One of my friends has recently received a job offer in Luzerne. His gross ( brutto) salary will be 5500 CHF. He is 32 and single. Can anyone estimate what would be his Net salary after taxes and other deductions. He will be medically insured through the company general insurance agreement with Winterthur.
Thanks in advance.

Slightly depends if 5500 * 12 or 13 months !!


He might endup with roughly 11.000 CHF / year tax bill.


You can check with Tax Calculator from CS.


http://www.credit-suisse.com/index/en/


BTW, what kind of job is it ??

thanks for the reply!

Its a post as an assistant for secretarial work. The salary is on 13 month basis.

Dear Members,

I am Ashish and a new member to this forum and live in Reinach, BL. I have a question concerning taxation at source for non-EU foreign employees with work permit B.

I read at this web site (see below), following lines “The taxation at source is usually a final tax. However, if the gross yearly income exceeds Sfr. 120,000, a taxpayer may apply for an ordinary assessment and any tax withheld is credited against the final tax liability.”.

Does this mean that people with work permit B (and non-EU nationals) and those whose gross yearly income exceeds Sfr. 120,000, can opt for year-end taxation and avoid taxation at source?

( http://www.swissnetwork.com/?page=ViewArticle&id=35&category=Taxation%2FPerson al+Taxes

“… A source tax on wages and salaries is levied on remuneration earned by foreign employees with residence or temporary residence in Switzerland (but who do not have the permanent residence permit: Permit C) as long as they are not married either to a person who is a Swiss national or to a person who has the Permit C and as long as they receive their salary from a Swiss employer…. The taxation at source is usually a final tax. However, if the gross yearly income exceeds Sfr. 120,000, a taxpayer may apply for an ordinary assessment and any tax withheld is credited against the final tax liability…)

Thank you in advance for your replies.

Ashish

As far as I understand it, it means that what they take out at source is how much you own, and that ís that... But if you make more than 120k and you think you own less, you can have your situtation assessed.

Hi,

It is clearly stated in your post
"However, if the gross yearly income exceeds Sfr. 120,000, a taxpayer may apply for an ordinary assessment and any tax withheld is credited against the final tax liability"

which means that although the tax will be deducted at source (which means salary in this case) but you can apply for the ordinary assement at the end of the year and if you have paid more taxes in the monthly deductions than you get some money back. Because every Geminde has different taxes and also every indivdual is laible to different taxes (mortgages, family situation, applicable taxes in the place of residence) etc you might end up getting some money back.
But in any case there is no scope of escaping the deductions for B permit non swiss spouse residents. Infact I think this system is kind of good as you are at +-80% of your tyx laibility so there is no burden at year end.

Hope it helps.

First, thanks for taking you time to reply to my request. You may know that withholding tax at source is purely based on the gross income and not before any deductions (3rd pillar for example, top-up of pension, etc). Is it possible to get back additional tax paid and what is the procedure to follow. Any links would be helpful.

I'm just going to complete my 9 month stay in Switzerland and till now I didn't receive any tax related papers to file, etc. I asked at Geminde, Reinach and they asked me to wait and that was 5 months ago.

Thanks once again.

Ashish

You can use the thanks button to thank people .

That is what exactly is the tax assessment but I believe you can do that only after the closure of the year (Dec). Just get an attorney to file (CHF 200-500, depends, not too sure on this though) your tax returns and you can claim a lot of deductions as well like 1 trip back home, some education allowance, any mortgage you pay here or at home (not fully deducted but some portion of it) etc.
Once they prepare and compute the tax laibility vis a via tax deduction you know how much you can claim back. Better hire a professional as they know what all papers and deductions are applicable in specific cases.

As you mentioned about reimbursement of 1 home travel..do you have any idea where and how this has to be filled in the form?

Thanks!!

ms jacob it depends on the canton
the forms are different for each

for the earlier question even if you dont earn 120k per year you can fill in a return for refund related to a 3rd pillar contribution only.

If you are looking at a very rough estimate of what your take home will be just take away a third from this number. The remaining two thirds will be your salary after deductions.

This may help

http://www.credit-suisse.com/index/en/

Click on T and then tax calculator

Hi there, just used the Tax Calc and all is fine, but i was intrigued to find out that you pay more if you have a religion??!

Coming from the UK where most people are lapsed Catholic/Protestants, this seems utterly bizarre to me, surely this cannot be fair?

I presume that it must be taking into account some optional (say 5%) rate to pay to the church of your choice, but surely higher tax cannot be enforced based purely on religion??

You basically pay an additional tax to finance the church. If you are not religious, there is no reason you should pay for that.

the premise is that if you use it you pay for it, which I find very fair .... also this is not centralised tax, but is levied at the Gemeinde (local council) level, so your local place of faith receives the funds directly.

Ah, i see, this makes more sense. Would there be some criminal proceedings then if you went to a local church and were of that faith, but did not declare it on your tax return?

when you register with the Gemeinde, they will ask you which faith you are ... answer "konfesionsloss" & they will enter that you are a faithless heathen & therefore will not have the tax applied.

don't think any of the churches have special investigators out there ...

Sorry guys for picking up this old thread. Yesterday I've registered and I made the mistake to say that I'm catholic christian (only because I've been baptized) but I don't go to the church since almost 10 years and I'm not absolutely religious.

Then I found that because of this I have to pay more than 1k CHF for supporting the church. This is ridiculous since almost everybody in Italy are catholic christian and you *donate* to the church only if you want. Most of the people (like me) were baptized because the parents wanted but, after their childhood, they didn't practice their faith anymore.

Now, is there any way to change this? Should I go to the registration office again? Will they accept the change?

Initially I said "atheist" but then I said "well, I've been baptized", and they said "ok, so you are catholic christian".

I didn't bother at the moment but now I found out this is totally wrong...

Any help appreciated.



Fabio

Yes you can change this. You need to formally "resign" from the church. If you go to your registration office and ask specifically for this. It will apply first for the following year. BEWARE if you are married you will often, though for some reason not always, find that your spouse is paying church fees and will need also to resign...

I'm single and not married. Here in Zurich since 9 days.

Are you saying that whether I change this now I will have to pay anyway more than 1000 CHF for this fiscal year as church taxes??



Fabio