Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation
Reply
 
Thread Tools Display Modes
  #1  
Old 10.04.2013, 11:23
Junior Member
 
Join Date: Apr 2013
Location: Arni
Posts: 50
Groaned at 0 Times in 0 Posts
Thanked 10 Times in 7 Posts
Sky Blue has earned some respectSky Blue has earned some respect
Advice for fund investment in CH

Hi all and the bankers here,
I have just moved to ZH and looking into invest my money in some funds. I am just starting to understand how banking here works. In Asia I had a dedicated relationship manager taking care of me and ready to give advice any time to keep up with the stock market pace. So, though I was quite active investing there many years, I wouldn't say I am an expert to select funds by myself. And it seems to me that in CH it is more of DIY i.e. you select funds and invest with any representative institutions (unless you are high networth, which I am not .) Am I correct? Is it possible I find some expert to listen to my needs and give advice before I make decisions? Or where is the best place to start learning?
Thank youuuuuuu
Reply With Quote
  #2  
Old 10.04.2013, 11:47
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 13,781
Groaned at 209 Times in 181 Posts
Thanked 11,094 Times in 6,293 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Advice for fund investment in CH

Quote:
View Post
Hi all and the bankers here,
I have just moved to ZH and looking into invest my money in some funds. I am just starting to understand how banking here works. In Asia I had a dedicated relationship manager taking care of me and ready to give advice any time to keep up with the stock market pace. So, though I was quite active investing there many years, I wouldn't say I am an expert to select funds by myself. And it seems to me that in CH it is more of DIY i.e. you select funds and invest with any representative institutions (unless you are high networth, which I am not .) Am I correct? Is it possible I find some expert to listen to my needs and give advice before I make decisions? Or where is the best place to start learning?
Thank youuuuuuu
I would continue with your dedicated relationship manager in Asia, if it worked well. Funds generally have highish charges & poor performance.

For a no nonsense approach to investing, take a look at Terry Smith's shareholders meeting video.



http://www.fundsmith.eu

Warren Buffet has beaten most people, so Berkshire is another place to look.
Reply With Quote
  #3  
Old 10.04.2013, 12:00
Rigormortis's Avatar
Member
 
Join Date: Oct 2011
Location: Aargau
Posts: 144
Groaned at 11 Times in 9 Posts
Thanked 76 Times in 45 Posts
Rigormortis is considered a nuisanceRigormortis is considered a nuisanceRigormortis is considered a nuisance
Re: Advice for fund investment in CH

Quote:
View Post
Hi all and the bankers here,
I have just moved to ZH and looking into invest my money in some funds. I am just starting to understand how banking here works. In Asia I had a dedicated relationship manager taking care of me and ready to give advice any time to keep up with the stock market pace. So, though I was quite active investing there many years, I wouldn't say I am an expert to select funds by myself. And it seems to me that in CH it is more of DIY i.e. you select funds and invest with any representative institutions (unless you are high networth, which I am not .) Am I correct? Is it possible I find some expert to listen to my needs and give advice before I make decisions? Or where is the best place to start learning?
Thank youuuuuuu
Every Bank will have a dedicated financial advisor you can talk to but off course they are all tied to their products. Chances are they will offer you Obligationen with little or no return but I've found that if you are prepared to take higher risks they will pass you on to other trustworthy financial institutions.

There are independent advisers but do your homework.
Reply With Quote
This user would like to thank Rigormortis for this useful post:
  #4  
Old 10.04.2013, 12:10
Karl's Avatar
Forum Veteran
 
Join Date: Sep 2008
Location: Here
Posts: 1,710
Groaned at 173 Times in 77 Posts
Thanked 2,485 Times in 804 Posts
Karl has a reputation beyond reputeKarl has a reputation beyond reputeKarl has a reputation beyond reputeKarl has a reputation beyond reputeKarl has a reputation beyond reputeKarl has a reputation beyond repute
Re: Advice for fund investment in CH

Stay away from CS funds (from experience).
Reply With Quote
  #5  
Old 12.08.2016, 01:23
user137's Avatar
Senior Member
 
Join Date: Feb 2012
Location: Zürich
Posts: 380
Groaned at 17 Times in 14 Posts
Thanked 295 Times in 196 Posts
user137 has earned the respect of manyuser137 has earned the respect of manyuser137 has earned the respect of many
Re: Advice for fund investment in CH

bump up

Are some of you more literate with the Swiss financial market? I can't, for the love of me, understand why certain Valor and ISIN numbers simply don't exist on:
- morningstar
- finanzen.ch
- swissquote
- raiffeisen bank
- postfinance

It seems that banks have a portfolio they carry (which is OK), but still, the first 2 portals are supposed to be information portals... (for ex. ISIN CH0014586710 can be traded at SwissQuote, but it doesn't show up on any of the 1st two portals).

Any guidance on self-study materials would be very welcome.
Reply With Quote
  #6  
Old 12.08.2016, 09:45
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 13,781
Groaned at 209 Times in 181 Posts
Thanked 11,094 Times in 6,293 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Advice for fund investment in CH

Quote:
View Post
bump up

Are some of you more literate with the Swiss financial market? I can't, for the love of me, understand why certain Valor and ISIN numbers simply don't exist on:
- morningstar
- finanzen.ch
- swissquote
- raiffeisen bank
- postfinance

It seems that banks have a portfolio they carry (which is OK), but still, the first 2 portals are supposed to be information portals... (for ex. ISIN CH0014586710 can be traded at SwissQuote, but it doesn't show up on any of the 1st two portals).

