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Old 22.09.2015, 22:22
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Returning to Switzerland after stint abroad

Hello!

I'm an EU national who has been living in Switzerland for 8 years. I recently moved to the US, and whilst i was meant to be away for a 1 to 2 years, I am returning to Switzerland after only 6 or 7 months abroad. I am terrible at financial planning and pretty clueless when it comes to such matters...

I have a question regarding my pension:

Unless i indicate otherwise, my pension that i had been accumulating for the 8 years i worked in Geneva will be transferred to a vested account (compte de libre passage) in 7 weeks (as that will be 6 months after my departure from Geneva). When i return to Geneva i would like to resume my pension contribution and purchase missing months, if possible. Should i be doing anything in advance of the return move? Should i ask that my pension is transferred somewhere? If so, any recommendations of what bank/insurance would make most sense?

Also, i have some flexibility with regards to the move date, and could return after 6 months or 7 months. Does it make any difference and should i be pushing for one or the other?

Any clarity or help i could get on the above would be very much appreciated!

Thank you, thank you, thank you!!!


Details:
EU national
Permit C holder (suspended during my absence)
Lived in Geneva for 8 years and will return to Geneva
Last 5 1/2 months i have been working in the US
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Old 22.09.2015, 22:38
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Re: Returning to Switzerland after stint abroad

Ring the company you previously worked for and ask them not to move your pension. When you are back and have a new job, you can move it to your new employers pension fund.
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Old 22.09.2015, 22:41
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Re: Returning to Switzerland after stint abroad

If your not working you can't contribute.
When you start a new job you can look at the situation again.
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