|  | | | 
13.05.2012, 09:50
| | Junior Member | | Join Date: Jun 2010 Location: Lausanne
Posts: 59
Groaned at 0 Times in 0 Posts
Thanked 5 Times in 5 Posts
| | | mysterious Dr.'s charge
I went to my doctor's for a follow up visit regarding my chronic nose allergies. Her prescribed treatment of saline solution and nose spray for 3 months didn't work and since I am now pregnant, we agreed that treating this chronic problem is not a priority. Therefore, we are putting further treatment on hold for now.
She did say that I should tell ask my gyno to submit a request for two specific allergy tests the next time I get a blood test. (She figured it'd get covered by the pregnancy part of my insurance.) She would email me the results when she gets it.
The problem is this: I just received my doctor's bill and she'd billed me 37chf for "instruction du patient par le specialiste pour lui apprendre a effectuer lui-meme des mesures ou des soines, par periode de 5 min."
Why would she bill me for this if we had agreed to suspend treatment and she'd made no further prescriptions? Have I missed something in the translation? (She's not returning my emails).
Thank you for any advice!
| 
13.05.2012, 10:06
| | Forum Legend | | Join Date: Sep 2006 Location: SZ
Posts: 4,014
Groaned at 11 Times in 10 Posts
Thanked 7,265 Times in 2,488 Posts
| | | Re: mysterious Dr.'s charge
You are charged for everything your doctor does - be aware that any conversation or communication will have a price.
Some doctors just roll it all under the general heading of a consultation fee, some break out the particulars. But either way, you pay.
Look at it this way: you profited from your doctor's knowledge - even it if was the knowledge that someone else should deal with the problem. | | The following 2 users would like to thank meloncollie for this useful post: | | 
13.05.2012, 10:35
| | Forum Veteran | | Join Date: Apr 2008 Location: basel
Posts: 2,314
Groaned at 26 Times in 18 Posts
Thanked 2,147 Times in 1,048 Posts
| | | Re: mysterious Dr.'s charge
consider it a breakdown of the time that you are being charged for. The invoice could have probably just said "x minutes" of consultation.
Also, it may be that your insurance company demands specific wording in the breakdown of the time, before accepting the account.
| | The following 3 users would like to thank biff for this useful post: | | 
13.05.2012, 14:27
| | Member | | Join Date: Nov 2008 Location: lausanne
Posts: 145
Groaned at 0 Times in 0 Posts
Thanked 14 Times in 11 Posts
| | | Re: mysterious Dr.'s charge
you are lucky she charged you only for 37 chf.
I went to my GP to ask her to recommended me to immunologist (My Obgyn said for my pregnancy,i need to visit immunology and my insurance required me to to ask my GP first before seeing specialist). And i ended up paying her 112 chf for all of this.
| | The following 2 users would like to thank apiapiaba for this useful post: | | 
13.05.2012, 16:30
|  | Forum Legend | | Join Date: Apr 2009 Location: Somewhere special far away
Posts: 3,171
Groaned at 22 Times in 18 Posts
Thanked 4,266 Times in 1,687 Posts
| | | Re: mysterious Dr.'s charge
It's part of the TARMED tarif structures.
All of the doctors are obliged to detail what they do.
Even if she has a telephone conversation with your gy-ob, without you being present, it will appear on the invoice with a similar wording.
It is standard practice, nothing to worry about or even really question, as all doctors are obliged to invoice according to the TARMED rules and regulations.
| | The following 3 users would like to thank Sky for this useful post: | | 
13.05.2012, 17:05
| | Forum Legend | | Join Date: Sep 2010 Location: Neuchatel
Posts: 10,126
Groaned at 122 Times in 87 Posts
Thanked 10,174 Times in 4,636 Posts
| | | Re: mysterious Dr.'s charge
Drs will charge for medical advice, even if the final advice is to do nothing.
Of course you have set up compulsory medical insurance as per the law, haven't you? What 'franchise' have you chosen? It shouldn't really be 'gazillions'?
Last edited by Odile; 15.05.2012 at 18:34.
| | This user would like to thank Odile for this useful post: | | 
13.05.2012, 17:36
| | Forum Legend | | Join Date: Apr 2010 Location: Geneva
Posts: 5,809
Groaned at 99 Times in 82 Posts
Thanked 3,225 Times in 1,983 Posts
| | | Quote: | |  | | | Drs will charge for medical advice, even if the final advice is to do nothing.  | | | | | Well at least the Dr is saving you money, so it's good value advice!
| | This user would like to thank fatmanfilms for this useful post: | | 
13.05.2012, 17:47
|  | Senior Member | | Join Date: Feb 2006 Location: ex-CH-8058 Now in the Sandpit
Posts: 380
Groaned at 5 Times in 3 Posts
Thanked 407 Times in 162 Posts
| | | Re: mysterious Dr.'s charge "Thing I wish I'd known before I came here Part 332"
I used to chit-chat with the Doctor when I first got here: life in England, the weather, football blabla etc.
