Go Back   English Forum Switzerland > Help & tips > Employment
Reply
 
Thread Tools Display Modes
  #1  
Old 15.11.2015, 13:17
Newbie 1st class
 
Join Date: Dec 2013
Location: no
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
EUMember has no particular reputation at present
Monthly saving

In my country my monthly savings after all my expense and tax is about 1538 CHF. The expense are , food, travel, medical insurance, entertainment with family like going for movies, restaurant, bars , various purchases home, dresses etc. We are family of three (my spouse and infant baby).

If I have to make similar kind of saving in Switzerland what should be the salary I should to be getting per month. Like after paying for expense like insurance, rent, food for 3 in family, weekly twice in medium restaurant, travels, movies , kids educations etc. I can save at least about 1538 CHF.

The reason is if I get an offer from an employer, before accepting it , I can match it with my current saving.

Best regards
Reply With Quote
  #2  
Old 15.11.2015, 13:25
roegner's Avatar
Forum Legend
 
Join Date: May 2011
Location: Zurich
Posts: 3,036
Groaned at 87 Times in 65 Posts
Thanked 3,060 Times in 1,567 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: Monthly saving

There is a multitude of threads discussing this, check that out?
Also as it is difficult to say as everyone may have a different opinion on what to spend for what amount
Reply With Quote
  #3  
Old 15.11.2015, 13:26
mirfield's Avatar
Moddy McModface
 
Join Date: Apr 2007
Location: Basel
Posts: 8,190
Groaned at 50 Times in 44 Posts
Thanked 8,043 Times in 2,943 Posts
mirfield has a reputation beyond reputemirfield has a reputation beyond reputemirfield has a reputation beyond reputemirfield has a reputation beyond reputemirfield has a reputation beyond reputemirfield has a reputation beyond repute
Re: Monthly saving

The only thing in your list that's vaguely fixed is health insurance, and even that'll vary, based on your canton.

The others can vary so much on your choice that there could be several thousand CHF difference depending on what you chose for each item. And here, I'm not talking extremes, just mainstream.
Reply With Quote
  #4  
Old 15.11.2015, 13:28
Longbyt's Avatar
Forum Legend
 
Join Date: Apr 2008
Location: ZH
Posts: 7,307
Groaned at 55 Times in 51 Posts
Thanked 10,912 Times in 4,089 Posts
Longbyt has a reputation beyond reputeLongbyt has a reputation beyond reputeLongbyt has a reputation beyond reputeLongbyt has a reputation beyond reputeLongbyt has a reputation beyond reputeLongbyt has a reputation beyond repute
Re: Monthly saving

Welcome to the Forum.
First the bad news. Here it is Sunday lunchtime.
To give you any sort of accurate information we would need FAR more detail - and I cannot imagine many people wanting to work it out for you anyway.
Make yourself some sort of budget and then ask if members on here agree.
That way you'll probably get more help.
I know this sounds brutal but rent alone varies so much from place to place... we simply don't know where to start.
.
The good news is that this sort of question has been discussed on here before.

This thread is the sort of thing I meant.
Budget For Family of 4 in Basel

Searching 'budget' on here will turn up others too.
__________________
Longbyt

Last edited by Longbyt; 15.11.2015 at 15:55.
Reply With Quote
The following 3 users would like to thank Longbyt for this useful post:
  #5  
Old 15.11.2015, 13:40
Forum Veteran
 
Join Date: Nov 2007
Location: Vaud
Posts: 934
Groaned at 74 Times in 44 Posts
Thanked 915 Times in 552 Posts
yacek has an excellent reputationyacek has an excellent reputationyacek has an excellent reputationyacek has an excellent reputation
Monthly saving

100-120k. But the 1.5k savings purchase power in CH will be half of its purchase power back in your country.
Reply With Quote
  #6  
Old 15.11.2015, 13:45
Medea Fleecestealer's Avatar
Forum Legend
 
Join Date: Jul 2011
Location: Misery-Courtion
Posts: 13,486
Groaned at 169 Times in 134 Posts
Thanked 9,622 Times in 5,497 Posts
Medea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond repute
Re: Monthly saving

Rent varies wildly depending on where you want to live so no one can tell you that. Kid's education, well at that age I assume your wife will be staying home and caring for your child. If not, childcare is expensive so that may be something else you need to plan for.

