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Old 30.01.2015, 15:34
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Bank account for future student

Hello,
I come from an EU country and I am frequent visitor in Switzerland,
in addition I plan to start studies in about 3 years probably in Zurich.
Therefore I would like to open a bank account which will serve my current needs as a visitor and future needs as a student.

Could you please recommend a Bank suitable for this?
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Old 30.01.2015, 15:48
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Re: Bank account for future student

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Could you please recommend a Bank suitable for this?

Hmm, I wonder if anybody asked this question before me?
http://www.englishforum.ch/search2.p...a+bank+account
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Old 30.01.2015, 16:10
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Re: Bank account for future student

You will not be able to open a bank account until you have a residents permit.
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Old 30.01.2015, 16:39
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Re: Bank account for future student

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You will not be able to open a bank account until you have a residents permit.

If this was true then why there are so many foreign banks in Switzerland dealing with international customers.
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Old 30.01.2015, 16:40
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Re: Bank account for future student

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If this was true then why there are so many foreign banks in Switzerland dealing with international customers.
Because they are not students?
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Old 30.01.2015, 16:44
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Re: Bank account for future student

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Because they are not students?
I am not either,
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Old 30.01.2015, 16:45
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Re: Bank account for future student

Are you rich?

If not, you have to be a resident.

Tom
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Old 30.01.2015, 16:49
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guys, if you know just give your opinion if you wish,
otherwise shut up



btw
many thanks to Sbrinz, I appreciate.

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Are you rich?

If not, you have to be a resident.

Tom
what is the threshold to be considered as rich?

Last edited by 3Wishes; 30.01.2015 at 17:33. Reason: merging successive posts
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Old 30.01.2015, 16:52
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Re: Bank account for future student

CHF 500 000

Tom
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Old 30.01.2015, 16:55
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Re: Bank account for future student

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CHF 500 000

Tom

lol

is this Switzerland or Namimbia?

i have way more than this,
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Old 30.01.2015, 16:57
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Re: Bank account for future student

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lol

is this Switzerland or Namimbia?

i have way more than this,
So why you asking such dam fool questions, Onasis ?
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Old 30.01.2015, 16:58
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Re: Bank account for future student

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So why you asking such dam fool questions, Onasis ?
just to check if you have a positive IQ
well done you have reached iq 10
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Old 30.01.2015, 16:59
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Re: Bank account for future student

Troll alert?
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Old 30.01.2015, 17:18
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Re: Bank account for future student

I am not a troll
I asked a serious question and some of you tried to ridicule it.

Again many thanks to Sbrinz for his helpful response.

you guys if you have nothing serious to say just abstain.

steph
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Old 30.01.2015, 17:30
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Re: Bank account for future student

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I am not a troll
I asked a serious question and some of you tried to ridicule it.

Again many thanks to Sbrinz for his helpful response.

you guys if you have nothing serious to say just abstain.

steph
Well, let's see. You have a total of 8 posts and everyone else on this thread has a combined total of 26,159 (that's not counting me). So I think they can make a comment or two whether it's serious or not.

Visitors will be seen as tourists and therefore shouldn't need a bank account while students will, but will need to show they have a Swiss residence permit. In these days of the US's FATCA law and Europe planning something similar many Swiss banks will no longer open an account for you unless you are a resident here.

Still, as you have way over CHF500,000 then simply approach the bank of your choice and ask to open an account. They'll either say no - or yes and charge you exorbitant fees for the privilege.
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Old 30.01.2015, 18:05
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Well, let's see. You have a total of 8 posts and everyone else on this thread has a combined total of 26,159 (that's not counting me). So I think they can make a comment or two whether it's serious or not.
wrong, I can respond their way.

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Visitors will be seen as tourists and therefore shouldn't need a bank account while students will, but will need to show they have a Swiss residence permit. In these days of the US's FATCA law and Europe planning something similar many Swiss banks will no longer open an account for you unless you are a resident here.

Still, as you have way over CHF500,000 then simply approach the bank of your choice and ask to open an account. They'll either say no - or yes and charge you exorbitant fees for the privilege.
FATCA allows you to open a suiss account as long as you declare it with IRS, again you are wrong

OK when I open my account I will let you know if the fees are more than 100 euro per year which will be subtracted from the interest,
I just talked to a person who deals with those matters.
So you are wrong third time.

i see there i a lot of animosity about those financial matters and apart form Sbrinz all others have no clew or you don't want to give a responsible answer.

Probably the admin should take a closer look.

Anyway I don't care that much anyway.
In 10 days I will be there, probably I will let you know.

Last edited by 3Wishes; 30.01.2015 at 18:47. Reason: merging successive posts
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Old 30.01.2015, 18:37
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Re: Bank account for future student

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wrong, I can respond their way.
I never said you couldn't.

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FATCA allows you to open a suiss account as long as you declare it with IRS, again you are wrong.
I never said you couldn't open an account under FATCA either. I was just pointing out that due to that law and a possible European one too the Swiss banks are much more wary/scared of opening accounts for non-residents.

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OK when I open my account I will let you know if the fees are more than 100 euro per year which will be subtracted from the interest,
I just talked to a person who deals with those matters.
So you are wrong third time.
If you find one at that price let me/us know. I pay CHF180 a year for my basic current account and that's with a reduction for having a mortgage with the bank!
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Old 30.01.2015, 18:46
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Re: Bank account for future student

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I pay CHF180 a year for my basic current account and that's with a reduction for having a mortgage with the bank!
Mine has always been free (UBS).

Tom
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Old 30.01.2015, 18:49
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Re: Bank account for future student

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Old 30.01.2015, 19:11
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Re: Bank account for future student

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Anyway I don't care that much anyway.
In 10 days I will be there, probably I will let you know.

Pssssssssssssssst............., we don't give a shit, Onasis
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