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  #21  
Old 18.03.2015, 12:54
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Re: Claiming unemployment for just 1 month, is it worth doing the paperwork?

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So if I understand it correctly the only situation in which it would be worth the OP putting in her claim now for the one month would be if the new job is shorter (or the same) hours and lower pay.
Anything else would mean she'd run the risk of reducing her benefits in the future if she were to lose her job again within the next two years.
Yes, as she had children & a low salary there is probably no waiting time, other people will have 5-20 days waiting plus possible sanctions before any payout.

The duration of benefits will be reduced if she works for 6-22 months. After 22 months of work she would only be entitled to 1 months benefits.......... So a real & huge potential loss by opening a rahemnfrist if you have work lined up
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  #22  
Old 18.03.2015, 13:06
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Re: Claiming unemployment for just 1 month, is it worth doing the paperwork?

Ok, did a bit of search and I cannot find any penalty should I again lose my job after taking this new one (Which by the way is identical salary but 80% instead of 40% so higher pay at the end of the month). That's my main concern.

Canton Aargau shows me I should have no sanction days (because I did not quit nor commit mistakes) nor waiting days (because my monthly salary is less than 3000). There's a table at the end of that link.

I double checked the text from Kt Aargau on http://www.treffpunkt-arbeit.ch/arbeitslos/FAQ/ and it matches up...

So I suppose I'll send the paperwork. And I'll perhaps ask my friendly RAV advisor too.

EDIT - Just now I see your post
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The duration of benefits will be reduced if she works for 6-22 months. After 22 months of work she would only be entitled to 1 months benefits.......... So a real & huge potential loss by opening a rahemnfrist if you have work lined up
But where can I find a source for that?
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  #23  
Old 18.03.2015, 13:19
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Re: Claiming unemployment for just 1 month, is it worth doing the paperwork?

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Ok, did a bit of search and I cannot find any penalty should I again lose my job after taking this new one (Which by the way is identical salary but 80% instead of 40% so higher pay at the end of the month). That's my main concern.
Your not understanding what opening a rahemnfrist means....... Your rahemnfrist runs for 24 months and any unemployment during this period is insured. The clock does not restart until month 25, so as I said earlier work for 22 months & you will only be entitled to 1 months unemployment pay next time.

If that were to happen you should do ANY work for at least 1 month in month 25, then you could open a new rahemnfrist based on earnings from the last 6 months earnings, if you could not find a job for 3 months plus the 1 month unemployment your next insured salary will be based on 2 months in 6 so a 2/3 reduction in benefits...........

Claiming a small amount on any insurance usually has consequences.
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But where can I find a source for that?
Read & understand what a rahemnfrfist is, once opened it lasts for 2 years.
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Old 18.03.2015, 18:13
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Re: Claiming unemployment for just 1 month, is it worth doing the paperwork?

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So why was 3wishes talking about 70%?
Good question. We see RAV numbers tossed about here all the time. The latest I could recall is that if working 100% you'd get up to 70% (not 80% as I'd previously thought), depending on your wage. Minus the penalty days of course. Based on those numbers it looked like something worthwhile for OP to pursue.

Reading the posts on this thread, it seems the answer of how much you get can vary depending on your salary, your percentage of work, and whether or not you have kids?
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  #25  
Old 18.03.2015, 18:26
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Re: Claiming unemployment for just 1 month, is it worth doing the paperwork?

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Good question. We see RAV numbers tossed about here all the time. The latest I could recall is that if working 100% you'd get up to 70% (not 80% as I'd previously thought), depending on your wage.
It's 70% if you don't have children and 80% if you do.
That's one thing I'm certain about. The rahemnfrist thing seems all a bit complicated and a bit of a minefield to negotiate.
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Old 18.03.2015, 18:33
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Re: Claiming unemployment for just 1 month, is it worth doing the paperwork?

Whatever you do, make sure you have a signed contract. If you don't, then go ahead and file anyway. I am speaking from experience (delays in getting a contract due to administrative/headcount issues from the employer).
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  #27  
Old 18.03.2015, 18:33
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Re: Claiming unemployment for just 1 month, is it worth doing the paperwork?

You get 80% if you have kids or earn less than CHF 3797. Also if you are getting money from IV, which constitutes at least 40% of your income.
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  #28  
Old 31.03.2015, 10:49
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Re: Claiming unemployment for just 1 month, is it worth doing the paperwork?

A bit of an update.

I clarified this Rahemnfrist with my RAV advisor. It starts a period a 24months from the moment you claim money from the payment office (NOT from the registration with the RAV). So in my case from 1st of March since my notice period ended in February.
My Rahemnfrist would go from 01.03.2015 till 01.03.2017. And the first 400days of those I would get 80% of my salary (no waiting period and 80% because low salary and kids).
My whole hesitation was because I had job offer so I asked about the consequences of claiming to my advisor. Let's say I am starting in my new job 01.05.2015. That's 2 months of unemployment where I could get 80% of my low salary. And it would start the Rahemnfrist period. Imagine I do claim these 2 months, that's about 40 days.
Imagine now that I lose this job after 3 months, on 01.08.2015. Well the 400 days would start thereafter, minus the 40days I have already claimed. After 400 days of payment, the unemployment money stops.

As I am explaining it, I can see I am still confused... But oh well, I can live with that

Anyway, I decided not to claim, to not open the Rahemnfrist period. My new salary will be much higher than the previous. In any case, the RAV has been super helpful for me in structuring my job search and even advising me how to negotiate a salary. And I got my german tested for free. Thumbs up for the RAV!
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  #29  
Old 31.03.2015, 11:17
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Re: Claiming unemployment for just 1 month, is it worth doing the paperwork?

400 days is roughly 18 months average month being 21.6 days & the rahemnfrist is 2 years so you would in theory still get payment for up to 400 days. Becoming unemployed near the end of the rahemnfrist is the issue
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  #30  
Old 25.06.2015, 12:53
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Re: Claiming unemployment for just 1 month, is it worth doing the paperwork?

Follow-up question:

I never did claim for unemployment money, as I found a new job within 2 months of registering with the RAV and thought it unwise to do so because of this Rahmenfrist 24months period.
However said new job is not going too well and I wouldn’t be too surprised if my new employer called it quits at the end of my 3 months probation period.
My question is: if I go back to RAV and this time do ask for payments, will they be based on the latest salary (those 3 months) or an average of my jobs during the last 24months, or another way? For what it’s worth, there was a gap of circa 4.5 months between getting fired from my previous job and starting my new job.
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  #31  
Old 25.06.2015, 17:34
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Claiming unemployment for just 1 month, is it worth doing the paperwork?

Your pay will be based on average for the last 6 months, several months of which are zero. They used to use average of 12 months, I don't know why it changed or if they might use 12 months in your case.
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