Go Back   English Forum Switzerland > Help & tips > Family matters/health
Reply
 
Thread Tools Display Modes
  #81  
Old 22.04.2014, 17:03
Newbie 1st class
 
Join Date: Apr 2014
Location: Nyon
Posts: 11
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
Prds has no particular reputation at present
Re: Average cost of giving birth in Switz or Germany?

In my experience it's 25K at a private clinic in Geneva.
Reply With Quote
  #82  
Old 29.04.2014, 21:40
Newbie 1st class
 
Join Date: Mar 2014
Location: Schwerzenbach
Posts: 11
Groaned at 0 Times in 0 Posts
Thanked 4 Times in 1 Post
Kirdy has no particular reputation at present
Re: Average cost of giving birth in Switz or Germany?

My son is ten months old today, and I've just dug out the bill from the hospital (Unispital Zurich, staying on a ward). I had a vaginal delivery, but with an epidural and finished off with a vacuum extraction. Although it was a fairly complicated delivery, I thought the staff at the Unispital were first rate. My bill puts the 'ANQ-Pauschale' at CHF 3,999.60. I assume that was the three nights I spent in the hospital after the birth, and the price for the complicated delivery was CHF 4,186.80. This was of course all covered by the basic insurance.
Reply With Quote
  #83  
Old 29.04.2014, 23:20
Forum Legend
 
Join Date: Oct 2009
Location: la cote
Posts: 2,777
Groaned at 15 Times in 9 Posts
Thanked 2,154 Times in 1,220 Posts
runningdeer has a reputation beyond reputerunningdeer has a reputation beyond reputerunningdeer has a reputation beyond reputerunningdeer has a reputation beyond reputerunningdeer has a reputation beyond repute
Re: Average cost of giving birth in Switz or Germany?

Quote:
View Post

Can any one tell me what's the next step? Do I just pop into reception for a chat and bring my insurance details?
In my experience, you should discuss with your Obyn. and they get in touch and arrange things with the hospital. Most have some type of arrangement with the hospital. Hospital will then contact you or your insurance for paperwork. At least in Geneva it was like this for me.
Reply With Quote
  #84  
Old 03.05.2014, 10:05
Crazy cat's Avatar
Newbie 1st class
 
Join Date: Jun 2009
Location: Zurich
Posts: 18
Groaned at 1 Time in 1 Post
Thanked 12 Times in 7 Posts
Crazy cat has made some interesting contributions
Re: Average cost of giving birth in Switz or Germany?

i had a general insurance which did not allow me to give birth with the Doc I wanted. We decided to deliver our twins at Unispital Zuerich, which is one of the best in Switzerland for pre-term babies (was afraid they would be born pre-term, but thanks God they were not).
So I upgraded the doc ( and hence the room as my Doc was looking after semi-private and privately insured clients) and paid 8.000 CHF from my pocket. Insurance covered 2`500 CHF additionally.

When I decide to conceive the third child, first thing I will do -upgrade my insurance to semi-private. And have check-ups/delivery again at Unispital.

There is no way I would give birth at private hospital, as in case (cross fingers) anything goes wrong with a child/mom - both will be transported to the cantonal hospital.

The quality I got at Unispital is superb! I will never forget my birth experience with them and praying God to have that great experience with them again. One day
Reply With Quote
This user would like to thank Crazy cat for this useful post:
  #85  
Old 07.05.2014, 10:52
MrsSerendipity's Avatar
Forum Veteran
 
Join Date: Jan 2011
Location: Basel
Posts: 1,659
Groaned at 12 Times in 9 Posts
Thanked 1,416 Times in 704 Posts
MrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond repute
Re: Average cost of giving birth in Switz or Germany?

Quote:
View Post
In my experience, you should discuss with your Obyn. and they get in touch and arrange things with the hospital. Most have some type of arrangement with the hospital. Hospital will then contact you or your insurance for paperwork. At least in Geneva it was like this for me.
My Obyn apparently does not contact the hospital at all (Mine is in Germany)
She said it is up to me to register with the hospital. I asked if she would need to send them my file. She said No, all they need is my Mutterpass.
(Which apparently they don't use in Switzerland).
So basically there should be no reason for any contact between he two.. which I find odd. However, as she said my mothers pass does contain every detail of info about me.


