| Quote: | |  | |
| you have kids? in many places, kids are your pension. time to hit them up and ask for some payback  | |
| | |
Thanks, Phil, and I'm sure our kids would help, were I to ask them, but that would be a last resort. Young families have enough financial problems of their own these days.
We're lucky, we have stuff we can sell, even though they are things we care about and, at the end of the day we'll survive in reasonable comfort.
It's simply that it's difficult to accept that the retirement we had planned and saved for isn't at all what we had hoped.
We had hoped we would be able to help our children and grandchildren, rather than asking for help ourselves.
I'm really very grateful for all of you EFers taking the trouble to give an opinion and for your kindness.