Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation
Reply
 
Thread Tools Display Modes
  #1  
Old 09.01.2015, 12:13
esto's Avatar
Forum Veteran
 
Join Date: Mar 2008
Location: Bern, baby, Bern
Posts: 1,272
Groaned at 37 Times in 35 Posts
Thanked 2,341 Times in 1,014 Posts
esto has a reputation beyond reputeesto has a reputation beyond reputeesto has a reputation beyond reputeesto has a reputation beyond reputeesto has a reputation beyond repute
Paying Taxes 1x Monthly vs. 3x Yearly

(Note: this applies to those with a C-Ausweis, those with B-Ausweis get taxes taken automatically every month)

I would like to pay my taxes 1x per month, rather than the 3x per year (3.Rates). I am trying to figure out how to do this. From what I found here:

Quote:
Verzinsliche Vorauszahlungen
Die voraussichtlich geschuldeten Steuern
können auch mittels Vorauszahlung
beglichen werden (z.B. monatlich oder als
einmaliger Betrag).
Wer verzinsliche Voraus zahlungen leisten möchte, benötigt dafür

separate Einzahlungsscheine. Diese können
im Internet über das Kontaktformular
oder telefonisch bzw. schriftlich bestellt
werden.
Then I found this formular, is this what they are talking about in the paragraph I quoted above?

https://www.fin.be.ch/fin/de/index/s...hlung_esr.html

If yes, then I fill this out, and they mail me a payment slip (einzahlungsshein) and I can pay every month to this instead of the 3x yearly bills they send me?
Reply With Quote
  #2  
Old 11.01.2015, 20:44
Forum Legend
 
Join Date: Oct 2014
Location: Ostschweiz
Posts: 3,057
Groaned at 99 Times in 79 Posts
Thanked 3,799 Times in 1,962 Posts
Urs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond repute
Re: Paying Taxes 1x Monthly vs. 3x Yearly

I'm not sure what you mean by 1x per month. If you mean, say, 12 monthly payments instead of the usual three, then yes, the link you gave is what you're looking for. The ZPV-Nummer you need on the 2nd page should be mentioned on the letters from the tax office.

If you pay by bank transfer one Einzahlungsschein is enough. You can describe what you intend/need in the comment on the 2nd page, I'm sure english will be fine.
Reply With Quote
  #3  
Old 11.01.2015, 20:48
roegner's Avatar
Forum Legend
 
Join Date: May 2011
Location: Zurich
Posts: 3,058
Groaned at 88 Times in 66 Posts
Thanked 3,089 Times in 1,583 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: Paying Taxes 1x Monthly vs. 3x Yearly

I contacted the Steueramt (tay authorities) in the town I live in. Told them I want to pay monthly, they sent me the Einzahlungsschein (payment slip) and I just set up a monthly payment on online banking. And done
Reply With Quote
  #4  
Old 11.01.2015, 21:03
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 18,146
Groaned at 926 Times in 722 Posts
Thanked 19,737 Times in 9,483 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: Paying Taxes 1x Monthly vs. 3x Yearly

I have always paid what I want, whenever I want, and wait for the correction the next year.

Tom
Reply With Quote
This user would like to thank st2lemans for this useful post:
  #5  
Old 12.01.2015, 09:35
esto's Avatar
Forum Veteran
 
Join Date: Mar 2008
Location: Bern, baby, Bern
Posts: 1,272
Groaned at 37 Times in 35 Posts
Thanked 2,341 Times in 1,014 Posts
esto has a reputation beyond reputeesto has a reputation beyond reputeesto has a reputation beyond reputeesto has a reputation beyond reputeesto has a reputation beyond repute
Re: Paying Taxes 1x Monthly vs. 3x Yearly

Thanks for the replies, looks like this einzahlungschein is exactly what I was looking for

One other question...when exactly is the tax payment due? If you don't make ANY payments during the year, can you just wait for the official tax bill in April? Or is it required that you make these pre-payments, and then the adjustments are made in April?
Reply With Quote
  #6  
Old 12.01.2015, 09:41
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 9,840
Groaned at 340 Times in 276 Posts
Thanked 17,510 Times in 6,686 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: Paying Taxes 1x Monthly vs. 3x Yearly

Quote:
View Post
I have always paid what I want, whenever I want, and wait for the correction the next year.

