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  #41  
Old 20.05.2014, 00:48
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Re: European Health Insurance Card in switzerland

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Nothing in this world is free :> They just do not charge any deductible or cost participation as many Swiss Insurers do. I will try to get info after settling down in Lausanne.
I'm not trying to be antagonistic. I promise. It's just that I'd be interested in a comparison of over all costs to the "consumer" of both systems, if it's even possible to know.
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  #42  
Old 20.05.2014, 09:10
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Re: European Health Insurance Card in switzerland

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I'm not trying to be antagonistic. I promise. It's just that I'd be interested in a comparison of over all costs to the "consumer" of both systems, if it's even possible to know.

Exactly. I've compared the US to Switzerland for a person with health issues and prescriptions and found Switzerland to be less expensive. This is because in the US familiy members aren't covered fully by employers, copays vary, but are often more than 10%. And, some US hospital/out patient procedures are more expensive(at least in our family's experience - eye surgeries and cancer treatment).

One of my husband's former students works in London, and he feels he's heavily taxed for NHS versus his insurance costs in Switzerland, and my late father in law (Dutch) said last year that what he paid on a monthly basis (in addition to taxes) increased over the last few years.

It's all a matter of perspective, and it's very difficult to compare in general. It depends on how you frame the issue, your expectation, and your needs/health. I really don't know enough about the EU or NHS. I've done comparisons of the US and Switzerland for myself. I've had a good experience here, but others from the US have not.
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  #43  
Old 20.05.2014, 13:56
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Re: European Health Insurance Card in switzerland

There are also exceptions for researchers (postdocs and PhD students) to use your european health insurance card in Switzerland (3 years plus an extention for another 3 years). You can check the conditions in which you could be exempted from the health insurance obligation in the following links.

http://www.gd.zh.ch/internet/gesundh...sicherung.html

http://www.kvg.org/en/exemption-_content---1--1036.html

You could call them to see if you can apply for an exemption from the health insurance obligation, and also what would be covered if you get the exemption (it depends on the country). They were very helpful when I called them to ask for information.
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  #44  
Old 20.05.2014, 14:40
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Re: European Health Insurance Card in switzerland

I think you should consult the authorities in Ireland first and make sure you get to a person which really understand the situation.

I am currently trying to solve a similar situation for me. I am working in Switzerland and in Slovakia employed for a US based company which has no branch either in CH or SK. I was told by the social security authorities in CH that because I am a resident in SK (as I have the permanent residence, family, flat there) that the SK social security authority is responsible to take the decision where am I entitled to contribute. Based on a international agreement between CH and EU they decided that I am entitled to pay it in SK even I will be spending/working most of the time in CH. They also told that the social security and health insurance are bound together and you should pay it in one state (EEA and Switzerland).

your case is different as your employer is also from EU however I do not know if this changes anything.

the agreement between EU and CH is this one EU Regulation 987/09 try to read it and find a case fitting your situation. should be somewhere in Articles 11-14 I think.
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  #45  
Old 20.05.2014, 18:40
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Re: European Health Insurance Card in switzerland

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There are also exceptions for researchers (postdocs and PhD students) to use your european health insurance card in Switzerland (3 years plus an extention for another 3 years).
The law changed and since 01.01.2014 postdocs and researchers are NOT eligible for this exemption anymore. Exemptions granted before 31 December 2013 are valid until they expire. PhD students on low salaries might still be eligible but this is decided by each Kanton on a case by case base:

http://www.swisscare-intl.com/swissc...itzerland.html
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  #46  
Old 02.05.2015, 13:23
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Re: European Health Insurance Card in switzerland

Just add that I used my EHIC in Lauterbrunnen public hospital successfully over Jan - Mar 2015. However, there is a CHF92 charge for each month their Health Service is used.
Just reclaiming now from Overseas Health, Newcastle and will be interested to see how much I'll get back.
A blood test in a private clinic was only CHF20, so it may be cheaper for simple things just to pay out in a private hosp.
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  #47  
Old 02.05.2015, 14:31
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Re: European Health Insurance Card in switzerland

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Just add that I used my EHIC in Lauterbrunnen public hospital successfully over Jan - Mar 2015. However, there is a CHF92 charge for each month their Health Service is used.
Just reclaiming now from Overseas Health, Newcastle and will be interested to see how much I'll get back.
A blood test in a private clinic was only CHF20, so it may be cheaper for simple things just to pay out in a private hosp.
Did you mention that you were not UK resident? Or just bluffed it?
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  #48  
Old 02.05.2015, 14:40
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Re: European Health Insurance Card in switzerland

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Did you mention that you were not UK resident? Or just bluffed it?
How do you know he's not a UK resident?
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