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Old 22.04.2016, 17:14
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Child Care subsidized

Hi,
I'm new in switzerland and I'm planning to bring my husband and my child with me. So I was searching for child cares subsidize in region of Baden or Brugg but the website of krippenpool is in Deutsch and I can't calculate how much I'll pay for my child per month I'm planing to take him for 5 days per week and My total income per year without deduction of taxes is 50800 and my husband isn't working. So if you could help in in calculating how much I'll pay this well be great and also if you have any information if there's in Brugg or not?
Also, Do you've any information about the minimum number of rooms I'll need for family reunion visa (we're 3) and my son is 2 years and half.
Thanks
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Old 22.04.2016, 17:18
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Re: Child Care subsidized

50K is not much when you have a family to support, especially paying full time childcare. Can your husband not look after your child for free as you say he will not be working?
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Old 22.04.2016, 17:21
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Re: Child Care subsidized

Child care is crippling here, you cannot afford it.

Two adults married to each other plus one child need a 2 room apartment as a minimum. Unmarried couple, then 3 rooms.
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Old 22.04.2016, 17:24
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Re: Child Care subsidized

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Two adults married to each other plus one child need a 2 room apartment as a minimum. Unmarried couple, then 3 rooms.
Eh?
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Old 22.04.2016, 17:31
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thanks for your reply actually he'll take care but I'm asking in case if he found a full time job

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50K is not much when you have a family to support, especially paying full time childcare. Can your husband not look after your child for free as you say he will not be working?
Aha so 2 rooms will be fine like one bed room and one living room or two bed rooms plus a living room?
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Child care is crippling here, you cannot afford it.

Two adults married to each other plus one child need a 2 room apartment as a minimum. Unmarried couple, then 3 rooms.

Last edited by 3Wishes; 22.04.2016 at 21:22. Reason: merging consecutive replies
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Old 22.04.2016, 17:36
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Re: Child Care subsidized

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thanks for your reply actually he'll take care but I'm asking in case if he found a full time job
Today 16:24


If he is non EU, that might be a tad more difficult
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Old 22.04.2016, 17:40
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Re: Child Care subsidized

Legal minimum if you are married will be two rooms.

Preferably get two bedrooms plus one living room = 3 room apartment.
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Old 22.04.2016, 17:46
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Re: Child Care subsidized

Yes I got it thanks for your reply
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Legal minimum if you are married will be two rooms.

Preferably get two bedrooms plus one living room = 3 room apartment.
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Old 22.04.2016, 17:57
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Re: Child Care subsidized

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thanks for your reply actually he'll take care but I'm asking in case if he found a full time job
Today 16:24
Ahhh, In that case your household income will increase, and any subsidy will decrease, so I would wait until you know how much household income you will have and how many hours/days childcare you will need.
But I understand it would be nice to have a part-time childcare place, so your son can socialise and learn the language (and maybe your husband can too... if he does not already speak German).
I do not know what the subsidy is in Baden. Maybe you can put the page into google translate?
And, yes, I would go for a minimum 3 Zimmer. I moved here with my daughter when she was three and it was important to me that she had her own bedroom.
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Old 22.04.2016, 17:57
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Re: Child Care subsidized

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I'm planing to take him for 5 days per week and My total income per year without deduction of taxes is 50800
That is not much to live on per month for a family of 3, especially as you state it is BEFORE taxes are deducted. As a foreigner you'll pay tax at source, so it might well be that your monthly income is somewhere around 3'7-3'8, especially as there are also deductions for the Swiss Insurances AHV/ALV/IV etc from the monthly salary.......and then there is rent, health & other insurances, food, clothes, public transport, child care and so much more to pay from this. You'll be on a very,very tight budget.

Some daycare centers have their pricing organised according to the income of the parents,so parents with a low income pay less.
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Old 22.04.2016, 18:03
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Re: Child Care subsidized

Childcare is horribly expensive here and any subsidized care is prioritised to single parent families.

If you end up with an L permit it will be difficult for your husband to be able to work here unless he has a university degree and experience to back it up and would still need authorisation from the Swiss authorities before he can start working.
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Old 22.04.2016, 18:35
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Re: Child Care subsidized

The correct address to ask about the childcare seems to be:

krippenpool@baden.ag.ch

They also have an on-line calculator, in addition to indications to your eligibility - as mentioned before, Google translate may help.

http://www.krippenpool.ch/fs_tarif.htm
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Old 22.04.2016, 18:39
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Re: Child Care subsidized

I would be surprised if you can get a residency permit for your child and husband on such a low salary if you are Non-EU. If you do get permission, he could face up to 2 years without automatic permission to work. He would have to get his own work permit, which would not necessarily be granted unless he has a university degree and specialist position. Otherwise, you'll be expected to support your whole family.
Good Luck!
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Old 22.04.2016, 18:48
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Re: Child Care subsidized

Your earlier posts mention that you will be working for PSI in Villigen AG.

PSI has a generous children allowance of CHF 4'435 for one child per year, according to its website:

"Das PSI zahlt grosszügige Kinder- und Ausbildungszulagen. Sie erhalten jährlich:
  • CHF 4435.– für das 1. Kind"
https://www.psi.ch/pa/anstellungsbedingungen



You'll want to be sure that you have considered this amount in your calculated gross annual income of CHF 50'800.


