Question about Swiss pensions
Hi all - I started working in Bern a couple of weeks ago and recently got a letter asking me some questions pertaining to my work based pension (something I honestly know very little about since this is my first job) from the Bernische Pensionskasse. One thing I was unsure about is the box that says "Sparplanvariante" with two options saying "Variante plus 2%" and "Variante plus 4%" together with a note in German saying if you don't tick a box you get the basic rate savings option. Am I correct in my understanding that this is like an additional voluntary based contribution into the pension of 2%/4%? Is this worthwhile considering? Thanks for your help!