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Old 17.07.2015, 11:33
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Is it reasonable to cross the border to France to visit a doctor?

Assuming I have a CFF AG card (so almost no travel expense) and an Assura insurance with the ridiculous 2500CHF franchise

Thanks a lot
Best
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Old 17.07.2015, 12:09
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Re: Is it reasonable to cross the border to France to visit a doctor?

Did you not choose the franchise? So yes, you can go to FRance and pay- will not be reimbursed though, same for drugs/medication.
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Old 17.07.2015, 12:14
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Re: Is it reasonable to cross the border to France to visit a doctor?

I either had to pay 320CHF per month for a 300CHF franchise or 200CHF per month for this.

Do you know how much a generalist/specialist visit (and ordinary tests) cost there?

Thanks a lot
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Old 17.07.2015, 12:15
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Re: Is it reasonable to cross the border to France to visit a doctor?

As long as you can be sure there will be no follow up cost and this is a one off, why not?

If you think there will be further cost it might be worthwile checking what it could cost in France and compare with Switzerland
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Old 17.07.2015, 12:20
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Re: Is it reasonable to cross the border to France to visit a doctor?

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Did you not choose the franchise? So yes, you can go to FRance and pay- will not be reimbursed though, same for drugs/medication.
But you may find you are insured for emergency treatment abroad. Also, while I'm sure my insurer wouldn't be happy about me having a GP in St Louis, they don't have a problem coughing up for the dentist visits in Lörrach.
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Old 17.07.2015, 12:23
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Re: Is it reasonable to cross the border to France to visit a doctor?

Dentist is a supplementary insurance which has totally different rules to standard medical insurance. And it is pretty unlikely that travelling to France to see a doctor will be classed as emergency treatment...

Officially, in France as in UK, you have to be registered with one GP (family doctor) before visiting- but some will accept you on a temporary, one off basis if you pay there and then. Some doctors agree to being paid the standard French charge, so do not and work on private basis and charge extra on top:

9.1. Doctors in France - Médecins Généralistes

Before you can receive treatment (other than in an emergency) you need to register with a doctor (GP).
As we outlined in Section 6, the process of registering with a doctor commences when you join the health system, normally through your local Caisse Primaire d’Assurance Maladie (CPAM) if you are 'non-active'. They will give you a form to complete, which should be returned via your doctor when you make a visit.
Until you obtain your health insurance card (carte vitale) you will be given a receipt (feuille de soins) by your doctor when you pay for medical services.
The doctor will also issue you with a prescription that you should take to the chemist to obtain your medicines.
The chemist should attach sticky labels on your feuille that gives details of the cost of the medicine. If the chemist does not do it, you will find the labels on the medicine containers and you need to do it yourself.
You will need to take both the feuille, the prescription and your attestation (or European Health Insurance Card details) to your local CPAM for reimbursement. The feuille de soins will need to be signed by you.
The charging policy for GPs is fairly straightforward.
If you see your doctor the standard charge for a consultation is €23 (2012).
There are slightly higher rates for children under 2 years (€28) and for those aged 2 to 6 years of age (€26)
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Old 17.07.2015, 12:25
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Re: Is it reasonable to cross the border to France to visit a doctor?

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Dentist is a supplementary insurance which has totally different rules to standard medical insurance. And it is pretty unlikely that travelling to France to see a doctor just across the border will be classed as emergency treatment...
......although seeing one in Bordeaux or Roscoff might be seen as something happening on holiday.

FTFY
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Old 17.07.2015, 12:33
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Re: Is it reasonable to cross the border to France to visit a doctor?

For the price in France, it's a little bit more complex. Doctors are allowed in some conditions to ask for more than the legal €23, so don't start arguing if they want more, it's actually legal. The legal term is "dépassement d'honoraire".
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