Normally, there is a children's allowance of CHF 200 per month per child in Switzerland. You might wish to check with PSI HR whether this CHF 2'400 per year is in addition to the CHF 4'435 above.


PSI has a Kita on its grounds called "Kita Kiwi". This webpage says that PSI employees have preferential conditions but does not state what they are. You might wish to check with PSI HR to learn more:

https://www.psi.ch/kiwi/wir-ueber-uns

There was an article in yesterday's 20 Minuten newspaper about a single mother with one child who earns CHF 3'800 net per month and is getting along fine. She even has a small car:

http://www.20min.ch/finance/news/story/30683231

PSI is paying enough to get along in Switzerland. It won't be a life of luxury but, with careful management of your expenses, you should get along.
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Old 22.04.2016, 23:59
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Re: Child Care subsidized

Hi!

It seems to me that that this income would be below the 'Existenznimum' so the minimum amount of money a family living in Switzerland should have. If this is the case, which I am pretty sure it is, the Sozialamt (social Services) would be in charge not only of paying you the difference between your income and the minimum required to live on, but they would also help with covering Child-Care when your husband decides to look for work, with Dentist bills etc. They would also help your husband to intergrate by paying language courses and finding work for him etc. They are really great here with that in Switzerland!
You should definately get in touch with the Sozialamt in your Commune.
Good luck!
Oh and yes, I think a 3 room is better (so, bedroom, child room and living room)
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Old 23.04.2016, 03:46
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Re: Child Care subsidized

My husband was in a studio when we got married and all the authorities wanted for dependent visa was confirmation from the landlord that they are fine with two people living in the studio.Though I was already in Switzerland and was changing the type of permit. Not sure how big the apartment should be with a child.

But... are you allowed to bring them in on such a low salary? I guess it may depend on whether you are from EU. As already mentioned above even health insurance for three will be quite expensive (700+/month)

Last edited by minimimi; 23.04.2016 at 04:49.
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Old 23.04.2016, 08:26
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Re: Child Care subsidized

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It seems to me that that this income would be below the 'Existenznimum' so the minimum amount of money a family living in Switzerland should have. If this is the case, which I am pretty sure it is, the Sozialamt (social Services) would be in charge not only of paying you the difference between your income and the minimum required to live on, but they would also help with covering \
Be careful here. The OP is non-EU; claiming certain types of social payments while on an L or B permit could jeopardize her permission to stay.
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Old 23.04.2016, 09:34
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Re: Child Care subsidized

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As already mentioned above even health insurance for three will be quite expensive (700+/month)
Using assumed ages of 30, 30 and 3 and with an annual deductible of CHF 2'500 for the two adults and CHF -0- for the child, the health insurance monthly premiums range from CHF 404.30 to 832.50 for the family, depending on the insurance company and plan. The OP might wish to insert more exact ages in this calculator and possibly reduce the deductible for the adults:

http://www.moneyland.ch/en/health-insurance-comparison
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Old 23.04.2016, 10:01
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Re: Child Care subsidized

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Hi!

It seems to me that that this income would be below the 'Existenznimum' so the minimum amount of money a family living in Switzerland should have. If this is the case, which I am pretty sure it is, the Sozialamt (social Services) would be in charge not only of paying you the difference between your income and the minimum required to live on, but they would also help with covering Child-Care when your husband decides to look for work, with Dentist bills etc. They would also help your husband to intergrate by paying language courses and finding work for him etc. They are really great here with that in Switzerland!
You should definately get in touch with the Sozialamt in your Commune.
Good luck!
Oh and yes, I think a 3 room is better (so, bedroom, child room and living room)
Assuming that the OP is non-EU and is receiving an L or B permit, she can apply for family reunification. However, if the family reunification would result in social welfare support, it would be turned down. Furthermore, if the family required social welfare support after arriving, it could be expected that the L or B permit would not be extended:

These are the prerequisites to apply for family reunification under a non-EU L or B permit in Aargau:

Voraussetzungen
  • Die nachgezogenen Familienangehörigen haben keinen rechtlichen Anspruch auf Erteilung einer Kurzaufenthalts- oder Aufenthaltsbewilligung in der Schweiz.
  • Die Ehe resp. die eingetragene Partnerschaft muss in der Schweiz anerkannt sein bzw. es muss ein rechtsgültiges Kindsverhältnis bestehen.
  • Die Familie muss zusammenwohnen, weshalb die nachziehende Person über eine bedarfsgerechte Wohnung verfügen muss. Eine Wohnung gilt als bedarfsgerecht, wenn der Familiennachzug nicht zu einer Überbelegung führt.
  • Der Familiennachzug darf nicht zu einer Sozialhilfeabhängigkeit führen.
  • Es muss eine dem Kindeswohl angemessene Betreuung sichergestellt sein.
  • Das Gesuch wird abgelehnt, wenn der Familiennachzug geltend gemacht wird, um Vorschriften des Ausländerrechts über die Zulassung und den Aufenthalt zu umgehen (z.B. Scheinehe) oder Widerrufsgründe vorliegen (z.B. Verurteilung zu einer längerfristigen Freiheitsstrafe).
https://www.ag.ch/de/dvi/migration_i...=172038#172038
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Old 23.04.2016, 10:53
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Re: Child Care subsidized

As for Sozialhilfe, mulhollander is right.

As for apartment size, number of people less one is fine with the authorities, thus two rooms in this case is ok. This has been covered a few weeks ago, if you want a reference check my post history, it's there somewhere.
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