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  #21  
Old 25.07.2012, 12:49
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Re: Taxes we need to pay when we hire a nanny

Only part of the nanny wage is tax deductible, I saved roughly CHF300 per month in taxes for a full time employee which over a year is a significant amount. You can fill out a tax return even if you earn under CHF120,000.

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How much money could you potentially save on this?
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  #22  
Old 25.07.2012, 12:59
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Re: Taxes we need to pay when we hire a nanny

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Only part of the nanny wage is tax deductible, I saved roughly CHF300 per month in taxes for a full time employee which over a year is a significant amount. You can fill out a tax return even if you earn under CHF120,000.
It does sound good to have extra 300/month.
As for tax refund I did check with my Finansamt and did fill in one tax return form a few years ago - never got neither money nor an answer.
I guess I could try once again...
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  #23  
Old 12.09.2012, 11:05
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Re: Taxes we need to pay when we hire a nanny

I thought of posting a private message I have sent to another forum member recently - hopefully more people will find it helpful when dealing with hiring a nanny.

Here is what I have found out:


You need to apply for AHV in your kanton of residence: application is called "Anmeldung für Hausdienstarbeitgebende". Here is the link for it in kanton Aargau: http://www.sva-ag.ch/online-schalter...nte-downloads/.

In order to apply you will need to have a BVG (pension insurance) and Unfallversicherung (accident insurance). The later one you can get with any insurance company, just send a few of them a request to compare the costs. Please note that you need both work related and non-work related accident insurance. Non-work related part you can deduct from nanny's salary later on if you chose to.

BVG insurance can in theory also be made with any company out there, however I found it difficult, cause they either try to charge you a high % or just reject you (don't ask me why). So I found out that there is state insurer who can not reject your application. Here is the link: http://www.chaeis.net/bvg-berufliche...anmeldung.html. You need to fill in 2 documents: Formularsatz Anmeldung AN and Eintrittsmeldung.

It is also good, but not obligatory, to make a so called Krankengeldversicherung, which would cover you in case your nanny falls sick and won't be able to work for long time. There are two options of coverage: you can chose 30 working days or 3 working days of waiting period, which would determine the price of it obviously. It can also be done with any insurance company out there.

Hope this helps.
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  #24  
Old 12.09.2012, 11:59
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Re: Taxes we need to pay when we hire a nanny

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Unfortunately we don't get to deduct our taxes, as both of us on B-permit and salaries lower than 120K.
However I wanted to go and ask the Finansamt if becoming an employer changes the situation. Next year I will hit the 5 years mark in Switzerland and plan to apply for C-permit, I believe at least then it should be possible.

How much money could you potentially save on this?
I know that for childcare (Krippe) we are allowed to deduct 6000 CHF per year per child (a joke compared to the real cost)

I do not think it is different for a nanny as it is childcare in general and that is the max but I have never looked into it.

Cheers,
K
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  #25  
Old 22.03.2015, 12:18
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Re: Taxes we need to pay when we hire a nanny

Is this for real? Can anyone confirm if it is indeed possible to deduct 6000 CHF per year for each child on their tax declaration? I hear this works for krippe, but does it also for a nanny? If for example a nanny was looking after 2 children, are you able to deduct 12000 CHF? (Note: we live in ZH).

Appreciate any insights!

Last edited by rocksteady; 22.03.2015 at 12:52.
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  #26  
Old 01.04.2015, 18:26
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Re: Taxes we need to pay when we hire a nanny

rocksteady, in Zurich, you can deduct up to 10,000 per year (6,000 for Bundessteuer I think) for child care - regardless of where your child is being looked after.
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  #27  
Old 05.11.2015, 15:20
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Re: Taxes we need to pay when we hire a nanny

Can anyone recommend where I could get occupational insurance for the nanny I employ please? Thanks
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  #28  
Old 05.11.2015, 20:56
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Re: Taxes we need to pay when we hire a nanny

pretty much any general insurance company. We insure our nanny with Axa Winterthur only because we already had other insurances with them and it was convenient to deal with one person.
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  #29  
Old 05.11.2015, 21:07
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Re: Taxes we need to pay when we hire a nanny

Thanks! I'll contact my insurance broker. Roughly how much a year would it be so I know I'm not being over charged! Do you need to arrange a pension as well or just the insurance? Sorry for all the questions!!
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  #30  
Old 06.11.2015, 00:47
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Re: Taxes we need to pay when we hire a nanny

Have a look at this link discussing AHV requirements when hiring domestic staff, it answers some but not all of the questions.
Attached Files
File Type: pdf Domestic Staff AHV registration laws.pdf (403.8 KB, 185 views)
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