Rather than asking how can I save this amount if an employer offers me .... wait until you actually get an offer and know where you're likely to be based. Then you - and we - have a figure to work to. Otherwise it's all simply spectulation.
Reply With Quote
  #7  
Old 15.11.2015, 13:47
Senior Member
 
Join Date: Feb 2008
Location: Switzerland
Posts: 294
Groaned at 9 Times in 6 Posts
Thanked 295 Times in 135 Posts
paizuri has earned some respectpaizuri has earned some respect
Re: Monthly saving

Quote:
View Post
*about* 1538 chf.
:d
Reply With Quote
The following 3 users would like to thank paizuri for this useful post:
  #8  
Old 15.11.2015, 13:53
aSwissInTheUS's Avatar
Forum Legend
 
Join Date: Nov 2007
Location: Zurich area
Posts: 5,030
Groaned at 40 Times in 38 Posts
Thanked 7,074 Times in 3,217 Posts
aSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond repute
Re: Monthly saving

CHF 5783 x 13.
Reply With Quote
This user would like to thank aSwissInTheUS for this useful post:
  #9  
Old 15.11.2015, 14:00
Forum Veteran
 
Join Date: Aug 2014
Location: Basel
Posts: 881
Groaned at 19 Times in 14 Posts
Thanked 561 Times in 347 Posts
Meerkat33 is considered knowledgeableMeerkat33 is considered knowledgeableMeerkat33 is considered knowledgeable
Re: Monthly saving

food can vary so much, you buy filets or sausages for example? will you go to supermarkets abroad? restaurants too, in switzerland crazy expensive, if you go for asian take away or you go abroad it's cheaper. you also say kids education, do you mean private schools?
You could write the exact break down of costs that you have right now, a tentative "conversion" in swiss money and costs, and then people can help you.
Reply With Quote
  #10  
Old 15.11.2015, 17:49
Today only's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Europe
Posts: 3,711
Groaned at 483 Times in 293 Posts
Thanked 3,931 Times in 1,962 Posts
Today only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond repute
Re: Monthly saving

Quote:
View Post
100-120k. But the 1.5k savings purchase power in CH will be half of its purchase power back in your country.
You been to Norway recently ?
Reply With Quote
This user would like to thank Today only for this useful post:
  #11  
Old 29.11.2015, 02:19
Newbie 1st class
 
Join Date: Nov 2015
Location: Zurich
Posts: 17
Groaned at 1 Time in 1 Post
Thanked 3 Times in 3 Posts
Reveller has annoyed a few people around hereReveller has annoyed a few people around here
Re: Monthly saving

I'm assuming OP isn't that interested in having an answer to his question since he hasn't given any more details.
Reply With Quote
  #12  
Old 29.11.2015, 06:11
Banned
 
Join Date: Nov 2015
Location: Birmingham/Liestal
Posts: 23
Groaned at 17 Times in 11 Posts
Thanked 38 Times in 17 Posts
butchersblock is considered a nuisancebutchersblock is considered a nuisancebutchersblock is considered a nuisance
Re: Monthly saving

If you're extremely careful with your spending you'll need to earn at least 1538CHF a month.
Reply With Quote
This user would like to thank butchersblock for this useful post:
  #13  
Old 29.11.2015, 12:51
Bonhomme's Avatar
Junior Member
 
Join Date: Oct 2014
Location: Steinhausen (ZG)
Posts: 78
Groaned at 0 Times in 0 Posts
Thanked 39 Times in 24 Posts
Bonhomme has no particular reputation at present
Re: Monthly saving

Sadly - as your kid grows, the amount of money you can save will decrease - assuming you salary stays constant, you will never save more than you are saving now. So forget about that metric.
Reply With Quote
The following 3 users would like to thank Bonhomme for this useful post:
  #14  
Old 29.11.2015, 13:41
BLP's Avatar
BLP BLP is offline
Forum Veteran
 
Join Date: Oct 2014
Location: Vaud
Posts: 674
Groaned at 16 Times in 11 Posts
Thanked 268 Times in 175 Posts
BLP is considered knowledgeableBLP is considered knowledgeableBLP is considered knowledgeable
Re: Monthly saving

Quote:
View Post
Sadly - as your kid grows, the amount of money you can save will decrease - assuming you salary stays constant, you will never save more than you are saving now. So forget about that metric.
nowadays you just need 1 gift after the little years, the ipad

Seems to be better value that those old fashion plastic/wood toys and easier to transport. Just budget in broken screens, I'm told they are expensive to repair

See, huge cost saving over babies and the such


Although heavy with sarcasm, sadly it's true to some degree
Reply With Quote
This user would like to thank BLP for this useful post:
  #15  
Old 29.11.2015, 13:59
swisspea's Avatar
Forum Legend
 
Join Date: May 2008
Location: From one side of lake Zurich to the other...
Posts: 5,505
Groaned at 33 Times in 22 Posts
Thanked 5,031 Times in 2,431 Posts
swisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond repute
Re: Monthly saving

Just wait till you have teenagers in the house....the food budget will double!

That plus their health insurance, school costs and travel increases (our 16 year old now needs a travel pass for school plus a lot of expenses for books and equipment even though she goes to a 'free' government programme).
Reply With Quote
The following 2 users would like to thank swisspea for this useful post:
  #16  
Old 29.11.2015, 14:18
BLP's Avatar
BLP BLP is offline
Forum Veteran
 
Join Date: Oct 2014
Location: Vaud
Posts: 674
Groaned at 16 Times in 11 Posts
Thanked 268 Times in 175 Posts
BLP is considered knowledgeableBLP is considered knowledgeableBLP is considered knowledgeable
Re: Monthly saving

Quote:
View Post
Just wait till you have teenagers in the house....the food budget will double!
Not a teen yet my oldest but already out does me in food.