Tom
Me too - especially when there is a change in circumstances - changing community/kanton/marital status etc. It is worth waiting for them to come up with a final number rather than waiting for a refund!
Reply With Quote
  #7  
Old 12.01.2015, 09:59
roegner's Avatar
Forum Legend
 
Join Date: May 2011
Location: Zurich
Posts: 3,058
Groaned at 88 Times in 66 Posts
Thanked 3,089 Times in 1,583 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: Paying Taxes 1x Monthly vs. 3x Yearly

Quote:
View Post
Thanks for the replies, looks like this einzahlungschein is exactly what I was looking for

One other question...when exactly is the tax payment due? If you don't make ANY payments during the year, can you just wait for the official tax bill in April? Or is it required that you make these pre-payments, and then the adjustments are made in April?
I do not think there is a requirement to pay monthly/early. I personally find it easier but you could wait for the tax bill, yes.
Reply With Quote
This user would like to thank roegner for this useful post:
  #8  
Old 12.01.2015, 10:17
22 yards's Avatar
Only in moderation
 
Join Date: Jul 2009
Location: Basel-Land
Posts: 6,611
Groaned at 188 Times in 147 Posts
Thanked 10,975 Times in 4,534 Posts
22 yards has a reputation beyond repute22 yards has a reputation beyond repute22 yards has a reputation beyond repute22 yards has a reputation beyond repute22 yards has a reputation beyond repute22 yards has a reputation beyond repute
Re: Paying Taxes 1x Monthly vs. 3x Yearly

Quote:
View Post
I do not think there is a requirement to pay monthly/early. I personally find it easier but you could wait for the tax bill, yes.
Waiting for the final bill is the expensive option; you'll have to pay interest on the tax due. If you have the cash spare, you're better off paying in advance,in which case you will actually be paid interest on any positive balance at the tax office.
Reply With Quote
This user would like to thank 22 yards for this useful post:
  #9  
Old 12.01.2015, 10:18
roegner's Avatar
Forum Legend
 
Join Date: May 2011
Location: Zurich
Posts: 3,058
Groaned at 88 Times in 66 Posts
Thanked 3,089 Times in 1,583 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: Paying Taxes 1x Monthly vs. 3x Yearly

Correct yes, and the interest paid on that is more than what the bank pays (at least in my case)
Reply With Quote
This user would like to thank roegner for this useful post:
  #10  
Old 12.01.2015, 10:32
22 yards's Avatar
Only in moderation
 
Join Date: Jul 2009
Location: Basel-Land
Posts: 6,611
Groaned at 188 Times in 147 Posts
Thanked 10,975 Times in 4,534 Posts
22 yards has a reputation beyond repute22 yards has a reputation beyond repute22 yards has a reputation beyond repute22 yards has a reputation beyond repute22 yards has a reputation beyond repute22 yards has a reputation beyond repute
Re: Paying Taxes 1x Monthly vs. 3x Yearly

Around 1.0% at the moment, I think. Lousy, but far better than than the 0.1% most banks are offering.
Reply With Quote
  #11  
Old 12.01.2015, 10:49
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 9,840
Groaned at 340 Times in 276 Posts
Thanked 17,510 Times in 6,686 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: Paying Taxes 1x Monthly vs. 3x Yearly

Quote:
View Post
Correct yes, and the interest paid on that is more than what the bank pays (at least in my case)
And the interest charged is lower - I know people (not me) who will skip a tax pre-payment to pay off a chunk of their mortgage, and then pay the tax later.

They tend to do this on the end of a fixed rate cycle.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Lamps for sale: 2x ceiling, 1x floor, 1x desk [Lausanne] marylou Items for sale 3 12.09.2014 23:59
Is Quellensteuer monthly or yearly tax? eru Finance/banking/taxation 14 24.01.2014 17:14
SBB Monthly or Yearly Pass... Geopaice Daily life 3 05.08.2013 19:14
Paying tax in monthly installments - question johnners Finance/banking/taxation 0 28.11.2009 11:55
Paying Tax Monthly - Rule Change? johnners Finance/banking/taxation 3 16.11.2009 20:58


All times are GMT +2. The time now is 10:47.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0