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Old 13.04.2015, 22:27
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Can I open a CH current account before I arrive?

Hi
I am moving to Geneva at the end of May. Is it possible to open a regular CH current-account before I arrive? Online? Any recommendations / suggestions for 'friendly' every-day banking?
Thanks!
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Old 13.04.2015, 22:31
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Re: Can I open a CH current account before I arrive?

Nope. You need to get here and then go in with your work contract or residence permit to open an account. UBS, Credit Swiss and Post Finance are the best options if you want banking in English.
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Old 13.04.2015, 22:40
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Re: Can I open a CH current account before I arrive?

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Nope. You need to get here and then go in with your work contract or residence permit to open an account. UBS, Credit Swiss and Post Finance are the best options if you want banking in English.
Ok, great. Thanks for the super-quick response! I'll cross it off of my to-do list until I arrive
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Old 14.04.2015, 00:25
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Re: Can I open a CH current account before I arrive?

Yeah you'll have the accounts same day with all the cards etc arriving in a few days (for Postfinance anyway). You won't get an overdraft though at Postfinance until you're C permit though... but a credit card is fine. :/

Oh also, I donno about other banks, but Postfinance has a limit of how much of your money you can spend each month. It's not that high a limit, something like 2k from memory (per debit card) and so it may be a good idea to increase it straightaway! I couldn't even conceive such a limit existing.
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Old 02.06.2015, 23:41
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Re: Can I open a CH current account before I arrive?

Being an Americano arriving at the end of this month, I am guessing the above summary of "residence permit or work contract" don't apply to me. My getset representative told me I need to have the actual work permit before a bank will set me up with an account. Is she wrong?

I am planning on using the NE cantonal bank at present.
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Old 03.06.2015, 07:59
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Re: Can I open a CH current account before I arrive?

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Yeah you'll have the accounts same day with all the cards etc arriving in a few days (for Postfinance anyway). You won't get an overdraft though at Postfinance until you're C permit though... but a credit card is fine. :/

Oh also, I donno about other banks, but Postfinance has a limit of how much of your money you can spend each month. It's not that high a limit, something like 2k from memory (per debit card) and so it may be a good idea to increase it straightaway! I couldn't even conceive such a limit existing.
That explains why the first time I tried to pay my bills (which were many) on the counter I was refused. The lady did something and then it went through OK.
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Being an Americano arriving at the end of this month, I am guessing the above summary of "residence permit or work contract" don't apply to me. My getset representative told me I need to have the actual work permit before a bank will set me up with an account. Is she wrong?

I am planning on using the NE cantonal bank at present.
I opened an with the receipt from the Kries Buro, copy of my rental contract and copy of my work contract.
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