Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation
Reply
 
Thread Tools Display Modes
  #1  
Old 28.07.2015, 22:15
Senior Member
 
Join Date: Mar 2014
Location: Neuchatel
Posts: 257
Groaned at 0 Times in 0 Posts
Thanked 87 Times in 60 Posts
Enohzee has no particular reputation at present
Bank clearing number - can it be incorrect?

Hi all,

I'm setting up a standing order for my rent payment.

I have the account number and the bank location and post code (and obviously name of the Gerance etc.). I do not have the clearing number and I need one to send the payment.

I tried the clearing number of their bank (UBS Zurich). There are several UBS branches in Zurich with different clearing numbers. I narrowed it down to 2 on postcode (8098).

It wouldn't allow me to use one of them. On the other, the clearing number worked and the payment is approved.

Easy solution is obviously call and ask, but can anyone enlighten me on if it's possible to use the wrong clearing number, if all other info is correct and it's the right bank (UBS).

Thanks!
N
Reply With Quote
  #2  
Old 28.07.2015, 23:23
me.anon's Avatar
Forum Veteran
 
Join Date: Jan 2012
Location: thun
Posts: 1,454
Groaned at 22 Times in 16 Posts
Thanked 1,767 Times in 870 Posts
me.anon has a reputation beyond reputeme.anon has a reputation beyond reputeme.anon has a reputation beyond reputeme.anon has a reputation beyond reputeme.anon has a reputation beyond repute
Re: Bank clearing number - can it be incorrect?

If you have a full IBAN number for the destination account, and you are using electronic banking to set up the payments, then the clearing number should be automatically found.

Try also here:
(Ger.) http://www.six-interbank-clearing.co...bc-number.html
Reply With Quote
This user would like to thank me.anon for this useful post:
  #3  
Old 28.07.2015, 23:33
Senior Member
 
Join Date: Mar 2014
Location: Neuchatel
Posts: 257
Groaned at 0 Times in 0 Posts
Thanked 87 Times in 60 Posts
Enohzee has no particular reputation at present
Re: Bank clearing number - can it be incorrect?

I have only the domestic bank number, not the IBAN.

I'll contact them tomorrow, but I tried again and only 2 codes found in the UBS search tool worked (out of about 6) - one for UBS AG in Zurich and the other for UBS 'Swiss Financial Advisers AG'.
Reply With Quote
  #4  
Old 29.07.2015, 12:33
Junior Member
 
Join Date: Mar 2014
Location: Zürich
Posts: 31
Groaned at 0 Times in 0 Posts
Thanked 15 Times in 9 Posts
brofeelgood has earned some respectbrofeelgood has earned some respect
Re: Bank clearing number - can it be incorrect?

The bank clearing number a.k.a. Bankleitzahl (BLZ) is a way to identify the location/branch of the bank.

In the IBAN, this is represented by a 5-digit number from position 5-9. Banks here usually require and quote only the last 4 (out of the 5) digits. If I'm not wrong, domestic bank account numbers also start with the same 4 digits.

If you know the location of the branch, you could search for the BLZ with this tool, or vice versa. http://www.banksuche.com/ch/
Reply With Quote
  #5  
Old 30.07.2015, 17:26
Senior Member
 
Join Date: Mar 2014
Location: Neuchatel
Posts: 257
Groaned at 0 Times in 0 Posts
Thanked 87 Times in 60 Posts
Enohzee has no particular reputation at present
Re: Bank clearing number - can it be incorrect?

Thanks for your help all. I got a payment slip in the end and managed to do a standing order with it.
Reply With Quote
  #6  
Old 31.07.2015, 11:11
Senior Member
 
Join Date: Jun 2009
Location: Zurich
Posts: 321
Groaned at 12 Times in 11 Posts
Thanked 145 Times in 83 Posts
poot is considered knowledgeablepoot is considered knowledgeablepoot is considered knowledgeable
Re: Bank clearing number - can it be incorrect?

When I've not known the exact one, I've in the past just used what looks like the bank's main one, and the payment has always gone through
Reply With Quote
This user would like to thank poot for this useful post:
  #7  
Old 06.08.2015, 14:34
Elle's Avatar
Junior Member
 
Join Date: Jul 2008
Location: Aargau
Posts: 57
Groaned at 0 Times in 0 Posts
Thanked 33 Times in 21 Posts
Elle has made some interesting contributions
Re: Bank clearing number - can it be incorrect?

UBS bank clearing code is 230. Even if the account is with a branch of UBS (and they have different BC codes), it all gets routed through that main BC number.

You can also look the numbers up here: http://www.six-interbank-clearing.co...bc-number.html ... but as others have said, with an IBAN-number you don't really need the BC number anymore.

No, I don't work for them .
Reply With Quote
This user would like to thank Elle for this useful post:
  #8  
Old 06.08.2015, 16:26
newtoswitz's Avatar
Forum Veteran
 
Join Date: Jan 2010
Location: Rapperswil
Posts: 1,158
Groaned at 15 Times in 13 Posts
Thanked 1,310 Times in 596 Posts
newtoswitz has a reputation beyond reputenewtoswitz has a reputation beyond reputenewtoswitz has a reputation beyond reputenewtoswitz has a reputation beyond repute
Re: Bank clearing number - can it be incorrect?

Quote:
View Post
UBS bank clearing code is 230. Even if the account is with a branch of UBS (and they have different BC codes), it all gets routed through that main BC number.

You can also look the numbers up here: http://www.six-interbank-clearing.co...bc-number.html ... but as others have said, with an IBAN-number you don't really need the BC number anymore.

No, I don't work for them .
That isn't actually true any more - with the recent legal separation of UBS CH there are two BC numbers in use, at least temporarily.

I don't know if there is overlap in the account number ranges or not, but if there is it would be a problem using the wrong BC.

The IBAN actually includes the BC, which is why you don't need to enter it separately but it is still used - details here: http://www.swissiban.com
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Restoring Leather - it can be done! bigblue2 Housing in general 19 23.06.2014 15:28
Ear Thermometer: Can it be used on a dog? Mrs. Doolittle Pet corner 18 05.08.2013 09:50
Can your bank account funds be frozen without proof? ryan14 Finance/banking/taxation 2 18.04.2011 08:03
World Record Breaking - How hard can it be? Gronk General off-topic 4 03.09.2007 18:24


All times are GMT +2. The time now is 05:09.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0