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Old 19.07.2015, 02:08
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Paying post finance credit card

Hi,

I just got my first bill from postfinance. I am just wondering if anyone has ever used the "Load credit card" function as a way to pay their credit card from post finance. Can one do that? Or does one need to do a transfer to konto 01-67777-5.

I am asking as I could not wait for the bill (due to travels), I just used the load function to bring the balance back down, but I don't know if that counts as an actual payment or not.

Cheers
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Old 19.07.2015, 10:04
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Re: Paying post finance credit card

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Hi,

I just got my first bill from postfinance. I am just wondering if anyone has ever used the "Load credit card" function as a way to pay their credit card from post finance. Can one do that? Or does one need to do a transfer to konto 01-67777-5.

I am asking as I could not wait for the bill (due to travels), I just used the load function to bring the balance back down, but I don't know if that counts as an actual payment or not.

Cheers
Why would putting money from your bank account on to your credit card NOT count as a payment? You are putting money on to your credit card therefore reducing the balance. I do it all the time.

Last edited by Richdog; 19.07.2015 at 10:27.
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Old 19.07.2015, 10:22
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Re: Paying post finance credit card

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Hi,

I just got my first bill from postfinance. I am just wondering if anyone has ever used the "Load credit card" function as a way to pay their credit card from post finance. Can one do that? Or does one need to do a transfer to konto 01-67777-5.

I am asking as I could not wait for the bill (due to travels), I just used the load function to bring the balance back down, but I don't know if that counts as an actual payment or not.

Cheers
I'm confused, if you got the invoice, why did you not just pay it according to the instructions???
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Old 19.07.2015, 10:28
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Re: Paying post finance credit card

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I'm confused, if you got the invoice, why did you not just pay it according to the instructions???
Everyones circumstances are different, and I'm guessing they needed to free up space fast possibly due to stuff like work travel expenses or big purchases etc.
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Old 19.07.2015, 10:29
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Re: Paying post finance credit card

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Use some common sense, why would putting money from your bank account on to your credit card NOT count as a payment? You are putting money on to your credit card therefore reducing the balance.
Because you're card and your account are not one and the same, perhaps! When you're logged in to PF, you'll see two balances one being the card and the other the account. I'm not saying you're wrong, but it is a reasonable question, to which the OP is about to find out the answer!
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Old 19.07.2015, 10:36
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Re: Paying post finance credit card

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Because you're card and your account are not one and the same, perhaps! When you're logged in to PF, you'll see two balances one being the card and the other the account. I'm not saying you're wrong, but it is a reasonable question, to which the OP is about to find out the answer!
The OP said "due to travels" so I am guessing has hit the maximum limit on his card. Until he says otherwise it is a very reasonable assumption and using the "load credit card" function will reduce that balance so the credit card can be continued to be used.
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Old 19.07.2015, 11:06
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Re: Paying post finance credit card

Hi,

To clarify, I paid this way because of the gazillions of credit cards from Canada, US and France, thats how it worked. I just dump money back into whatever account that had a balance. I have never had to direct the payment to a certain account.

I paid before receiving the invoice because I knew I was travelling when I would get the invoice. It was the first one, so I couldn't set anything up to receive the bill electronically.
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Old 19.07.2015, 15:45
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Re: Paying post finance credit card

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Hi,

I just got my first bill from postfinance. I am just wondering if anyone has ever used the "Load credit card" function as a way to pay their credit card from post finance. Can one do that? Or does one need to do a transfer to konto 01-67777-5.

I am asking as I could not wait for the bill (due to travels), I just used the load function to bring the balance back down, but I don't know if that counts as an actual payment or not.

Cheers
Mine gets automatically deducted. Maybe that is an option you can set up?
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Old 20.07.2015, 02:07
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Re: Paying post finance credit card

I can confirm load credit card option works and it is the same as paying via the payment slip, just faster.
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Old 20.07.2015, 02:24
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Re: Paying post finance credit card

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Hi,

I just got my first bill from postfinance. I am just wondering if anyone has ever used the "Load credit card" function as a way to pay their credit card from post finance. Can one do that? Or does one need to do a transfer to konto 01-67777-5.

I am asking as I could not wait for the bill (due to travels), I just used the load function to bring the balance back down, but I don't know if that counts as an actual payment or not.

Cheers
Load Credit card will pay the credit card balance. It's translated as-is from German Laden. Press "Loading" button, select amount to pay, press Send, you are done. It will be immediately deducted from your Current acct balance, but the account balance widget will not reflect the new balance immediately. The Order Overview Widget will show the deducted amount. I was confused the first time as well, and "loaded" my CC twice. The CC balance should be updated in a short moment though.
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Old 21.07.2015, 01:25
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I can confirm load credit card option works and it is the same as paying via the payment slip, just faster.
Thanks for the info!

The name is just misleading in english and in french.

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Load Credit card will pay the credit card balance. It's translated as-is from German Laden. Press "Loading" button, select amount to pay, press Send, you are done. It will be immediately deducted from your Current acct balance, but the account balance widget will not reflect the new balance immediately. The Order Overview Widget will show the deducted amount. I was confused the first time as well, and "loaded" my CC twice. The CC balance should be updated in a short moment though.

Thanks a lot! It would be a lot easier if they just made the button "GIVE Postfinance your money"

Last edited by 3Wishes; 21.09.2015 at 22:31. Reason: merging consecutive replies
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