1 thing to budget for with kids that I think seldom do people think about ahead is braces/teeth. I am spending the amount of a car between the 2 in total by the time we're done.
Reply With Quote
This user would like to thank BLP for this useful post:
  #17  
Old 29.11.2015, 22:35
Member
 
Join Date: Apr 2015
Location: Zürich
Posts: 128
Groaned at 25 Times in 14 Posts
Thanked 103 Times in 56 Posts
peternieder has earned some respectpeternieder has earned some respect
Re: Monthly saving

Quote:
View Post
In my country my monthly savings after all my expense and tax is about 1538 CHF. The expense are , food, travel, medical insurance, entertainment with family like going for movies, restaurant, bars , various purchases home, dresses etc. We are family of three (my spouse and infant baby).

If I have to make similar kind of saving in Switzerland what should be the salary I should to be getting per month. Like after paying for expense like insurance, rent, food for 3 in family, weekly twice in medium restaurant, travels, movies , kids educations etc. I can save at least about 1538 CHF.

The reason is if I get an offer from an employer, before accepting it , I can match it with my current saving.

Best regards
You also need to check the pension contributions that will be paid. To save CHF1500 a month for a family of three, I reckon around CHF120k is good (i.e., around 7k net per month).

So, do not just think of saving, but also of the required amount you need to assure your future pension.
Reply With Quote
  #18  
Old 29.11.2015, 22:55
Rangatiranui's Avatar
Forum Veteran
 
Join Date: Nov 2007
Location: Baden region
Posts: 2,038
Groaned at 9 Times in 8 Posts
Thanked 2,192 Times in 986 Posts
Rangatiranui has a reputation beyond reputeRangatiranui has a reputation beyond reputeRangatiranui has a reputation beyond reputeRangatiranui has a reputation beyond reputeRangatiranui has a reputation beyond reputeRangatiranui has a reputation beyond repute
Re: Monthly saving

I'm still "jaw dropped" at the "savings" part....
when they have a child...
Reply With Quote
This user would like to thank Rangatiranui for this useful post:
  #19  
Old 29.11.2015, 22:59
Member
 
Join Date: Apr 2015
Location: Zürich
Posts: 128
Groaned at 25 Times in 14 Posts
Thanked 103 Times in 56 Posts
peternieder has earned some respectpeternieder has earned some respect
Re: Monthly saving

Quote:
View Post
I'm still "jaw dropped" at the "savings" part....
when they have a child...
Really? That it is too little, I agree. 15k a year is not a lot of savings in CH..
Reply With Quote
This user would like to thank peternieder for this useful post:
  #20  
Old 30.11.2015, 11:38
Aeneas's Avatar
Forum Veteran
 
Join Date: Jun 2008
Location: Winterthur, ZH
Posts: 943
Groaned at 37 Times in 30 Posts
Thanked 952 Times in 454 Posts
Aeneas has a reputation beyond reputeAeneas has a reputation beyond reputeAeneas has a reputation beyond reputeAeneas has a reputation beyond repute
Re: Monthly saving

Quote:
View Post
In my country my monthly savings after all my expense and tax is about 1538 CHF. The expense are , food, travel, medical insurance, entertainment with family like going for movies, restaurant, bars , various purchases home, dresses etc. We are family of three (my spouse and infant baby).

If I have to make similar kind of saving in Switzerland what should be the salary I should to be getting per month. Like after paying for expense like insurance, rent, food for 3 in family, weekly twice in medium restaurant, travels, movies , kids educations etc. I can save at least about 1538 CHF.

The reason is if I get an offer from an employer, before accepting it , I can match it with my current saving.
It's not realistically possible to tell you with the information you've given. We don't know what 'your country' is (beyond that from your username it's likely in the EU) - so saving 1538 CHF in Italy or Spain is a much greater achievement than the same amount in the UK (or for that matter Birmingham vs London), or your present salary. But other than this, your expected lifestyle is an important factor (some families run a tight ship, others like to take five holidays a year, for example).

Your best bet is to estimate it yourself. For that you can use a few links to look at typical cantonal taxes, cost of living and rents - additionally, you should also consider health insurance. It'll give you at best a very rough guide, but probably far more accurate than some of the figures being blindly trotted out here as you're the best judge of what you spend per month.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Daylight Saving Time J.Marple Other/general 45 31.03.2014 20:14
Monthly ZVV NetworkPass (monthly travelcard) Jack75 Transportation/driving 3 28.07.2012 15:03
Power Saving CheesyKiwi Housing in general 1 28.09.2010 10:02
Saving forum effort DaveA General off-topic 1 02.07.2007 17:45


All times are GMT +2. The time now is 14:35.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0