or 13 payments. Bonus's & commisions are not normally included as these are variable payments for which you may or may not qualify, and are not guaranteed.

Last edited by Papa Goose; 11.02.2015 at 18:11.
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Old 11.02.2015, 18:05
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Re: RAV payouts - how they are determined and when they kick in

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When I registere dwith the blessed RAV I was told it's normally your base salary, however you get the 12 or 13 payments. Bonus's & commisions are not normally included as these are variable payments for which you may or may not qualify, and are not guaranteed.
If they were included with your salary and you paid unemloyment contributions on them, then it is included.

Your payout calculation is based on whatever amount you put into the system with your payments, no more, no less
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Old 11.02.2015, 18:08
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Re: RAV payouts - how they are determined and when they kick in

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If they were included with your salary and you paid unemloyment contributions on them, then it is included.

Your payout calculation is based on whatever amount you put into the system with your payments, no more, no less
Not really. At the end of my contract I was paid out a couple of weeks holidays and it wasn't included in my RAV/ORP calculation despite being taxed.

There is a thread by someone else about this somewhere
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Old 11.02.2015, 18:37
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Re: RAV payouts - how they are determined and when they kick in

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Have you been applying for jobs already and you've got the documentation to prove it? If not and you're in your notice period expect a penalty in payment. That is, they delay when they start paying you.

Based on what I've read on EF, make sure you follow all the instructions to the letter - numbers of applications, appointments with your adviser, attending classes, and turning in all documents on time. I get the impression every little misstep results in either a delay or flat-out non-payment.
Thanks. And yes, I have been applying for jobs even before I lost my job. Lol.

I am just wondering how long I may have to wait even if I have been playing by the book and whether I might permanently "lose" the days for payment while waiting for that first payment to come through.
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Old 11.02.2015, 18:42
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Re: RAV payouts - how they are determined and when they kick in

Everyone has a number of "penalty days" even if they've done nothing wrong. I seem to have got about 7 taken away... there are people on here who understand it, but I'm not one of them.
Let's say you finished work end of Jan, and trotted down to the RAV 1st Feb. Then at the end of Feb you send in your forms on time, sometime around the 7th/8th of March you should see cash in your account for about 3/4's of what you'd get in a normal month which as you note will be about 70% of your avg salary over the last 12 months.
But don't forget as well Feb is quite a short month and you're paid days not months, so expect a considerably bigger sum in April (for March).
Cheers
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Old 11.02.2015, 18:59
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Re: RAV payouts - how they are determined and when they kick in

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Everyone has a number of "penalty days" even if they've done nothing wrong. I seem to have got about 7 taken away... there are people on here who understand it, but I'm not one of them.
Let's say you finished work end of Jan, and trotted down to the RAV 1st Feb. Then at the end of Feb you send in your forms on time, sometime around the 7th/8th of March you should see cash in your account for about 3/4's of what you'd get in a normal month which as you note will be about 70% of your avg salary over the last 12 months.
But don't forget as well Feb is quite a short month and you're paid days not months, so expect a considerably bigger sum in April (for March).
Cheers
Yes, I certainly do not understand that. Though the RAV has most of my forms, I cannot get my final payslip or a form my employer has to fill out until they pay out my (final) monthly salary - which is the 5th of every month. So even if I wanted the RAV to have everything in advance, it is impossible and it is not my fault. So why should I be "punished" for that. Afterall, I am certainly available for work during this time and looking for a job.
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Old 11.02.2015, 19:14
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Re: RAV payouts - how they are determined and when they kick in

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Yes, I certainly do not understand that. Though the RAV has most of my forms, I cannot get my final payslip or a form my employer has to fill out until they pay out my (final) monthly salary - which is the 5th of every month. So even if I wanted the RAV to have everything in advance, it is impossible and it is not my fault. So why should I be "punished" for that. Afterall, I am certainly available for work during this time and looking for a job.
As long as you registered before your last day of work you won't lose the money.
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Old 11.02.2015, 19:20
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Re: RAV payouts - how they are determined and when they kick in

That's not true.

There are a number of deductions at the start of the unemployment period regardless if you did everything right.

Trust me, this is not the worst element of the RAV, you just have to roll with it.
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Old 11.02.2015, 19:27
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Re: RAV payouts - how they are determined and when they kick in

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That's not true.

There are a number of deductions at the start of the unemployment period regardless if you did everything right.

