Applying for a Credit card - new in the country

Fly-Swiss · #1 07.04.2007, 12:19

What is your experience with credit card applications in CH. Are they refused if you've just got a job and new address in the country or do you generally get them approved? (assuming you have CH nationality or B/C permit).

Fly-Swiss · #2 14.04.2007, 15:01

any experience, anyone ?

Lou · #3 14.04.2007, 16:14

There are already a couple of threads about credit cards, can you search to see if you can find the info you want? If you still have questions come back and ask.

#4 19.04.2007, 21:59

I had no trouble getting a credit card from my (Swiss) bank (it was UBS) once I gave them a copy of my permit.

vishi · #5 19.04.2007, 22:07

No issues for me. As long as you are employed, I think you should be fine. I applied mine when I opened my account along with my salary details and got it in a few weeks time.

MarcHK · #6 21.04.2007, 09:07

My bank (UBS) told when when opening the salary account that I can only apply for a credit card when I have the B-permit. So far I ended up with a L-permit and still waiting for bank replies. But as long as you are employed the bank shouldn't make any trouble.

Marc

gbn · #7 21.04.2007, 10:05

	Quote:	MarcHK
	My bank (UBS) told when when opening the salary account that I can only apply for a credit card when I have the B-permit. So far I ended up with a L-permit and still waiting for bank replies. But as long as you are employed the bank shouldn't make any trouble. Marc

Horseshit.
I got an credit card from UBS on an "L" (after about 10 months).
My friend got one within a month of arriving in Switzerland with an "L" permit.

The branch do not make the decision - there is a separate card unit that will decide.

magyir · #8 23.04.2007, 07:39

i had trouble with UBS so I went to the Miles and more site of credit suisse miles-and-more.ch and applied no worries, just card is a tad expensive.

Don't know how you would fare with the free supercard from Coop issued by Credit Suisse or Migros issued by GE Capital.

Rich · #9 23.04.2007, 08:55

I'm 22, been in Zurich for just over 3 months now with an L permit, i went to UBS on the Banhoffstrasse (not sure if i spelt that right

) i was able to open a salary account, savings account and also a Credit card. The only thing they wanted from me for the Credit Card was a proof of employment.

jamesWtc · #10 23.04.2007, 11:36

I have a B permit and opened an account with UBS. I received a credit card from them right after a week.

Fly-Swiss · #11 25.04.2007, 09:58

great. thanks all for your replies.

nksyoon · #12 25.04.2007, 10:00

Non-EU, B Permit, UBS - they asked for a fixed deposit to cover my credit limit.

jamesWtc · #13 25.04.2007, 11:14

It's funny... they neither did they ask for deposit.

	Quote:	nksyoon
	Non-EU, B Permit, UBS - they asked for a fixed deposit to cover my credit limit.