Quote:
View Post
I would give them a call first 'cause by registration for the birth you will have to bring some medical tests results and other documents with you.
For any one who is interested, here is the link to the form for registration:

http://www.unispital-basel.ch/das-un...ng-zur-geburt/

It also explains to you what documentation you need depending on your circumstance: Married, Single, Living in Switzerland, Not living in Switzerland etc...

Cheers,
Niamhie
__________________
To Alcohol! Because no good story started with somebody eating a salad!
Reply With Quote
  #86  
Old 07.05.2014, 11:07
Sbrinz's Avatar
Forum Legend
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 10,978
Groaned at 542 Times in 342 Posts
Thanked 10,580 Times in 5,412 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: Average cost of giving birth in Switz or Germany?

Normally the mother will be insured before the birth. What is not appreciated is that the unborn baby also needs to be insured before the birth! In Switzerland you need to sort out the baby's health insurance before the birth, it doesn't have to be the same company. However the Swiss health insurance premiums are only charged after the successful birth, and are very low, basic is about Fr 100 per month.
Reply With Quote
This user would like to thank Sbrinz for this useful post:
  #87  
Old 07.05.2014, 11:23
MrsSerendipity's Avatar
Forum Veteran
 
Join Date: Jan 2011
Location: Basel
Posts: 1,659
Groaned at 12 Times in 9 Posts
Thanked 1,416 Times in 704 Posts
MrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond repute
Re: Average cost of giving birth in Switz or Germany?

Quote:
View Post
Normally the mother will be insured before the birth. What is not appreciated is that the unborn baby also needs to be insured before the birth! In Switzerland you need to sort out the baby's health insurance before the birth, it doesn't have to be the same company. However the Swiss health insurance premiums are only charged after the successful birth, and are very low, basic is about Fr 100 per month.
Baby is automatically covered under my policy thankfully, then I have X number of days to either continue insurance under my policy or find another.
Reply With Quote
  #88  
Old 07.05.2014, 14:55
Phil_MCR's Avatar
Forum Legend
 
Join Date: Oct 2009
Location: Basel
Posts: 11,485
Groaned at 246 Times in 157 Posts
Thanked 13,338 Times in 5,682 Posts
Phil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond repute
Re: Average cost of giving birth in Switz or Germany?

Quote:
View Post
Just one other little thing to add. I upgraded to private for delivery and hospital stay with my second son and stayed 4 days. When I was leaving I was charged for 5 days and of course they count it in days from the minute you arrive until the moment you leave and not nights that you stay. They are clearly asked this a lot as a friend also upgraded and was charged the extra day and was yelled at that it is not a hotel.

In other words the minute the clock strikes midnight a new day starts and it costs you another few hundred francs. I was glad I had eaten my lunch (and breakfast) before I left, at least I felt I got something for my money!
so are you saying they could 1 day= 24 hours or one minute in a calendar day is counted as a full day?

since this is switzerland, i presume the latter.
Reply With Quote
  #89  
Old 07.05.2014, 15:01
Phil_MCR's Avatar
Forum Legend
 
Join Date: Oct 2009
Location: Basel
Posts: 11,485
Groaned at 246 Times in 157 Posts
Thanked 13,338 Times in 5,682 Posts
Phil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond repute
Re: Average cost of giving birth in Switz or Germany?

Quote:
View Post
In Switzerland, the compulsory health insurance covers enormous costs if you are hospitalised. Parents also take out health insurance for the unborn baby, which is used for if the baby is born premature, has birth defects or has birth complications. The coverage is very broad.
insuring an unborn baby! that's a new one to me!

Quote:
View Post
Not sure if this helps or not??
My wife ( and I) just a baby, delivered here in Zurich, full private international insurance. From day one all the way through post delivery check-ups and including c-section was just over 32,000chf. Stay was in a very nice private hospital with private ward. So, not 'cheap' but better than the alternative of having baby in the UK. So much better was the experience of our second child's birth that the wife was thinking of having another!!!
(Maybe should've gone back to the Uk )
32kchf?! switzerlanded!


