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  #21  
Old 28.09.2015, 23:33
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Re: tax forms in english

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Why not pay someone 150-250 to do it for you, especially if you don't understand German & have limited google skills.
Because it's easy to do yourself?

Tom
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  #22  
Old 29.09.2015, 00:38
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Re: tax forms in english

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Why not pay someone 150-250 to do it for you, especially if you don't understand German & have limited google skills.
thanks for the wonderful advice
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  #23  
Old 29.09.2015, 11:00
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Re: tax forms in english

Just make sure you do get a fixed price. I made the big mistake of getting a verbal estimate (200-300 CHF) from a small local firm and ended up being billed for 985 CHF. For ONE basic tax return.
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  #24  
Old 29.09.2015, 11:23
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Re: tax forms in english

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Hi,

Any chance you can share how to locate this guide on the tax office website? Your link is expired. I tried rummaging around on the site but cannot locate such a guide.

thanks for your help!
http://www.steuerverwaltung.bs.ch/st...formulare.html

This the the same list from 2014

Below is te list for 2015. But it does not (yet?) have the short english guide

http://www.steuerverwaltung.bs.ch/st...formulare.html
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  #25  
Old 29.09.2015, 11:39
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Re: tax forms in english

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Just make sure you do get a fixed price. I made the big mistake of getting a verbal estimate (200-300 CHF) from a small local firm and ended up being billed for 985 CHF. For ONE basic tax return.
Yeah I was pretty shocked at the rates. Fixed price services are indeed the way to go, I tried GGG in the past. They're good if your situation is straightforward.
But it was painful coughing up 180 CHF for what felt like 5 minutes of work. I feel I can give it a go myself. The Baltax software isnt as scary as I thought it would be..
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  #26  
Old 29.09.2015, 11:55
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Re: tax forms in english

I've always done my taxes myself, apart from just after we bought our apartment; we hired a guy for 90.- to come to our place for an hour and go through the FriTax programme on my laptop. We will probably get him again for next year, as it'll be a little more complicated what with selling our apartment, repaying my wife's pension money back into her scheme (it had been used to finance the purchase) and taking out a new construction finance scheme.
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  #27  
Old 04.10.2015, 17:39
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Re: tax forms in english

sorry, I just arrived to Switzerland (Zurich) last month. When are we suppose to fill the annual tax form?
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  #28  
Old 04.10.2015, 17:46
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Re: tax forms in english

Unless you have a C permit/ Swiss citizenship or earn more than CHF 120'000, you will be subject to Quellensteuer (withholding tax) in Ct. Zurich. Also, unless you have additional unearned income, you won't need to file a Ct. Zurich/ Bund tax return. More information at the below links:

http://www.steueramt.zh.ch/internet/...kblaetter.html

http://www.steueramt.zh.ch/dam/finan...t_qst15_en.pdf
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  #29  
Old 04.10.2015, 18:19
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Re: tax forms in english

To be clear, tax will be withheld by your employer, unless you are a Swiss Citizen or have a C residency permit. Making more money doesn't change this. The withholding is meant to be an approximation of what you would pay if you filed a tax return and did the full computation.

If you earn less than 120k per year (annualized) and tax is withheld, then this tax is deemed to be your entire tax obligation. Relative to filing a return, this can be good or bad for you, but unless there are some special circumstances, you don't really have a choice in the matter.

If you earn more than 120k per year and tax is withheld, then you must file a return and do the full calculation. Typically, if you live in a high tax area for your Canton, you will have some tax due. If you live in a low tax area you get a refund. And if you are an American, either effect is reduced when you do your US taxes.
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  #30  
Old 04.10.2015, 18:56
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To be clear, tax will be withheld by your employer, unless you are a Swiss Citizen or have a C residency permit. Making more money doesn't change this. The withholding is meant to be an approximation of what you would pay if you filed a tax return and did the full computation.

If you earn less than 120k per year (annualized) and tax is withheld, then this tax is deemed to be your entire tax obligation. Relative to filing a return, this can be good or bad for you, but unless there are some special circumstances, you don't really have a choice in the matter.

If you earn more than 120k per year and tax is withheld, then you must file a return and do the full calculation. Typically, if you live in a high tax area for your Canton, you will have some tax due. If you live in a low tax area you get a refund. And if you are an American, either effect is reduced when you do your US taxes.
But in this thread I read I can deduct ~6400 for lunches and ~600 for my bike (I'm cycling to work). Moreover, I plan to open a 3rd pillar account and put the maximum amount I'm allowed to. How can I deduce these expenses?

by the way I've a permit B.

Last edited by 3Wishes; 04.10.2015 at 19:27. Reason: merging consecutive posts
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  #31  
Old 04.10.2015, 19:27
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Re: tax forms in english

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by the way I've a permit B.