I soon stopped being so sociable when the first bills arrived. | | The following 4 users would like to thank oldmanc for this useful post: | | 
13.05.2012, 17:52
| | Forum Legend | | Join Date: Sep 2010 Location: Neuchatel
Posts: 10,126
Groaned at 122 Times in 87 Posts
Thanked 10,174 Times in 4,636 Posts
| | | Re: mysterious Dr.'s charge
The Doc would regularly visit my mum at home as she was in poor health when she got to 90+. He would always ask my dad, as they were having a little port for apéritif, how he was. So he would say 'not bad, but I've got an ache here, or there' and then he would be billed for a visit too. Used to drive him insane - and he would say 'and to think I've even served him some port' - but would get caught every month all over again 
Yep, the NHS it aint't, with all the + and the - attached | | The following 3 users would like to thank Odile for this useful post: | | 
15.05.2012, 17:12
| | Junior Member | | Join Date: Jun 2010 Location: Lausanne
Posts: 59
Groaned at 0 Times in 0 Posts
Thanked 5 Times in 5 Posts
| | | Re: mysterious Dr.'s charge
Argh! That makes me sick just thinking about it!  My doctor emailed back, confirming what you all have said, adding that she is displeased, *shocked* that I would doubt her integrity. I don't think I'm her favorite patient at the moment. Whoops.
If only I haven't already paid a gazillion francs to start up a dossier with her!
Sigh...while I love the idea of supporting the local industry, am I crazy to want to hop on the boat to Evian the next time I want to see a doctor or get a quick prescription?
| 
15.05.2012, 17:49
|  | Senior Member | | Join Date: Jun 2009 Location: Basel
Posts: 351
Groaned at 8 Times in 6 Posts
Thanked 243 Times in 130 Posts
| | | Re: mysterious Dr.'s charge
The Australian Doctors union is one of the most militant unions in the whole country. I would'nt know if it compares on equal terms with those in SUI who defend their Doctors but I would not be surprised if their philosophies are similar.
Our family Doctor is a Karate Black belt (my son's sensei), very nice to talk to and charges like a bull! hehe
| 
15.05.2012, 17:52
|  | Forum Legend | | Join Date: Apr 2007 Location: francophonia
Posts: 6,827
Groaned at 61 Times in 56 Posts
Thanked 4,209 Times in 2,315 Posts
| | | Re: mysterious Dr.'s charge | Quote: | |  | | | Argh! That makes me sick just thinking about it! My doctor emailed back, confirming what you all have said, adding that she is displeased, *shocked* that I would doubt her integrity. I don't think I'm her favorite patient at the moment. Whoops.
If only I haven't already paid a gazillion francs to start up a dossier with her!
Sigh...while I love the idea of supporting the local industry, am I crazy to want to hop on the boat to Evian the next time I want to see a doctor or get a quick prescription? | | | | | I guess it depends what you wrote. Maybe just write a back and say you don't doubt her integrity you just didn't understand the system.
| 
16.05.2012, 11:52
| | Forum Veteran | | Join Date: Jun 2010 Location: Zurich
Posts: 559
Groaned at 1 Time in 1 Post
Thanked 197 Times in 121 Posts
| | | Re: mysterious Dr.'s charge
We were surprised at first with a couple of doctor's bills, but a Swiss friend explained it to us, and that's just how it works here - you pay for *everything*, but *everything* is itemised so you are not getting ripped off.
I agree with miniMia - drop your doc a line just saying that you didn't yet know the system.
I am shocked at Odile's family doctor though! Did your dad send him a bill for the port?
| 
16.05.2012, 12:35
| | Forum Legend | | Join Date: Sep 2010 Location: Neuchatel
Posts: 10,126
Groaned at 122 Times in 87 Posts
Thanked 10,174 Times in 4,636 Posts
| | | Re: mysterious Dr.'s charge
Nope - he just moaned about it - and served him another the next time- and got stung again. He is actually our family doctor now, and a very nice guy he is.
| 
16.05.2012, 12:53
|  | Senior Member | | Join Date: Mar 2012 Location: Zürich
Posts: 258
Groaned at 6 Times in 6 Posts
Thanked 166 Times in 94 Posts
| | | Re: mysterious Dr.'s charge
Geee!
That'll be the last time I ask a shop assistant where to find the coffee...
or the bus driver if this bus goes to Zug......
Perhaps that why the Swiss don't talk to each other on the bus or train....
pose a question 'n u get slapped with an invoice! | Quote: | |  | | | We were surprised at first with a couple of doctor's bills, but a Swiss friend explained it to us, and that's just how it works here - you pay for *everything*, but *everything* is itemised so you are not getting ripped off.
