Yes, you can have a home birth under general insurance cover. At a home birth two midwives are present. Make an appointment to meet one or both in your neighbourhood - you need to know beforehand if you are on the same wave-length. Check the list provided in an earlier post.
If you want a home water birth, you have to check if your place will support the weight (ask a landlord....), because the tubs are very heavy when filled with water.
You might also want to consider the
Delphys birthing house in Zurich, which offers home-birth-like facilities.
And: search "birth" on the Forum - there is a lot of information here on giving birth (in all sorts of ways...)