Any guidance on self-study materials would be very welcome.


Post Finance added stocks when I asked, it took about 24 hours before I could trade.
Reply With Quote
The following 2 users would like to thank fatmanfilms for this useful post:
  #7  
Old 12.08.2016, 10:15
user137's Avatar
Senior Member
 
Join Date: Feb 2012
Location: Zürich
Posts: 380
Groaned at 17 Times in 14 Posts
Thanked 295 Times in 196 Posts
user137 has earned the respect of manyuser137 has earned the respect of manyuser137 has earned the respect of many
Re: Advice for fund investment in CH

Quote:
View Post
Post Finance added stocks when I asked, it took about 24 hours before I could trade.
cheers. however I'm more interested in funds now and why some funds only exist in a parellel reality and with neither web portals.

is there any reliable and holistic source in CH to gather all the instruments available?
Reply With Quote
  #8  
Old 12.08.2016, 11:23
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 13,781
Groaned at 209 Times in 181 Posts
Thanked 11,094 Times in 6,293 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Advice for fund investment in CH

Quote:
View Post
cheers. however I'm more interested in funds now and why some funds only exist in a parellel reality and with neither web portals.

is there any reliable and holistic source in CH to gather all the instruments available?
Portals often charge a fee to fund managers to sell their funds, some are very expensive as the portal often asks for 0.5% annual commission from the fund manager. Selftrade in the UK sold the R class of Fundsmith for this very reason.
Different portals have different charges, Fundsmith don't pay the portals for the T or I class units. Hargreaves Lansdown sells the I class units (min investment £2000 not 5 million) to the public although has an annual management fee so overall significantly more expensive than going direct.
Reply With Quote
  #9  
Old 12.08.2016, 13:20
Forum Legend
 
Join Date: Oct 2014
Location: Ostschweiz
Posts: 3,059
Groaned at 99 Times in 79 Posts
Thanked 3,803 Times in 1,962 Posts
Urs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond repute
Re: Advice for fund investment in CH

Quote:
View Post
is there any reliable and holistic source in CH to gather all the instruments available?
I don't think that exists because not all instruments are exchange-listed. For exchange listed securities only I think www.six-swiss-exchange.com is complete.
Reply With Quote
This user would like to thank Urs Max for this useful post:
  #10  
Old 12.08.2016, 15:49
Newbie 1st class
 
Join Date: Jul 2013
Location: Zurich
Posts: 25
Groaned at 0 Times in 0 Posts
Thanked 5 Times in 4 Posts
hof86 has no particular reputation at present
Re: Advice for fund investment in CH

Quote:
View Post
bump up

Are some of you more literate with the Swiss financial market? I can't, for the love of me, understand why certain Valor and ISIN numbers simply don't exist on:
- morningstar
- finanzen.ch
- swissquote
- raiffeisen bank
- postfinance

It seems that banks have a portfolio they carry (which is OK), but still, the first 2 portals are supposed to be information portals... (for ex. ISIN CH0014586710 can be traded at SwissQuote, but it doesn't show up on any of the 1st two portals).

Any guidance on self-study materials would be very welcome.
Have you tried swissfunddata[dot]ch? The portal is for information only, not for trading. But I see that you are looking for CH funds so it might help
Reply With Quote
This user would like to thank hof86 for this useful post:
  #11  
Old 22.08.2016, 17:09
Newbie 1st class
 
Join Date: Aug 2015
Location: Zurich
Posts: 10
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
zurilife has no particular reputation at present
Re: Advice for fund investment in CH

I'd look into investing in a low-cost tracker fund. I'm not exactly sure what Vanguard offers for Switzerland, but for UK there is https://www.vanguard.co.uk/uk/portal...NCED##overview.

Look into something similar for CH. Warren Buffett recommends holding 90% of your investments in a tracker fund. The usual advice is as you age, you should start increasing your bonds allocation and decrease stocks, to avoid volatility.
Reply With Quote
  #12  
Old 22.08.2016, 19:40
Newbie
 
Join Date: Mar 2016
Location: Basel
Posts: 8
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
Baselforever has no particular reputation at present
Re: Advice for fund investment in CH

Hello,

While looking for similar type investment I came across the lindsell Train global equity fund. Has anyone here any experience of this fund?
Reply With Quote
  #13  
Old 22.08.2016, 19:49
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 13,781
Groaned at 209 Times in 181 Posts
Thanked 11,094 Times in 6,293 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Advice for fund investment in CH

Quote:
View Post
Hello,

While looking for similar type investment I came across the lindsell Train global equity fund. Has anyone here any experience of this fund?


Yea it's a good fund, I have a moderate holding. A fair few holdings overlap with Fundsmith
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Advice needed please for a Pillar 3A fund account AggieCoco Finance/banking/taxation 8 24.06.2011 14:47
Starting commodity hedge fund in Zug (seeking advice & investors) bricolage Business & entrepreneur 5 07.03.2011 01:25
Investment Fund Savings Plan/Income Plan tesla Finance/banking/taxation 17 02.11.2010 11:04
Looking for Financial Investment advice kirsty3 Finance/banking/taxation 26 08.10.2010 19:02
Property in CH - a wise investment? Kgrob Housing in general 11 08.05.2008 10:55


All times are GMT +2. The time now is 00:25.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0