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Old 28.03.2015, 02:10
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Help depositing a foreign cheque

Apologies that this is not a swiss (though I live in switz) particular question however someone may know an answer! Anyone here from the banking/other world have any clue how to deposit a cheque sent to my mother (who is in England) which is in Indian Rupees. She still has a Rupee account in India (different bank to the one who issued the cheque) which I am named on too. However calling their branch in the UK - they cannot deposit it there. Calling the bank in India they say someone has to physically take it into a branch and it cannot be posted. The originating bank also will not help as they cannot transfer the money electronically! Am at a loss as to what to do as its a few thousand pounds worth and shes 86. Any help gratefully received.
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Old 29.03.2015, 17:08
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Re: Help depositing a foreign cheque

If your mother is in the UK, she should have her own UK bank account.

Here is how, for example, the UK Halifax, deals with non-GBP, non-Euro, cheques from abroad:
http://static.halifax.co.uk/assets/p...s-brochure.pdf (page 8)
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Old 30.03.2015, 02:37
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Re: Help depositing a foreign cheque

Thanks for that! I'll take a look
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Old 30.03.2015, 13:09
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Re: Help depositing a foreign cheque

Does she have a lawyer ? You can make them sign something where they become in charge of the account (ONLY DEPOSITING) Then they deposit it into their account and write you a new check .

Thats how I am doing it in the US right now. Sale of business etc etc
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Old 13.04.2015, 14:15
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Re: Help depositing a foreign cheque

Thanks for this - I rang them - Halifax wont accept the cheque as its in Indian currency. Yes my mother has several UK bank accounts - the issue is the currency - and if not in a currency a bank trades in they wont deal with it.
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Old 13.04.2015, 14:21
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Re: Help depositing a foreign cheque

Open a new account in the correct currency.

Tom
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Old 13.04.2015, 14:33
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Re: Help depositing a foreign cheque

If we could we would.....cant open an account in the UK with an indian currency cheque - even the indian banks wont do that
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