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  #61  
Old 09.08.2012, 20:32
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Re: Average cost of giving birth in Switz or Germany?

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first child, right? By the time I had my 3rd, I was quite happy to have a bit of quiet time in the hospital
Or the other way around.... first one, 48 hours in hospital, second one 24 hours, third one, home birth.... my older kids left for school at 8:45am and the birth was over and everything cleaned up by 12:00... very convenient
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  #62  
Old 09.08.2012, 20:49
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Re: Average cost of giving birth in Switz or Germany?

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So, turns out i can have a baby in any country i want.. as long as it doesnt cost more than 8200euro....
Since when?

Has anyone told Madonna?
She spends way more than that on season tickets to Malawi...
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  #63  
Old 21.01.2013, 17:10
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Re: Average cost of giving birth in Switz or Germany?

maybe this arrives a little too late... but just in case:
Klinik cost average (what I was told for my little girl in the Bethanien private Klinik in Zurich):
9.000 CHF klinik + nursing + babycare (6 days in a halfprivate room)
300 CHF/day more if you upgrade it to a private room
250 CHF/day if your husband/partner is staying (includes food pension)
1.100 CHF V-section if required
6.000 CHF gynocologist (delivery + visits)

my halbprivaten insurance with Avanex covers me those 9.000 CHF and up to 45% of the gynecologist...still to know the exact amount..

and remember that most of the Swiss Insurances won't cover you unless your policy started 1 year before the pregnancy..watch out the small text.
I would prepair myself to pay what is left from the bill in Switzerland or if it's too expensive for you, think about having the baby elsewhere...but I would never quit your insurance and apply for a new one in Switzerland if you are already pregnant or planning to be in a short term.
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  #64  
Old 21.01.2013, 17:17
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Re: Average cost of giving birth in Switz or Germany?

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and remember that most of the Swiss Insurances won't cover you unless your policy started 1 year before the pregnancy..watch out the small text.
You're referring to supplemental insurance there.

My experience: full private, mostly-natural birth - never saw a bill for anything. Dad stayed in the room several days, etc.
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  #65  
Old 21.01.2013, 17:28
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Re: Average cost of giving birth in Switz or Germany?

well, I'm afraid that there are many different policies and insurance companies..
unfortunately, mine seems it's not that wonderful as I thought..because I'm expecting a baby girl with a nice bill attached to her..
that's what I got written in two letters via post from my Insurance and the Klinic itself last week..still need to discuss with them.
And the upgrade to private and my husband staying..that's optional ...(but with cash upfront).
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  #66  
Old 21.01.2013, 17:29
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Re: Average cost of giving birth in Switz or Germany?

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My experience: full private, mostly-natural birth - never saw a bill for anything.
Other than ours being half-private, the same, and child #2 spent three weeks in an incubator as well.

Tom
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  #67  
Old 25.03.2013, 10:27
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Re: Average cost of giving birth in Switz or Germany?

It all depends how you give Birth!!

A Ceasarean section can cost up to 20'000 CHF (I had 19k for my first...)
Check with your insurance.
Watch out that with some insurances (for example Assura) you pay half-privat but it is not valid in case of pregnancy (grrrrr).
Still even if you have "Allgemein" which is basic, you get a good service. And if you want to be by yourself in the room, in most hospitals you can get an "upgrade", which means that you pay approx. 200.- per night to have a single room (only if rooms are available...)

ps. As for where, I would recommend Zollikerberg if you are public hospital (Unispital is really overcrowded), and Hirslanden if you're private. Bethanien has no doctors !! they are all on call and if the anesthesist is late, you can loose precious minutes...

Wish you all the best.
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  #68  
Old 25.03.2013, 12:46
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Re: Average cost of giving birth in Switz or Germany?

To Caviarchips: You mention all these costs/ bills for the birth and pregnancy, and I assume that these things were covered by your insurance? So, what I do not understand is why you are paying this amount, when everyone else is saying that everything is covered by the insurance?? And that things related to pregnancy does not go under your franchise..
I know the post is old, but hoping that someone will clear this up for me
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  #69  
Old 04.04.2014, 16:41
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Re: Average cost of giving birth in Switz or Germany?

Good day everyone, I have a question.

I have compulsory and supplementary Swiss health insurance but no private health insurances added.

My delivery date should be in August and for a lot of reasons I now wish not to discuss, I plan to give birth in my home country.

Back home, there is fantastic Maternity Hospital and Gynecology, but held privately, and the maximum costs (in case of cesarean) would not go over 5000 CHF.

is there a way for me to have this covered by my Swiss health insurance?
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Old 07.04.2014, 10:48
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Re: Average cost of giving birth in Switz or Germany?

I'm a bit late to the party, but here is my experience:

The birth itself didn't cost much at all: only 1600 CHF in a public hospital, vaginal birth, with epidural (which didn't work, but that's a story for another day....). We stayed at the hospital about 30 hours total before and after birth, one night only.

The gyno visits (one per month) and lab work were generally 200-300 CHF each time so it quickly added up.

What surprised me most though was the cost for the midwife. She charged almost 2000 CHF to basically come to the house to weigh my daughter a few times. Lucky for her it was fully reimbursed by my insurance, otherwise she would have got an earful.

I have just basic insurance, no complementary insurance. Swiss friends advised me before the birth that complementary insurance is only a good idea if you want extra comfort or if you are interested "alternative" medicine, otherwise the basic insurance covers everything for you and baby.
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  #71  
Old 07.04.2014, 11:13
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Re: Average cost of giving birth in Switz or Germany?

