I plan on buying land already with the building survey done, developing the property from there, not necessarily building a house in the first few years.
The overseas bank had a problem with this, I guess they wanted some kind of guarantee the property would increase, or at least, hold it's value...
I was offering around 60% down also.
I spoke with the Credit Suisse rep, and as soon as I mentioned overseas, that was that.
If you good peeps would PM me the German bank, that would be cool, ta!