As you can see, I am loving all the feedback, hopefully (for you lot) this will be my last question of the day.

Have an old SERPS pension that in interest terms is going nowhere. Do not plan on going back to the UK anytime within the next half century & want to know what my options are.

Roll it into my Pensionskasse ?

Can I cash it in & buy a convertible for the summer ?

Whack it into 3rd Pillar ?

Thanks in advance

P

Only you can answer. It depends how old you are and how soon you want a pension, how much value it has, how much you think a convertible will enhance you image and so on.

Pillar 3a could be the one. You can't get out until retirement, but the money you put in is deductible. You could trickle it in over the years taking the payments to the limit of your allowance....

to be honest, the value is not that great, but my question is simply. must I transfer into another pension or can I realise a cash value ... would actually be going towards buying a combi or SUV, too much baby paraphanlia to fit into an MG ....