I agree with miniMia - drop your doc a line just saying that you didn't yet know the system.
I am shocked at Odile's family doctor though! Did your dad send him a bill for the port? | | | | | | 
16.05.2012, 12:57
|  | Member | | Join Date: Sep 2010 Location: Cham
Posts: 174
Groaned at 2 Times in 2 Posts
Thanked 62 Times in 43 Posts
| | | Re: mysterious Dr.'s charge | Quote: | |  | | | par periode de 5 min | | | | | Does it bother anyone else the amount the doctor charges for 5 minutes of his/her time????
37chf per 5 mins...
= 444chf per hour
= 3552chf per day (assume 8 hours)
= 17,760chf per week (assume 5 day week)
= 71,040chf per month (assume 4 week month)
and a grand total of 852,480chf per year?? | 
16.05.2012, 13:01
|  | Forum Veteran | | Join Date: Apr 2011 Location: Somewhere in SG
Posts: 1,616
Groaned at 8 Times in 8 Posts
Thanked 1,228 Times in 626 Posts
| | | Re: mysterious Dr.'s charge | Quote: | |  | | | Does it bother anyone else the amount the doctor charges for 5 minutes of his/her time???? 
37chf per 5 mins...
= 444chf per hour
= 3552chf per day (assume 8 hours)
= 17,760chf per week (assume 5 day week)
= 71,040chf per month (assume 4 week month)
and a grand total of 852,480chf per year??  | | | | | I would have said no, but then I looked at a recent bill from my doctor and it looks like he charged only 7.28 CHF for 5 minutes. Of course, it was for 4 of us at the same time (we were getting tick vaccination) so he did end up getting 4 x 7.28 for the same 5 minutes  . Plus, for the kiddos under 6 years old, 10.75 CHF charge extra...
Upon closer inspection, i got charged 15 CHF for first 5 min., another 15CHF for specific info (5 min) and another 15 CHF for a 3rd 5 minutes. I think it is highway robbery. Got charged 80 CHF for the kids for the immunization and 120 CHF for me as my vaccine was more and there was some extra charge for something, can't be bothered to figure it out just now. Although it is cheaper than getting sick!
| 
16.05.2012, 13:09
|  | Forum Legend | | Join Date: Sep 2007 Location: ZRH
Posts: 2,853
Groaned at 7 Times in 7 Posts
Thanked 3,092 Times in 1,458 Posts
| | | Quote: | |  | | | Does it bother anyone else the amount the doctor charges for 5 minutes of his/her time???? 
37chf per 5 mins...
= 444chf per hour
= 3552chf per day (assume 8 hours)
= 17,760chf per week (assume 5 day week)
= 71,040chf per month (assume 4 week month)
and a grand total of 852,480chf per year??  | | | | | Except that when I've looked at my bills from the doctor, the first five minutes are charged differently than the next 15 or whatever. The first 5 or 15 are usually the most expensive in my experience, and may depend on the service provided. Not all minutes cost the same per minute.
| 
16.05.2012, 13:15
| | Member | | Join Date: Apr 2010 Location: Zurich
Posts: 108
Groaned at 1 Time in 1 Post
Thanked 25 Times in 13 Posts
| | | Re: mysterious Dr.'s charge
444CHF per hour sounds like a steal in Switzerland for a Dr. I thought cashiers at Migros made that much | Quote: | |  | | | Does it bother anyone else the amount the doctor charges for 5 minutes of his/her time???? 
37chf per 5 mins...
= 444chf per hour
= 3552chf per day (assume 8 hours)
= 17,760chf per week (assume 5 day week)
= 71,040chf per month (assume 4 week month)
and a grand total of 852,480chf per year??  | | | | | | | This user would like to thank Atomic for this useful post: | | 
16.05.2012, 13:41
| | Junior Member | | Join Date: Jun 2010 Location: Lausanne
Posts: 59
Groaned at 0 Times in 0 Posts
Thanked 5 Times in 5 Posts
| | | Re: mysterious Dr.'s charge
I did email back my doctor, crawling on my knees basically.....I don't doubt your integrity, etc. etc., I am new to the system, misunderstood...thank you for explaining...
But since she had misinterpreted my initial inquiry email as an attack on her personal integrity, I wouldn't be surprised if my response falls on deaf ears.
Apparently, there are Swiss doctors who don't agree with the system. It makes sense. They are treated like a machine, not encouraged to make friendly conversation or have port with patients ;-)
Makes me think back fondly to those years when I lived in France without health insurance. Each drop-in visit was 20 euros. I had a benign tumor removed for 40 euros. Ahh...the good old days. | |
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests) | | | | Thread Tools | | | | Display Modes | Linear Mode |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts HTML code is Off | | | All times are GMT +1. The time now is 07:05. | |