Quote:
View Post
Rather, the hospital staff do a series of check-ups to mostly monitor baby's weight, and it is easier for them if the mom and baby stay at the hospital. In our case, since we asked to go home right away, they just sent a midwife to our house to check on baby. (This might explain in part our hefty midwife bill, but it was still a bit excessive considering she pretty much only weighed the baby.)
can you just weight the baby yourself at home and email the data?
Reply With Quote
  #90  
Old 07.05.2014, 15:30
ullainga's Avatar
Forum Veteran
 
Join Date: Aug 2009
Location: around Basel
Posts: 1,583
Groaned at 12 Times in 11 Posts
Thanked 2,189 Times in 911 Posts
ullainga has a reputation beyond reputeullainga has a reputation beyond reputeullainga has a reputation beyond reputeullainga has a reputation beyond reputeullainga has a reputation beyond reputeullainga has a reputation beyond repute
Re: Average cost of giving birth in Switz or Germany?

Quote:
View Post
insuring an unborn baby! that's a new one to me!
Ha, insuring - you also have to sign them up for crèche before they are born. Or preferably before they are conceived.
Reply With Quote
The following 2 users would like to thank ullainga for this useful post:
  #91  
Old 07.05.2014, 15:35
Forum Veteran
 
Join Date: Mar 2010
Location: Biel
Posts: 788
Groaned at 35 Times in 28 Posts
Thanked 715 Times in 363 Posts
glinaa has an excellent reputationglinaa has an excellent reputationglinaa has an excellent reputationglinaa has an excellent reputation
Re: Average cost of giving birth in Switz or Germany?

Quote:
View Post
insuring an unborn baby! that's a new one to me!
This is not 100% accurate.
The baby will be covered by mothers' insurance if born prematurely, so this is not an issue.

The issue is however, that when you want to take supplementary insurance it's best to do it beforehand, as the insurance will not have any reasons to deny it. If baby is born with complications, they might and will deny supplementary insurance.

You also don't have to pay a single rappen until the baby is born.
Reply With Quote
  #92  
Old 07.05.2014, 16:06
JanerMacP's Avatar
Forum Veteran
 
Join Date: Feb 2007
Location: Turgi, AG
Posts: 1,096
Groaned at 3 Times in 3 Posts
Thanked 787 Times in 424 Posts
JanerMacP has an excellent reputationJanerMacP has an excellent reputationJanerMacP has an excellent reputationJanerMacP has an excellent reputation
Re: Average cost of giving birth in Switz or Germany?

Quote:
View Post
This is not 100% accurate.
The baby will be covered by mothers' insurance if born prematurely, so this is not an issue.

The issue is however, that when you want to take supplementary insurance it's best to do it beforehand, as the insurance will not have any reasons to deny it. If baby is born with complications, they might and will deny supplementary insurance.

You also don't have to pay a single rappen until the baby is born.

Many insurance companies will not give you supplementary insurance before the baby is born. You can request it in advance, but the additional coverage will not be provided until after additional paperwork is filled out once the baby arrives. My first son had private insurance upon birth. My soon to be born daughter has her insurance with a different company who will only up to private after she is born.
Reply With Quote
  #93  
Old 07.05.2014, 16:24
MrsSerendipity's Avatar
Forum Veteran
 
Join Date: Jan 2011
Location: Basel
Posts: 1,659
Groaned at 12 Times in 9 Posts
Thanked 1,416 Times in 704 Posts
MrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond repute
Re: Average cost of giving birth in Switz or Germany?

Quote:
View Post
Ha, insuring - you also have to sign them up for crèche before they are born. Or preferably before they are conceived.
This is true (I was looking in France)
I started looking in January 2014 for a place in January 2015... Nada!
Luckily, I've managed to find a very nice nanny (minding in her home). The only reason she has a space is because he child will start school so she is legally allowed take on one more!

