I know that this is probably the most discussed topic on expat sites at the moment, but wanted some advice from anyone well informed on the topic...

I have a Euro account in France and am looking to transfer it to UK to take advantage of the excahnge rate. Does anyone have a view on the likely FX trends from Euro to Sterling? (ie is now a good time to change or should I wait?)

Also, my bank has offered me a 3.5% bond fixed for 9months. There is talk of the BoE reducing interest rates again next week (50BPS) - can I do better than 3.5% anywhere else??

Thanks for any advice....
cheers