I have today been looking to open an account and looked at Credit Suisse(Bonviva Silver) and PostFinance(Internet set). They both look reasonable accounts, however, the PF IS account looks a little stronger as I want to do all my banking on line and it also looks to cost less so long as >7500 in account. Tried to ask at Post office about "outpayment costs" but due to my poor German and the not too good understanding of the lady at the desk I could not get a satisfactory answer as to what they are and how they apply. Can anybody please advise on the benefits of the two accounts and what are the "out payments"? I will want to transfer money back to the UK and fear this "Outpayment cost" may be appliacble to this.