Please see this website

http://www.swissinfo.ch/eng/politics...97260000&ty=st

It is mentioned in the right portion under the section

SWISS PENSION SYSTEM

That EVERYONE must contribute to the first pillar (AHV) whether working or not..

Can some one be kind enough to explain the above please..

If the husband (non EU B permit holder) is working and he automatically contributes 5.05% towards AHV (through his salary), does the non working wife (non EU B permit holder) also need to make any individual contribution? The article above seems to say so but I have never heard of this before..

Thanks in advance for your help

Hi, don't worry. The articel is right. everyone must pay min. 460.- per year. But you are married and so your husband pays for you too. He must pay min. 920.- per year which means the dobbel while he needs to pay for you too. But while he pays the 5.05% per month you are on the save side! so everything is fine!! As more you pay as more you'll get when you'll retire.

The above statement is only partly true. Because the maximum state pension has an upper limit of approx 2k monthly for singles and approx 3k for married couples. So, paying more may not mean getting more.

I dont really understand this. In my payslip it stats that I pay 5.05% every payday for my AHV Contribution. I am Australian and my wife (not working) is English - we are both on B Permits.

Also, I pay a UI Contribution of 1.00% (havent been able to find out what this is yet).