I am wondering what advice members can give on retaining bank accounts in Switzerland after one has left the country please?

Namely,

• Is one bank better than another for this?
• I do not wish to receive any post, is this possible?
• Do any banks require you to close your account on leaving the country?

Many thanks in advance

1. Depends in part on your nationality (UBS don't like US citizens any more...). If you are a average Joe customer, then all banks are about the same. Get one with a good Internet banking presence.

2. If you are a private banker with a few mill in the account, most banks will happily cater for this desire. Check with your personal banker.

3. No, except maybe for US-citizens...

As far as I know, person can hold his/her bank account only thing is, that you might end up pay some extra Sfr to bank annually for account mantainence.

I had left for Austria around a year ago but left my bank account open with UBS. There were no issues, no posts also, as you have the option with UBS that you would not want to receive any posts. I do not know about the being-American thing as I am not American. I had to pay the minimal annual charges for maintaining the account. There were no issues with using their credit card either. Now I am back in Switzerland and I have continued with my previous account.

Most Banks will retain your post. However they charge heavily for that privilege.

Most banks offer online banking. With that, you receive one piece of mail
at the end of the year.