| || |
| || || |
| || |
I just had a disc replacement (and fusing) done about five months ago. I have only basic health insurance and had it done in the Zollikerberg hospital in Zurich. I shared a room with one other person and the surgeon who did the operation was fantastic.
I have had intensive physio since then as well as a few follow up appointments with the surgeon, including x-rays, to check my progress. If your husband stays in Canada to have the operation he'll have to consider whether or not he also wants the post-operative physio etc done there, too under the supervision of the surgeon who would do the operation.
On the other hand, if Canada is anything like Australia where I'm originally from, maybe that's not an issue and you just see whoever is free at the time.
As for the insurance side of things, I would contact a few insurance companies or insurance brokers and ask specific questions to find out exactly how your husband would be covered, the costs and whether there would be a waiting time. I know in my case I wouldn't have wanted to wait any longer than I had to to get it done as it hurt too much!
| || || |
Kate - do you mind sharing what insurer you are with? It's a bit confusing with all the options as to what companies to talk to specifically, and it sounds like you have had a similar procedure to what he will need, so definitely want to check with that company! Also, was it a pre-existing condition for you or did you hurt your back only since moving to Switzerland? I'm assuming that may make a difference with some companies...