Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation
Reply
 
Thread Tools Display Modes
  #21  
Old 04.01.2011, 21:06
Junior Member
 
Join Date: Jul 2007
Location: Ticino
Posts: 58
Groaned at 0 Times in 0 Posts
Thanked 29 Times in 18 Posts
lofty has earned some respectlofty has earned some respect
Re: UBs or Credit Suisse? Which one?

Quote:
View Post
Could you tell us the story?
I was transferring money back the UK regularly and one month, if I remember correctly 50 CHF went missing in the transfer, so I asked them to find out what happened, they told me that the first clerk had sent it one way (via an intermediary that took the 50 CHF), then the next sent it directly to my bank.

I didn't even push to get the money back, thinking oh it's my fault a language problem, but did insist that they send it the right way the next time. Of course they screwed it up again and that's when I complained and got the nice response from the bank manager. Even my swiss colleagues where shocked. This was a smaller branch, not used to foreigners back then.
Reply With Quote
  #22  
Old 04.01.2011, 21:12
smackerjack's Avatar
Forum Veteran
 
Join Date: Jun 2007
Location: U.K/VAUD
Posts: 1,499
Groaned at 13 Times in 6 Posts
Thanked 1,372 Times in 616 Posts
smackerjack has a reputation beyond reputesmackerjack has a reputation beyond reputesmackerjack has a reputation beyond reputesmackerjack has a reputation beyond reputesmackerjack has a reputation beyond repute
Re: UBs or Credit Suisse? Which one?

I had an account with CS but they really let me down regarding transferring money back to the UK - it just took ages to arrive. Mr S and I had a joint a/c but I was soooo angry when they called up about something and refused to talk to me even though as I say - it was a joint a/c.
I have been with UBS for a few years and nothing is ever too much trouble with them.

So for me it is UBS every time....
Reply With Quote
  #23  
Old 04.01.2011, 21:20
Gastro Gnome's Avatar
Forum Legend
 
Join Date: Aug 2008
Location: Zürich
Posts: 3,690
Groaned at 31 Times in 29 Posts
Thanked 2,786 Times in 1,510 Posts
Gastro Gnome has a reputation beyond reputeGastro Gnome has a reputation beyond reputeGastro Gnome has a reputation beyond reputeGastro Gnome has a reputation beyond reputeGastro Gnome has a reputation beyond reputeGastro Gnome has a reputation beyond repute
Re: UBs or Credit Suisse? Which one?

Quote:
View Post
I was transferring money back the UK regularly and one month, if I remember correctly 50 CHF went missing in the transfer, so I asked them to find out what happened, they told me that the first clerk had sent it one way (via an intermediary that took the 50 CHF), then the next sent it directly to my bank.

I didn't even push to get the money back, thinking oh it's my fault a language problem, but did insist that they send it the right way the next time. Of course they screwed it up again and that's when I complained and got the nice response from the bank manager. Even my swiss colleagues where shocked. This was a smaller branch, not used to foreigners back then.
Woah. I definitely would have escalated that.
Reply With Quote
  #24  
Old 04.01.2011, 21:30
marton's Avatar
Forum Legend
 
Join Date: May 2008
Location: Zürich
Posts: 2,880
Groaned at 26 Times in 22 Posts
Thanked 1,418 Times in 860 Posts
marton has a reputation beyond reputemarton has a reputation beyond reputemarton has a reputation beyond reputemarton has a reputation beyond repute
Re: UBs or Credit Suisse? Which one?

Quote:
View Post
I've been here for just over a year and am with PostFinance - I want to move to a bigger banking solution due to international travel and also I would like to set up an account in $ as I do a bit of business in USD via Paypal

Is there any specific bank you would recommend? Is UBS the best option or Credit Suisse another good one for what I need?

Thanks
Post Finance USD account
http://www.postfinance.ch/en/priv/pr...ign/offer.html
Reply With Quote
This user would like to thank marton for this useful post:
  #25  
Old 04.01.2011, 21:34
Forum Veteran
 
Join Date: Apr 2008
Location: Zurich
Posts: 721
Groaned at 26 Times in 13 Posts
Thanked 389 Times in 251 Posts
rainer_d has an excellent reputationrainer_d has an excellent reputationrainer_d has an excellent reputationrainer_d has an excellent reputation
Re: UBs or Credit Suisse? Which one?

Quote:
View Post
I was transferring money back the UK regularly and one month, if I remember correctly 50 CHF went missing in the transfer, so I asked them to find out what happened, they told me that the first clerk had sent it one way (via an intermediary that took the 50 CHF), then the next sent it directly to my bank.

I didn't even push to get the money back, thinking oh it's my fault a language problem, but did insist that they send it the right way the next time. Of course they screwed it up again and that's when I complained and got the nice response from the bank manager. Even my swiss colleagues where shocked. This was a smaller branch, not used to foreigners back then.
I once got this tongue-in-cheek joke told by a UBS-employee:

A customer walks into the UBS branch at Bahnhofstrasse with a suitcase full of money.
When it's his turn at the counter, he happily announces to the clerk "I want to open an account and deposit these five million CHF on it, that I have here by me in my suitcase".
The clerk looks at him, then decisively directs him to a small, dimly-lit counter in the corner: "The small-saver counter is over there, please."
And in a just very slightly compassionate tone "You know, here in Switzerland nobody needs to be ashamed of his poverty".

Co-workers tell me that the core of the joke is true. UBS used to hate retail banking customers.

They thought, retail-banking is for wimps.

http://www.google.com/images?client=...w=1574&bih=975

Now that the IBs need to set their sights lower, every bank has found new love in retail-customers. Even UBS.
Reply With Quote
This user would like to thank rainer_d for this useful post:
  #26  
Old 06.01.2011, 09:20
Senior Member
 
Join Date: Jun 2010
Location: Zurich
Posts: 447
Groaned at 1 Time in 1 Post
Thanked 151 Times in 87 Posts
c123 has earned some respectc123 has earned some respect
Re: UBs or Credit Suisse? Which one?

Quote:
View Post
HOWEVER, if you are US citizen, and you maintain a US onshore account, and with the USD trading as low as it is - you may well find youself no worse off to do a reasonable sized transfer and fund PAYPAL from your US account.
I would be wary about using Paypal for 'reasonable'/large transfers. Paypal is not a bank. If they freeze your account for whatever reason, you have little recourse and could lose it all. I've read about happening to quite a few individuals/organisations (no direct link, but your freind Google could quickly dig up something), although personally I've never had any hassle (but have used Paypal less than a dozen times I think).
Reply With Quote
  #27  
Old 06.01.2011, 17:17
Newbie 1st class
 
Join Date: Nov 2008
Location: Zurich
Posts: 26
Groaned at 1 Time in 1 Post
Thanked 1 Time in 1 Post
rhian5 has no particular reputation at present
Re: UBs or Credit Suisse? Which one?

I use CS and they're very good
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Internship in Credit Suisse NellPamukov Employment 9 02.12.2010 17:26
Alternative to Credit Suisse? Toby Finance/banking/taxation 15 21.10.2010 15:46
Credit Suisse not taking anyone from EU-8? saiya-jin Permits/visas/government 11 19.08.2010 04:37
Any Credit Suisse employees? Theluckof Employment 0 08.06.2010 18:16
Credit Suisse jsm66 Employment 31 01.09.2008 23:12


All times are GMT +2. The time now is 09:06.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2012, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0