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Old 09.01.2015, 13:05
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Deceased Parent's Bank Account

Hi

My father passed away about thirty years ago. I have a bank account account number that belonged to him in a swiss bank. What documents do I need in order to lay claim to the account?

Thanks
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Old 09.01.2015, 13:12
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Re: Deceased Parent's Bank Account

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Hi

My father passed away about thirty years ago. I have a bank account account number that belonged to him in a swiss bank. What documents do I need in order to lay claim to the account?

Thanks
I suspect the bank would know this better than anyone here - why not ask them first?
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Old 09.01.2015, 13:18
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Re: Deceased Parent's Bank Account

Good enough. Thanks.
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Old 11.01.2015, 03:28
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Re: Deceased Parent's Bank Account

Yes, I'd also have said: ask the bank.
I see your location is Israel. That makes me wonder if you could search online for a Swiss-Israeli organisation in Switzerland, where someone might have more information about how others in your situation have proceeded.
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Old 11.01.2015, 03:58
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Re: Deceased Parent's Bank Account

Get a good lawyer http://en.wikipedia.org/wiki/Ed_Fagan
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Old 11.01.2015, 12:33
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Re: Deceased Parent's Bank Account

Certainly ask the bank first, but I would imagine you will need copies of the death certificate, the will and the need to identify yourself. How this latter will happen I don't know, as normally you have to present yourself with ID in the bank, but I guess for people who live abroad there are other mechanisms. Hence the need to ask the bank.
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Old 11.01.2015, 12:51
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Re: Deceased Parent's Bank Account

You probably need:

- the death certificate
- your birth certificate (to show that he is your father)
- any documents about the account
- do you have his passport or other identifying documents from him?

- depending on the country you live in (domiciliary country) , there are different rules about how long you have to wait to claim the inheritance, if you are not mentioned in a will. 30 years probably pretty much covers it though. In which case, the account probably passed to the "dormant accounts" department. There will be fees.

Old accounts never die, they just lose their balance.



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Old 11.01.2015, 13:08
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Re: Deceased Parent's Bank Account

. . . Or the Swiss Banking Ombudsman https://www.finma.ch/e/faq/privaten/...aq-narilo.aspx
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Old 11.01.2015, 14:04
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Re: Deceased Parent's Bank Account

Tele-Züri referred to Ed Fagan as a "jet-set Anwalt"; others made less favorable comments about him during a Zurich appearance:

https://www.youtube.com/watch?v=T7HUrtqnoJo
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Old 11.01.2015, 21:42
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Re: Deceased Parent's Bank Account

The Ombudsmann, just as me.anon said.
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Old 13.01.2015, 13:10
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Re: Deceased Parent's Bank Account

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Yes, I'd also have said: ask the bank.
I see your location is Israel. That makes me wonder if you could search online for a Swiss-Israeli organisation in Switzerland, where someone might have more information about how others in your situation have proceeded.

There are no others in my situation, if you are meaning claiming for "holocaust survivors". These organisations will not be able to help.


Any original documents I may have eg. death certificate, my passport (to prove who I am) should copies be notarised?


Thanks


Black Jack
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Old 13.01.2015, 13:27
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Re: Deceased Parent's Bank Account

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. . . Or the Swiss Banking Ombudsman https://www.finma.ch/e/faq/privaten/...aq-narilo.aspx
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The Ombudsmann, just as me.anon said.
Ombudsmen will only intervene when all other methods have failed.

Asking a lawyer for help is a bit over the top when the bank has not yet been asked.

You need to write to the bank and enclose simple photo copies of the certificates which you have. Let the bank answer your letter stating, their requirements for proving ownership.

The account might well exist and only contain CHF 1,000 so rushing off to expensive lawyers might just be non productive.
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Old 13.01.2015, 13:36
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Re: Deceased Parent's Bank Account

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There are no others in my situation, if you are meaning claiming for "holocaust survivors". These organisations will not be able to help.


Any original documents I may have eg. death certificate, my passport (to prove who I am) should copies be notarised?


Thanks


Black Jack

Do you have any brothers or sisters or are there other people who might also have a claim to a share of the money? You should definitely talk to them first. Also, did your father leave a will and has the will been executed? This might have a bearing on how the money gets split. I would try and keep lawyers out of it as far as possible (unless we're talking about a really big sum here) as you'll end up making your lawyers rich and yourself poor.
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Old 13.01.2015, 18:19
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Re: Deceased Parent's Bank Account

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Tele-Züri referred to Ed Fagan as a "jet-set Anwalt"; others made less favorable comments about him during a Zurich appearance:

https://www.youtube.com/watch?v=T7HUrtqnoJo
He was most unloved, especially in Switzerland. A colleague at work during Ed Fagan's hay day, incidentally he was an American, asked the following rhetorical question, and then went on to answer it:
Q: If both a snake and a lawyer were to be found lying run over on a stretch of road, what difference would an observer notice between the two cases ?
A: There would be skid marks before the snake.
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