Trust me, this is not the worst element of the RAV, you just have to roll with it.
He's asking if he will lose money because he hasn't got all the registration forms in on time but as he has started the process and there are limiting factors (like his former employer) he won't lose money due to this.

The waiting days are a fixed element and aren't dependent on your actions. I didn't have any waiting days since my salary was so low.

You can even save up your IPA forms and do two per month if you're into that sort of thing.
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Old 11.02.2015, 21:16
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Re: RAV payouts - how they are determined and when they kick in

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Yes, I certainly do not understand that. Though the RAV has most of my forms, I cannot get my final payslip or a form my employer has to fill out until they pay out my (final) monthly salary - which is the 5th of every month. So even if I wanted the RAV to have everything in advance, it is impossible and it is not my fault. So why should I be "punished" for that. Afterall, I am certainly available for work during this time and looking for a job.
Well from what I remember the salary details have to go to the Arbeitslosenkasse and not the RAV and it is normal that you will not get the salary documents until you get your final salary payment. So that should not be a big issue.

When I was unemployed I choose the Unia Arbeitslosenkasse rather than the state one as it was hinted to me by the RAV person And yes they seemed to be, shall we say a bit more flexible with the rules....
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Old 11.02.2015, 21:49
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Re: RAV payouts - how they are determined and when they kick in

Konuku
I've read many threads on other forums about RAV. It seems that (like every government department anywhere in the world) the requirements and their application can vary a lot from office(r) to office(r). The key thing seems to be to be completely sure of
a) who is in charge of your file, and
b) what is considered an acceptable means of written communication.


Some RAV tales say that only a registered, posted letter (snail-mail) was ever regarded as valid, and then only as long as you had kept the receipt. Others have written that they took their forms and correspondence down to the office in duplicate, each time, and got their own copy rubber-stamped as a receipt. The most fortunate have an agreement (once again, in writing) that email correspondence suffices.


Each time you are re-assigned to a new officer, get this agreement again.
If you ever have phonecalls or personal meetings with your officer, then afterwards put in writing something along the lines of:
"Thank you for our conversation on the PHONE/in your OFFICE on DATE. I confirm that I understood that I must submit 5x DOCUMENT by DATE, and that you said it will suffice if I SCAN it/ that I must BRING in to you in Person, etc."


And, as others have posted, be sure to fulfil everything required of you, with no exceptions.


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I cannot get my final payslip or a form my employer has to fill out until they pay out my (final) monthly salary - which is the 5th of every month. So even if I wanted the RAV to have everything in advance, it is impossible and it is not my fault. So why should I be "punished" for that. Afterall, I am certainly available for work during this time and looking for a job.


I'd suggest you put that in writing, too, addressed to the specific person in charge of you in the RAV. Say that you will, of course, give them the payslip, but that it is commonly issued by your employer on the 5th.


Good luck, and I hope you find work and are soon out of the RAV!
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Old 11.02.2015, 22:10
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Re: RAV payouts - how they are determined and when they kick in

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Thanks. And yes, I have been applying for jobs even before I lost my job. Lol.

I am just wondering how long I may have to wait even if I have been playing by the book and whether I might permanently "lose" the days for payment while waiting for that first payment to come through.
Everyone (or nearly everyone) loses some days at the start - how many is dependent on your situation or income. I also stress playing by the rules - like most things here, the "rules" will vary depending on your adviser. They won't hesitate to fine you if you break them, regardless of the reasons for it. The issue with your employer issuing the information for the last form is known to the RAV, so you just need to inform them. You won't be fined for that.
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Old 12.02.2015, 02:23
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Re: RAV payouts - how they are determined and when they kick in

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When I registered with the blessed RAV I was told it's normally your base salary, however you get the 12 or 13 payments. Bonus's & commisions are not normally included as these are variable payments for which you may or may not qualify, and are not guaranteed.
This does not apply to me but what about excellent sales people who make the majority of their income in commission. Surely, they must not just get the base, particularly if there is some consistency each month?
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Old 15.02.2015, 01:11
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Re: RAV payouts - how they are determined and when they kick in

Possibly they will take an average over a certain number of months. Similar to someone working irregular hours.
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Old 15.02.2015, 11:43
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Re: RAV payouts - how they are determined and when they kick in

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This does not apply to me but what about excellent sales people who make the majority of their income in commission. Surely, they must not just get the base, particularly if there is some consistency each month?
If they paid their contributions based on dsalary + commission then they will recieve what is due, it really isn't complicated, you are paid on the contributions you made to the system
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