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Old 10.09.2015, 20:04
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Best Loan Rates

Can anyone tell me of good banks / websites to visit to see the best loan rates offered by banks in Switzerland?

I'm looking to borrow around 15,000 CHF.

I'm based in Lausanne.
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Old 10.09.2015, 20:22
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Re: Best Loan Rates

If you are looking for a personal loan (Privatkredit), you might want to use the Comparis.ch website for a list of banks with competitive rates:

https://en.comparis.ch/privatkredit/default.aspx
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Old 10.09.2015, 20:54
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Re: Best Loan Rates

Unsecured loan to a foreigner?

Thats the business of GE Moneybank.
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Old 10.09.2015, 22:16
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Re: Best Loan Rates

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Unsecured loan to a foreigner?

Thats the business of GE Moneybank.
Now known as Cembra. Be prepared for high interest rates with them in the region of 12-15%

Cheapest rate I know of for unsecured lending is Migrosbank at 5.9%, but their lending criteria seem pretty strict.
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Old 11.09.2015, 10:55
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Re: Best Loan Rates

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Now known as Cembra. Be prepared for high interest rates with them in the region of 12-15%

Cheapest rate I know of for unsecured lending is Migrosbank at 5.9%, but their lending criteria seem pretty strict.
The Migrosbank conditions are very tough, but because of this they have very few defaults or non-payments which is reflected in their interest rate as they don't need to make mega bucks to pay for all the defaulters !
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