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Old 05.11.2015, 18:28
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CMU vs LAMAL

When I first heard of this I thought Kajagoogoo. But it looks like an even spikier issue than their lead singers head.

Live on french side, and will start work with a swiss start up in Geneva in December. My wife works (around 60%) on a contract basis, and is paid in USD - she has always declared over in US as she has US/French dual citizenship. Two kids - 10 and 13.

I understand I have to make an irreversible choice soon as to which regime I have to follow. I imagine a lot of you went through this recently - can you point me to (non sponsored) informational resources to help me understand the issues I should be paying attention to in making my choice?

Many thanks.
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Old 05.11.2015, 19:52
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Re: CMU vs LAMAL

Short answer: it depends on how much you earn. The more you earn, the more the fixed payments of LAMal begin to look attractive against the fixed percentage of CMU.

See also:

Health insurance for frontalier

Frontalier Healthcare - should we keep all our Swiss insurance

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Old 05.11.2015, 19:55
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Re: CMU vs LAMAL

To calculate the difference, see this site: http://www.frontalier.org/cmu.htm
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Old 06.11.2015, 09:49
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Re: CMU vs LAMAL

Great - thanks for the pointers
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