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  #21  
Old 10.03.2015, 11:29
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Re: Net Salary confusion

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It is not the amount which decides whether you are taxed at source but rather your residence status. As long as you do not hold a C permit you are taxed at source
I was not taxed at source while I had a B, however my wife was Swiss.

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Only Swiss citizens or C-permit holders or people married to a Swiss do not pay withholding tax.
FTFY.

Tom
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  #22  
Old 10.03.2015, 11:44
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Re: Net Salary confusion

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The OP will be taxed at source as long as the permit is L or B.
Only Swiss citizens or C-permit holders do not pay withholding tax.

A different question is whether (besides paying tax at source) he must file a tax return or not. And that depends on income level for those who pay tax at source. As stated by others, the cut-off is 120K annual income (gross). From 120K above, tax return is mandatory for those who pay tax at source.
Below that level, it is not required to file a tax return or even not possible in some case.
How is that not contradictory?

Tax at source = taxes paid automatically through employer, you do nothing

Tax return = you declare everything along with tax deductions so you do all the work


You make it sound as if these things can happen together and not be mutually exclusive.
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  #23  
Old 10.03.2015, 11:48
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Re: Net Salary confusion

Looks like everyone else has covered the tax questions, so I'll address this one:

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And the final question, is 8500 netto considered a good salary for CH. We live a moderate life and are hoping to save something for the future.
Median gross income (easier to find stats for, I'm lazy) for full-time employment is around 6000. Yours is over double that - so yes, quite good.
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  #24  
Old 10.03.2015, 11:50
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Re: Net Salary confusion

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You make it sound as if these things can happen together and not be mutually exclusive.
They can and they're not.

If you are not Swiss, not married to a Swiss person or don't have a C permit then you are taxed at source by your employer irrespective of your salary.
If you earn more than 120 000 chf (500 000 in Geneva) you have to complete a tax return and the tax you pay is adjusted as a consequence. The amount you have already paid is like an upfront payment and may be too much or too little depending on your circumstances, tax deductibles etc.

Some places allow you to complete a tax return even when under the threshold but not all cantons allow this.
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  #25  
Old 10.03.2015, 11:55
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Re: Net Salary confusion

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They can and they're not.

If you are not Swiss, not married to a Swiss person or don't have a C permit then you are taxed at source by your employer irrespective of your salary.

I am not Swiss, not married to a Swiss person and don't have a C permit. But I am not taxed at source. This is because I own a house in the Kanton I live in. So I am an exception to the rule. And as we all now, in this wonderful country we live in, there are probably several other exceptions to this rule!
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  #26  
Old 10.03.2015, 12:06
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Re: Net Salary confusion

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I am not Swiss, not married to a Swiss person and don't have a C permit. But I am not taxed at source. This is because I own a house in the Kanton I live in. So I am an exception to the rule. And as we all now, in this wonderful country we live in, there are probably several other exceptions to this rule!
Oh yes I forgot about the home ownership option.
It wasn't possible to buy property unless you had a C permit until fairly recently so home ownership was covered by the C permit option before that.

I suspect that this won't affect to OP at the moment though.
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  #27  
Old 10.03.2015, 12:38
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Re: Net Salary confusion

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Oh yes I forgot about the home ownership option.
It wasn't possible to buy property unless you had a C permit until fairly recently so home ownership was covered by the C permit option before that.

I suspect that this won't affect to OP at the moment though.
Does this vary by Kanton? Certainly in Zurich home ownership alone doesn't exempt you from paying Quellensteure whilst still on a B permit - although it may allow you to compete a tax return (if you are not already over the 120k)...
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  #28  
Old 10.03.2015, 12:51
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Re: Net Salary confusion

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Does this vary by Kanton? Certainly in Zurich home ownership alone doesn't exempt you from paying Quellensteure whilst still on a B permit - although it may allow you to compete a tax return (if you are not already over the 120k)...
Is the Pope Catholic?
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  #29  
Old 10.03.2015, 13:45
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Re: Net Salary confusion

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They can and they're not.

If you are not Swiss, not married to a Swiss person or don't have a C permit then you are taxed at source by your employer irrespective of your salary.
If you earn more than 120 000 chf (500 000 in Geneva) you have to complete a tax return and the tax you pay is adjusted as a consequence. The amount you have already paid is like an upfront payment and may be too much or too little depending on your circumstances, tax deductibles etc.

Some places allow you to complete a tax return even when under the threshold but not all cantons allow this.
Thank you for that clarification!
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  #30  
Old 10.03.2015, 23:04
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Re: Net Salary confusion

my husband is on a B permit is taxed at source and I am sSwiss (albeit not yet living in Switzerland!) that could be the reason I suppose?
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  #31  
Old 10.03.2015, 23:12
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Re: Net Salary confusion

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The OP will be taxed at source as long as the permit is L or B.
Only Swiss citizens or C-permit holders do not pay withholding tax.

A different question is whether (besides paying tax at source) he must file a tax return or not. And that depends on income level for those who pay tax at source. As stated by others, the cut-off is 120K annual income (gross). From 120K above, tax return is mandatory for those who pay tax at source.
Below that level, it is not required to file a tax return or even not possible in some case.
The 120k limit applies to 'poor cantons', it's 500k for anyone living in GE, of course the base salary (for ex pats) in GE is 500k as well
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  #32  
Old 10.03.2015, 23:18
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Re: Net Salary confusion

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my husband is on a B permit is taxed at source and I am sSwiss (albeit not yet living in Switzerland!) that could be the reason I suppose?
Correct
http://www.fin.be.ch/fin/de/index/st...ensteuer_e.pdf
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  #33  
Old 10.03.2015, 23:34
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Re: Net Salary confusion

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I am not Swiss, not married to a Swiss person and don't have a C permit. But I am not taxed at source. This is because I own a house in the Kanton I live in. So I am an exception to the rule. And as we all now, in this wonderful country we live in, there are probably several other exceptions to this rule!
Yes, and there is an exception to this exception on a cantonal basis as owning a house is not grounds for avoiding taxation at source if you are in canton Zurich.
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