| Quote: | |  | |
| I got the following information from my university:
58656 EUR living + 7488 EUR mobility = 66144 EUR
exchange rate 1.55 -> 102523 CHF
-14% employers deductions
= 88170 CHF brut | |
| | |
Here some more info. Although slightly embarrassing to release such info, it might help some people starting a MC or similar fellowship in Switzerland / Vaud. From the 88170/12 = 7347 monthly, I pay
5.05% AVS (first pillar rent)
1.00% AC (unemployment)
0.63% ANP/SUVA (accident insurance)
4.81 % pension, second pillar
15.6 % tax (impot a la source)
This leaves me with 5354 CHF (that is, 27% deductions). As discussed above, however, my living allowance also covers employers contributions. This is:
5.05 % AVS
1.00 % AC
0.63% ANP/SUVA
2.67 % pension, second pillar
6.93 % other stuff
The last item includes insurance for the case that I cannot work any more. It also covers a margin for special circumstances (e.g., if I would have a baby, currency fluctuations etc). At the end of the year, I think, I will receive the remaining margin. Also, when I leave Switzerland, I would expect that I get some of the pension contributions back.