Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation
Reply
 
Thread Tools Display Modes
  #1  
Old 16.06.2015, 20:33
Junior Member
 
Join Date: Nov 2014
Location: Geneva
Posts: 38
Groaned at 0 Times in 0 Posts
Thanked 11 Times in 8 Posts
Reyna has no particular reputation at present
Revisiting credit cards

I'm having all sorts of trouble keeping track of our money since moving here as we have bank accounts in two countries, frequent travel abroad and a pay-now-get-reimbursed-later situation with my husband's work travel. One idea that has been suggested to me is that we get a credit card specifically for his work related travel expenses. I have looked at previous threads here and am checking out postfinance, migros/coop and corner bank cards which have been previously recommended. Am also looking at cards connected to the Miles&More frequent travellers club, although they do seem very expensive. I thought it worth checking to see if anyone has discovered a new product more recently or if anyone would like to share any tips for us newbies?
Reply With Quote
  #2  
Old 16.06.2015, 22:05
Senior Member
 
Join Date: Aug 2010
Location: Zurich
Posts: 341
Groaned at 1 Time in 1 Post
Thanked 172 Times in 119 Posts
AlreadyPacked has earned some respectAlreadyPacked has earned some respect
Re: Revisiting credit cards

You can look at the cost of credit cards on comparis.ch
Currently postbank are the cheapest.
Reply With Quote
  #3  
Old 19.06.2015, 18:17
oct oct is offline
Newbie 1st class
 
Join Date: Oct 2010
Location: Basel
Posts: 24
Groaned at 0 Times in 0 Posts
Thanked 8 Times in 7 Posts
oct has no particular reputation at present
Re: Revisiting credit cards

Quote:
View Post
You can look at the cost of credit cards on comparis.ch
Currently postbank are the cheapest.
Postbank CC is 50chf/year and 20chf for the additional card, so it's not the cheapest.


------------------------
I came from US, most CC there are annual fee free, and give you something back (like cash). So I would like something "free" to start with, and did some research in Switzerland, and found Migros / Coop are the cheapest ones.

I just applied the Coop card, the advantage you can get Visa and Master from them at the same time. I haven't get approval from them, so I have nothing further to share at the moment.
Reply With Quote
  #4  
Old 19.06.2015, 18:34
roegner's Avatar
Forum Legend
 
Join Date: May 2011
Location: Zurich
Posts: 3,035
Groaned at 87 Times in 65 Posts
Thanked 3,060 Times in 1,567 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: Revisiting credit cards

Ask his employer for one?
Reply With Quote
  #5  
Old 19.06.2015, 18:48
AbFab's Avatar
Forum Legend
 
Join Date: Sep 2006
Location: Zürich
Posts: 6,504
Groaned at 304 Times in 201 Posts
Thanked 8,082 Times in 2,889 Posts
AbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond repute
Re: Revisiting credit cards

Jelmoli Visa Bonus Card is free if you spend over CHF300 a year...
Reply With Quote
  #6  
Old 19.06.2015, 19:39
Mark75's Avatar
Forum Veteran
 
Join Date: Apr 2007
Location: by the lake (either one)
Posts: 2,409
Groaned at 44 Times in 38 Posts
Thanked 2,897 Times in 1,267 Posts
Mark75 has a reputation beyond reputeMark75 has a reputation beyond reputeMark75 has a reputation beyond reputeMark75 has a reputation beyond reputeMark75 has a reputation beyond repute
Re: Revisiting credit cards

Quote:
View Post
I thought it worth checking to see if anyone has discovered a new product more recently or if anyone would like to share any tips for us newbies?
One important factor is how much your husband actually spends on business travel.

Some of the free/low cost options have rather low credit limits which may not be sufficient.
Some cards offer miles, cash refunds or lower/no fees depending on how much you spend.

Last edited by Mark75; 19.06.2015 at 23:46.
Reply With Quote
  #7  
Old 19.06.2015, 22:34
Medea Fleecestealer's Avatar
Forum Legend
 
Join Date: Jul 2011
Location: Misery-Courtion
Posts: 13,483
Groaned at 169 Times in 134 Posts
Thanked 9,620 Times in 5,495 Posts
Medea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond repute
Re: Revisiting credit cards

Why not set up another bank account with credit card? UBS does both Visa and Mastercard and you can get an account in the currency he's likely to use most often. Pay an initial sum into the account for starters and then simply pay his expenses money back into the account when he gets re-imbursed, keping it topped up as needed. You can get UBS's Key Club with it so you earn points which can be spent on all sorts of things.

http://www.ubs.com/ch/en/swissbank/p...ndividual.html

http://www.ubs.com/ch/en/swissbank/private/keyclub.html
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Credit Cards Fidgety Finance/banking/taxation 8 11.06.2012 14:55
Credit Suisse Credit Cards on an L Permit jerallie Finance/banking/taxation 18 09.12.2011 00:04
Credit Cards Sanguine Finance/banking/taxation 33 29.11.2011 12:57
Obtaining credit cards/establshing credit? mbennion76 Finance/banking/taxation 6 09.03.2008 22:31


All times are GMT +2. The time now is 10:25.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0