Re: QROPS after 10 years..what are the options?
The ten year rule has somewhat lost its significance following the UK pension changes in April.
Those over 55 who are looking to liberate 100% of the monies from their UK pension can do so immediately, albeit with the deduction of UK tax at source. (This may then be reclaimable under the UK-Swiss DTA).
A more attractive option might be to transfer to a Maltese QROPS and withdraw all the monies under their forthcoming flexible rules. Under such an arrangement, the withdrawal is paid without deduction of tax to residents of Switzerland (on the understanding that the investor will declare it locally).