It'll cost between Chf 150-250 for a simple declaration, yo'll be sure to have the maximum deducted if you use a local accountant, in my experience, what it costs is saved with what you save having the declaration properly filled out, especially if you don't understand German/French too well.

English is not an official language, it is provided to assist, but any problem will be resolved in the local language according to the local rule book.

Just pay an accountant, the saving isn't worth while, certainly if you earn more than Chf 25.-- / hour !
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  #32  
Old 04.10.2015, 19:47
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Re: tax forms in english

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But in this thread I read I can deduct ~6400 for lunches and ~600 for my bike (I'm cycling to work). Moreover, I plan to open a 3rd pillar account and put the maximum amount I'm allowed to. How can I deduce these expenses?

by the way I've a permit B.
It is possible to reduce your Quellensteuer for occupational expenses and Pillar 3 pension contributions, as noted on the link previously provided:

"9. When can withholding taxes be reclaimed or corrected?
If the employer has made an error when determining the relevant gross salary or the applicable tariff, and if this has had a negative effect on the person who is liable for the withholding tax, then a corresponding rebate may be petitioned in respect of the previous 5 years.
An application for a new assessment may be submitted in each case by the end of March of the respective following year, taking account of the following deductible outgoings:
-debt interest
-costs associated with illness or accident
- costs attributable to disability
- support contributions, alimony payments
- contributions in recognised forms to dedicated self-provisioning (so-called “Pillar 3a”)
- purchases of absent contribution years in the pension fund (so-called “Pillar 2”)
- effective occupational costs (travel expenses, further training costs and the cost of international weekly commuting)
-childcare costs
-support deduction
-charitable grants, donations"

http://www.steueramt.zh.ch/dam/finan...t_qst15_en.pdf
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  #33  
Old 04.10.2015, 19:49
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Re: tax forms in english

It can cost nothing if you get your cantonal tax office to help you. Once you've got the form filled in correctly, unless you make drastic changes the next year you can use the previous form as a guide.

Don't know where you got 6,400 for lunch from. On the form CaptnBoomer linked to the max is 3,200 if you can claim the 15 francs a day. If a canteen is available you can only claim 7.50 a day (max 1,600).
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  #34  
Old 04.10.2015, 20:57
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Re: tax forms in english

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It can cost nothing if you get your cantonal tax office to help you. Once you've got the form filled in correctly, unless you make drastic changes the next year you can use the previous form as a guide.
The only problem i have with this is the cantonal office is there to collect taxes, you main objective is to avoid tax.....

Sure they will advise you but looking through their eyes, an accountant looks at it 100% from your perspective.
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  #35  
Old 04.10.2015, 21:28
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Re: tax forms in english

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I've always done my taxes myself, apart from just after we bought our apartment; we hired a guy for 90.- to come to our place for an hour and go through the FriTax programme on my laptop.
We bought our place last year, still did it myself this year (the other day to be specific), figuring that they'll just inform me (as usual) if I screwed up.

Tom
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  #36  
Old 04.10.2015, 21:38
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Re: tax forms in english

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The only problem i have with this is the cantonal office is there to collect taxes, you main objective is to avoid tax.....

Sure they will advise you but looking through their eyes, an accountant looks at it 100% from your perspective.
Sure they are and they'll be happy to help you make sure the form is correct. But it's not difficult to work out where you can make your deductions too.

And an accountant will be looking at it from the angle of how much can I charge for my time.

Personally I've never looked at a tax form and thought how can I avoid tax. I do work to the rules and will claim what I can. And they usually do too. I know one year I didn't claim for any personal expenses like work clothes, etc, because the OH hadn't spent anything. Our tax office still applied the 3% of net salary deduction just the same. So we got a lower bill than we would have done if they'd used my figures.
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  #37  
Old 04.10.2015, 22:05
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Re: tax forms in english

So it makes sense to fill this form even if earning less than 120k and if an employee. Right?
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  #38  
Old 05.10.2015, 11:21
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Re: tax forms in english

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So it makes sense to fill this form even if earning less than 120k and if an employee. Right?
Assuming you pay tax at source and are close to the 120k limit then...

It depends on the canton and what you can claim as deductibles, if you own property abroad, have a long commute to work etc MAYBE. (Car expenses, travel costs (rail) + lunch where you cannot reasonably be expected to return home are all tax deductible.)

These won't be considered in the tax at source and you MAY win some money back vs what you paid via tax at source.

Trouble is once you fill one form and enter the "circus" you will have to fill a form every year.

Seek financial advice first before starting and research this very carefully.
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Old 05.10.2015, 11:55
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Re: tax forms in english

Get someone to do it for you the first year and the following years follow the same pattern ... If you think CHF 100 - 150 is not well spent money.
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