It is great, but people still need to remember to pay their bills by going into the ebill section of their internet banking and 'clicking' bills to pay each bill.
It is great, but people still need to remember to pay their bills by going into the ebill section of their internet banking and 'clicking' bills to pay each bill.
I find a pile of payment slips easier
The slips make great reminders, and, as my wife and I keep our budget on a separate spreadsheet, handy receipts for documenting and categorizing expenses.
I use e-bills with ZKB without problems for recurring items - electric, Krankenkase etc. It saves completing payment details online, but you must be in the habit of checking your online banking a couple of times a month...
I think most companies allow you 30 days to pay their invoices, so most people look at the pile at the end of the month and pay them. However there are a few that demand payment within 10 days. So be careful, or you might get a small fine. Swisscom makes extra charges if you are often late in paying.
I find eBills great, it's my preferred form of bill. You can choose the payment date - any working day between the current and last allowed payment date.
Personally I'd prefer to check the ebills section of my account every week rather than have to enter the 20 digit payment reference number...
Meanwhile I think I accidentally deleted e-bill from my UBS e-banking, so will have to contact the advisor to set it up again!
I guess key point is to go and look regularly enough. But I like to regularly check the money is still in UBS anyhow so that shouldn't be a problem ;-)
Use e-bills for all those suppliers who offer this. It generally works very well. I have it setup to receive an e-mail notification whenever a new bill comes in.
This user would like to thank catandmouse for this useful post:
I have used them for over one year and they are great. Compared to direct debit they give you the possibility to check the bill before paying it and with Postfinance the payment is just one click away.
I think the system is also environmental friendly as it saves the paper of the envelope and also the transport costs and relative CO2 emissions.
Use e-bills for all those suppliers who offer this. It generally works very well. I have it setup to receive an e-mail notification whenever a new bill comes in.
Good idea, I can the use outlook to quickly transform them to a dated task for example.