Quote:
View Post
Many insurance companies will not give you supplementary insurance before the baby is born. You can request it in advance, but the additional coverage will not be provided until after additional paperwork is filled out once the baby arrives. My first son had private insurance upon birth. My soon to be born daughter has her insurance with a different company who will only up to private after she is born.
Mine wont let me take cover in advance. However, they did say they will insure through my policy for X days and as long as I renew in those days then it will automatically be accepted. Phew!
Reply With Quote
  #94  
Old 25.11.2014, 21:18
Newbie 1st class
 
Join Date: Mar 2014
Location: Schwerzenbach
Posts: 11
Groaned at 0 Times in 0 Posts
Thanked 4 Times in 1 Post
Kirdy has no particular reputation at present
Re: Average cost of giving birth in Switz or Germany?

Many people told me I should insure my son before he was born, in case of complications, however since we only ever intended to get basic insurance this was not an issue for us, as this must always be granted. I didn't realise at first that you only need to look at sorting out insurance before birth if you want private or half-private, and so ended up quite confused about the thing at the time.
Reply With Quote
  #95  
Old 02.03.2015, 23:14
Newbie 1st class
 
Join Date: Feb 2015
Location: Meilen
Posts: 10
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
the willski's has no particular reputation at present
Re: Average cost of giving birth in Switz or Germany?

It doesn't cost you anything if you are insured. And you should be insured if you are living here in Switzerland. For our, relatively uncomplicated, pregnancy it cost 12.5k. Bear in mind that cost is subsidized by the state before charged to you/your insurance. Without standard insurance, i.e. Private, it's a lot more.
Reply With Quote
  #96  
Old 14.03.2015, 11:29
Newbie 1st class
 
Join Date: Oct 2013
Location: Horgen
Posts: 12
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
Azadeh has no particular reputation at present
Re: Average cost of giving birth in Switz or Germany?

It will not cost you anything (even c-section if it is inevitable) if you have swiss insurance. But if you are a foreigner and you have to pay your bill yourself and send it later to your own insurance, then the bill is around 8000 CHF for a natural birth and 4 days stay in Hospital.
Reply With Quote
  #97  
Old 14.03.2015, 11:35
meister's Avatar
Member
 
Join Date: Dec 2009
Location: Basel
Posts: 172
Groaned at 30 Times in 16 Posts
Thanked 130 Times in 58 Posts
meister has earned some respectmeister has earned some respect
Re: Average cost of giving birth in Switz or Germany?

Can someone confirm if the midwife visits after the birth (approx 5 days) is covered by the Swiss insurance without touching the deductibles?

Last edited by meister; 14.03.2015 at 11:36. Reason: Extra clarity
Reply With Quote
  #98  
Old 14.03.2015, 11:36
Newbie 1st class
 
Join Date: Oct 2013
Location: Horgen
Posts: 12
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
Azadeh has no particular reputation at present
Re: Average cost of giving birth in Switz or Germany?

We had 10 meetings, and all was covered. One can also have three appointments for breastfeeding in advance and this is covered too.
Reply With Quote
  #99  
Old 14.10.2015, 12:25
MrsSerendipity's Avatar
Forum Veteran
 
Join Date: Jan 2011
Location: Basel
Posts: 1,659
Groaned at 12 Times in 9 Posts
Thanked 1,416 Times in 704 Posts
MrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond reputeMrsSerendipity has a reputation beyond repute
Re: Average cost of giving birth in Switz or Germany?

If any one is interested I have the answer to my original question..
I was 12 days over due by the time I was admitted to hosp on a Thursday morning to be induced. After some complications I had an emergency section at midnight Friday... and I signed out of Hosp bright and early Monday morning.
Total cost for all that... about CHF17,500


Reply With Quote
This user would like to thank MrsSerendipity for this useful post:
Reply

Tags
baby, cost, hospital




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Average Cost of Tax Submission caherconree Finance/banking/taxation 41 19.02.2011 23:53
Giving birth UK or Switzerland PeeDiddy Family matters/health 49 16.12.2010 15:28
Giving birth in Basel:Merian Iseln or Bethesda Hospital mayu Family matters/health 4 10.06.2010 21:50
Average cost of living in Zurich or Geneva for single person? pood Daily life 16 13.05.2010 13:48
Average Cost of Living in Zurich anuragsharma21 Finance/banking/taxation 21 02.12.2009 21:49


All times are GMT +2. The time now is 15:56.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0