I'd love to go to Basel hospital!
I just spent a few nights there after a scary episode (baby is fine )
It reconfirmed how much I want to go to BSL for the birth. The staff were just so amazing! I couldn't have asked for better care & support!

My problem is that my international insurance only covers 8500€ for "normal" birth. My gynaecologist is in Germany and I'm covered upto €4000 for her so that's no problem.
I'm just afraid I won't be covered for all the birth and il be landed a huge bill that I can't afford.
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  #72  
Old 07.04.2014, 11:15
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Re: Average cost of giving birth in Switz or Germany?

Gosh! I had my babies on the NHS and I must confess I took it for granted I had no idea how much it costs to bring a baby into the world! I feel pretty humble now...
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  #73  
Old 07.04.2014, 11:58
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Re: Average cost of giving birth in Switz or Germany?

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I'm just afraid I won't be covered for all the birth and il be landed a huge bill that I can't afford.
It's important to remember that most of the hospital costs (for a "normal" birth) are not related to the actual birth, but to the hospital stay, and you can increase these costs further by booking a private clinic or requesting a private room in a public hospital.

This is how my husband and I viewed things when we were planning our birth: In Switzerland it is common for the mom and baby to stay for about 6 days at the hospital. In Canada, where I had my first daughter, we stay one or two days at most for a vaginal, complication-free birth. Since I was having my second child and I had no desire to either share a room with another mom OR pay extra for a private room, we decided in advance that we would leave the hospital as quickly as possible. We realized when we were there that the long hospital stay has little to do with the mom or the baby. Rather, the hospital staff do a series of check-ups to mostly monitor baby's weight, and it is easier for them if the mom and baby stay at the hospital. In our case, since we asked to go home right away, they just sent a midwife to our house to check on baby. (This might explain in part our hefty midwife bill, but it was still a bit excessive considering she pretty much only weighed the baby.)

If this is your first child, then a couple of days at the hospital can be helpful, as they show you how to breastfeed, wash and dress the baby, etc. But personally, if everything is going well, I don't see the point of staying longer than that, as everyone is more comfortable at home.

Last edited by JanieCH; 07.04.2014 at 12:11.
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  #74  
Old 07.04.2014, 12:37
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Re: Average cost of giving birth in Switz or Germany?

It is indeed first baby!

Looks like we will give birth In Germany but the doc is pushing basel on me, she said doctors in Germany are stretched and have little time.... Same for nurses...

Doctor is not filling me with much confidence. I know the end result will be the same but if she could just say "everything will be fine" I'd be happier.
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  #75  
Old 07.04.2014, 13:41
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Re: Average cost of giving birth in Switz or Germany?

I have basic ensurance Avanex.
spital zimmerberg in horgen, and uster.
I dont pay nothing, normal delivery, no anestesia. both 6 days in hospital.
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  #76  
Old 09.04.2014, 14:41
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Re: Average cost of giving birth in Switz or Germany?

You should be fine with 8500 EUR (unless there are some complications). My birth was covered by the Swiss insurance, but I was given a copy of the bill - the total cost of a c-section (elective, no medical indications) and 6 days in the university hospital (I wished to stay so long, if you & the baby are fine, you can as well leave after 3 or 4 days) was 4500 CHF.
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  #77  
Old 09.04.2014, 17:35
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Re: Average cost of giving birth in Switz or Germany?

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You should be fine with 8500 EUR (unless there are some complications). My birth was covered by the Swiss insurance, but I was given a copy of the bill - the total cost of a c-section (elective, no medical indications) and 6 days in the university hospital (I wished to stay so long, if you & the baby are fine, you can as well leave after 3 or 4 days) was 4500 CHF.
Wow that's super cheap!

I just called the hospital, they quoted me (normal, no complications, 3 day stay) 11,000Chf average. Of course can be more or can be less.

I'm kinda leaning that way now.I can put aside a few thousand to cover what my Insurance doesn't. I think peace of mind would be worth it!
(Well for first baby anyways, I think when ever I decide baby number 2 Id be more confident with what's going on )

She told me its about 14,000 chf for C section.
The cover on my policy for emergency C section is about 16,000 Euro so that's good.

Will talk it all over with my husband. Gynecologist is definitely pushing me to Basel... which kinda worried me a little.

Think I'm just a nervous first timer
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Old 09.04.2014, 21:16
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Re: Average cost of giving birth in Switz or Germany?

I've never heard of anyone giving birth for more than a few thousand here in Basel. The only case I remember was someone from Geneva, but that was a private hospital and we are talking university hospital I guess... as a relatively fresh mom (my son just is 13 months) I can absolutely recommend unispital - the doctors, nurses and midwives are professional, polite and helpful, the comfort is high and your needs are being met! I even brought a birthplan for a c-section and a doctor came in to discuss it with details Postnatal care was also perfect and - should anything go wrong - there is a reputable children hospital across the street.
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Old 10.04.2014, 08:41
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Re: Average cost of giving birth in Switz or Germany?

I actually spent already a couple nights in the labor ward and a night in the maternity ward in Basel University Hospital.
My husband was away at the time (my first ever time in hospital too )
The care I received there was exceptional. I could never praise them enough.

Can any one tell me what's the next step? Do I just pop into reception for a chat and bring my insurance details?

Thanks!
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Old 10.04.2014, 11:17
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Re: Average cost of giving birth in Switz or Germany?

I would give them a call first 'cause by registration for the birth you will have to bring some medical tests results and other documents with you.
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